Rep. Suzanne Schreiber

Maddy summaryHB 1709 prohibits creditors and debt collectors from reporting debts related to lifesaving and emergency medical care at Oklahoma medical facilities to credit bureaus. It also bans credit bureaus from including such debts on consumer credit reports. This applies specifically to debts for emergency or life-threatening condition treatments at hospitals, nursing facilities, or licensed medical offices in Oklahoma. The law directly affects Oklahoma residents who receive emergency care, preventing these medical debts from negatively impacting their credit scores. The bill takes effect November 1, 2025.

Maddy summarySB 59 exempts certain nonprofit organizations from paying sales tax when purchasing clothing or supplies for students in need. This applies specifically to organizations providing these items directly to students, such as school-based aid programs or community initiatives supporting vulnerable youth. To qualify, organizations must submit required documentation to claim the exemption. The bill amends Oklahoma's sales tax code to add this specific exemption, effective May 29, 2025, after becoming law without the Governor's signature.

Maddy summarySB 59 exempts certain organizations from paying sales tax when providing clothing or supplies to specific students. The bill directly affects qualifying nonprofits or community groups that distribute these items to students in need, such as those from low-income households. It creates a new sales tax exemption for these transactions, reducing costs for the organizations. The law became effective without the Governor's signature on May 29, 2025.

Maddy summaryHB 1850 establishes Oklahoma's Uniform Trust Code, replacing the state's patchwork trust laws with a standardized set of rules. It directly affects anyone creating, managing, or benefiting from trusts in Oklahoma - including trustees, beneficiaries, and settlors (those who create trusts). Key provisions define trust terms, clarify trustee duties (like prudently managing assets and avoiding conflicts), set rules for beneficiary rights, and outline procedures for modifying or terminating trusts. The code also addresses creditor claims against settlors and provides uniform rules for revocable trusts and charitable trusts. This law took effect immediately upon the Governor's approval on May 21, 2025.

Maddy summaryHouse Bill 1851, known as the "Oklahoma Fair Renewal Act," aims to regulate automatic renewal contracts between businesses and consumers in Oklahoma. It requires businesses to clearly disclose all automatic renewal offer terms, including pricing and cancellation policies, before a contract is executed and to provide a written acknowledgment. The bill mandates that consumers be given a simple and accessible way to cancel these contracts, such as a direct online link or an in-person option. Additionally, it requires businesses to provide timely notice of any material changes to contract terms and send renewal notices within a specific timeframe (15 to 45 days) before automatic renewals for certain contracts.

Maddy summaryHB 1850 establishes the "Oklahoma Uniform Trust Code," creating a comprehensive set of laws governing how trusts are formed and administered in the state. This legislation directly affects individuals and organizations involved in creating, managing, or benefiting from various types of trusts, including charitable and noncharitable trusts. The bill outlines clear rules for defining trust terms, the duties and powers of trustees, and managing trustee liability. It also provides guidelines for creditor claims against trusts, modifying or terminating trusts, and ensures proper administration of trust property.

Maddy summaryHB 1847 requires Oklahoma's Department of Human Services and State Fire Marshal to create guidelines allowing family and large child care homes to follow the International Fire Code for fire safety. It prohibits local governments, counties, or agencies from imposing stricter fire safety rules than the International Fire Code on these facilities. Child care homes meeting the International Fire Code requirements cannot be denied a license to operate. The law takes effect November 1, 2025, standardizing fire safety compliance for child care providers statewide.

Maddy summaryHB 1847 directs the Department of Human Services to collaborate with the State Fire Marshal to develop fire protection guidelines for family and large child care homes. These guidelines will allow these facilities to operate under the requirements of the International Fire Code. The bill specifies that child care homes complying with the International Fire Code cannot be denied a license based on fire requirements. Additionally, no state or local government entity may impose stricter fire regulations on these child care homes than those outlined in the International Fire Code.

Maddy summarySB 515 allows Oklahoma health insurance enrollees to pay health care providers directly for covered, medically necessary services at negotiated lower prices. If the patient pays out of pocket for such a service (at a price below the insurer's standard rate), the provider must accept it as full payment and cannot bill for any balance. The insurer must then count this payment toward the patient's deductible and out-of-pocket maximum, depending on whether the provider was in-network or out-of-network. The bill applies to most health benefit plans (excluding Medicaid, Medicare supplements, and short-term plans) and takes effect November 1, 2025. It directly affects patients, providers, and insurers by changing how out-of-pocket payments count toward coverage costs.

Maddy summarySenate Bill 515 allows individuals with health insurance plans in Oklahoma to pay directly for covered health care services if they negotiate a price lower than their plan's average allowed amount. If an enrollee chooses this option, the health care provider must accept the negotiated payment as payment in full. The enrollee can then submit documentation to their health insurance carrier. The carrier is required to count the full amount the enrollee paid out-of-pocket towards their deductible and annual maximum out-of-pocket expenses, whether the provider was in-network or out-of-network.