Maddy summaryHB 1553 requires banks and credit unions in Pennsylvania to provide clear notices when charging overdraft or nonsufficient funds fees, including details like transaction date, type, and balance impact. It caps overdraft fees at $15 (or the transaction cost, whichever is lower) and limits customers to no more than three such fees per calendar day. The law also prohibits additional charges beyond standard fees and bans fees for declined transactions. These protections apply directly to bank customers and credit union members, with rules taking effect 180 days after enactment. The bill mandates fee transparency by requiring institutions with websites to publicly list all fees.
Rep. Manny Guzman
Sponsored bills
Maddy summaryHR 276 is a resolution urging the President to obtain explicit authorization from Congress before deploying U.S. military forces in hostilities against foreign nations, as required by the Constitution and the War Powers Resolution. It directly addresses the executive branch's military decision-making process by mandating congressional approval prior to such actions. The resolution does not create new law but calls for adherence to existing constitutional and statutory requirements. It has been referred to the Intergovernmental Affairs & Operations committee for review.
Maddy summaryHB 1103 updates Pennsylvania's mortgage lending rules under Title 7, focusing on licensing requirements and consumer protections for mortgage lenders. It clarifies definitions for mortgage loan industry terms and specifies the powers that licensed mortgage businesses can exercise. The bill directly affects mortgage lenders (who must comply with revised licensing standards) and borrowers (who gain clearer protections under the updated rules). Key changes include streamlining licensing procedures and strengthening safeguards against predatory lending practices.
Maddy summaryHB 1216 amends Pennsylvania's 1968 Unfair Trade Practices and Consumer Protection Law to update definitions of prohibited business practices and clarify which acts are considered unlawful. It specifically adds new provisions targeting deceptive marketing tactics and strengthens exclusions for certain professional services. The bill directly affects businesses operating in Pennsylvania (particularly those in retail, finance, and professional services) and consumers who may encounter unfair practices. The legislation passed its final vote on June 23, 2025, and is now pending review by the Consumer Protection & Professional Licensure committee.
Maddy summaryHB 1095 modifies Pennsylvania court records to limit public access to eviction information in dockets and indices. It directly affects tenants, landlords, and court clerks by restricting how eviction history is shared while requiring the Administrative Office of Pennsylvania Courts to process these records under the new rules. The key provision creates a "limited access" system for eviction data, meaning the public cannot freely view these records as they currently can. This change applies specifically to eviction-related court documents within the state's judicial system. The bill passed the House on June 23, 2025, and was referred to the Judiciary Committee.
Maddy summaryThis resolution (HR 188) symbolically recognizes May 6, 2025, as "World Asthma Day" within Pennsylvania. It does not create new laws or affect any specific groups or policies; it is a formal acknowledgment by the Pennsylvania House of Representatives. The resolution was referred to the Health committee, reported as committed, and ultimately laid on the table (stalled) on June 23, 2025, under House Rule 71. As a commemorative resolution, it has no binding effect or direct impact on legislation or constituents.
Maddy summaryHB 30 updates the certification requirements for real estate appraisers under Pennsylvania's 1990 law. It specifically revises the application process and qualifications needed for individuals seeking or renewing their appraiser licenses. The bill directly affects real estate appraisers and the licensing board responsible for overseeing certification. This amendment aims to modernize the certification framework without specifying new education or exam details in the provided context.
Maddy summaryHB 1621 amends Pennsylvania's Workers' Compensation Act to require that informational materials about workers' compensation procedures be provided in multiple languages. This directly affects non-English speaking workers and employers who need to understand claim processes, injury reporting, and benefits. The key provision mandates adding multilingual versions of standard informational documents to ensure accessibility. The bill focuses on improving communication clarity within the existing workers' compensation system without changing benefit amounts or eligibility rules.
Maddy summaryHB 1602 amends Pennsylvania's Breast and Cervical Cancer Early Screening Act to update the program's short title, definitions, and administrative structure. It clarifies operational details without changing the core screening services provided to patients. The bill directly affects the Pennsylvania Breast and Cervical Cancer Early Screening Program, healthcare providers offering screenings, and patients seeking preventive care. The bill was referred to the Insurance committee on June 16, 2025, for further review.
Maddy summaryHB 1592 would require designated handicapped parking spaces at electric vehicle (EV) charging stations in Pennsylvania. This amendment to vehicle parking rules directly affects people with disabilities who use EVs and need accessible parking near charging locations. The bill mandates that new or renovated EV charging facilities include these accessible parking spots. Currently referred to the Transportation committee on June 11, 2025, it aims to improve accessibility for EV users with mobility needs.