Oklahoma's SB 1967 regulates how health insurance companies use artificial intelligence (AI) in reviewing medical care requests. The bill prohibits AI tools from denying, delaying, or modifying care based on medical necessity - requiring licensed physicians or healthcare professionals to make these final decisions instead. It also mandates that AI tools must base reviews on individual patient records (not group data), be transparent to enrollees, and undergo regular accuracy checks. This directly affects health insurers using AI for coverage decisions and ensures patients receive human-reviewed care determinations.
SB 2038 prohibits health insurance companies in Oklahoma from using artificial intelligence (AI) systems to make final decisions denying, reducing, or terminating coverage or benefits. Instead, all such decisions must be reviewed and issued by licensed healthcare providers, not AI. The bill requires insurers to disclose to patients that human providers - not AI - made the final decision, and mandates that insurers consult a patient’s treating provider on medical necessity before denying coverage. These requirements apply directly to health insurance issuers operating in Oklahoma and affect patients whose claims are reviewed by insurers.
SB 1734, the Oklahoma Responsible Technology in Schools Act, restricts AI tool use in public schools to educator-supervised settings, requiring all classroom AI applications to operate under teacher oversight ("human-in-the-loop") with educators reviewing outputs before use in instruction or assessment. It prohibits AI from determining high-stakes outcomes like grading, discipline, or student placement, and mandates school districts to adopt policies by the 2027-2028 school year covering data privacy, appropriate use, and transparency for families. The State Department of Education must develop guidance to help districts comply, while ensuring AI tools meet federal privacy laws (like FERPA) and minimize student data sharing. The bill takes effect July 1, 2026, and does not compel schools to adopt AI but sets guardrails for its responsible use.
HB 2216 creates a property right in an individual's name, photograph, voice, or likeness in any medium, granting owners the ability to license or sell these rights during their lifetime and for 10 years after death. It directly affects all Oklahomans by allowing civil lawsuits against entities that commercially exploit these elements without consent - such as for advertising, fundraising, or using AI-generated content - unless protected by First Amendment exceptions like news reporting, satire, or fleeting appearances. The law defines "voice" broadly (including simulations) and specifies that heirs inherit rights for 10 years post-death, terminating if unused for two years after that period. It takes effect November 1, 2025, and does not override federal copyright law.
SB 894 prohibits distributing AI-generated "deepfake" videos or audio of political candidates within 90 days of an election, unless a clear disclosure states "This media has been manipulated by artificial intelligence." The law requires disclosures to be visible/readable (e.g., large text in videos, spoken in audio) and applies to individuals, corporations, or committees creating such media. Exceptions cover news broadcasts, satire, and media that clearly acknowledges authenticity questions. Violations can result in civil penalties up to $10,000, with the law taking effect November 1, 2025.
