Rep. Chuck Edwards

Maddy summaryHR 2743 prohibits large financial institutions (over $100 billion in assets) from denying banking services to lawful businesses based on subjective political reasons, industry type, or reputational concerns. It requires these institutions to use objective, risk-based assessments for service decisions and provide written justifications for denials. The law applies to banks, credit unions, and payment networks, with civil penalties for violations including fines up to $10,000 per incident. It specifically ensures businesses operating legally under federal law receive fair access to financial services without discrimination. The bill mandates that denials be based on documented risk factors, not political bias or category-based exclusion.

American Innovation and R&D Competitiveness Act of 2023 This bill eliminates the five-year amortization requirement for research and experimental expenditures, thus allowing continued expensing of such expenditures in the taxable years in which they are incurred.

Maddy summaryHJRES 27 is a congressional resolution seeking to block a federal rule that redefined which waterways fall under the Clean Water Act's protections. It targets a rule submitted by the Army Corps of Engineers, Department of Defense, and Environmental Protection Agency (EPA) on January 18, 2023, which aimed to revise the "Waters of the United States" definition. The resolution would formally disapprove this rule under a specific federal procedure (Chapter 8 of Title 5), preventing it from taking effect. This would directly affect how federal agencies regulate pollution and development near water bodies, including wetlands and smaller streams.

Maddy summaryThe VA Same-Day Scheduling Act of 2023 requires the Department of Veterans Affairs to schedule appointments for enrolled veterans during the same phone call when they request care. This applies to veterans enrolled in the VA healthcare system who contact the VA by phone to request appointments. The law mandates that the VA must complete the scheduling during the call - without delay or future scheduling - regardless of the appointment date. The requirement takes effect 120 days after the bill is enacted.

Maddy summaryHR 2630, the Safe Step Act, requires group health plans and health insurance issuers to establish a clear, transparent process for patients or their doctors to request exceptions to medication step therapy protocols. These protocols typically force patients to try cheaper drugs first before covering more expensive alternatives. The bill mandates that plans must approve exceptions when prior treatments failed, delay would cause serious harm, a treatment is unsafe, or a patient is stable on a previously approved drug, with strict 72-hour (or 24-hour in emergencies) decision timelines. It also requires plans to publish the exception process online and limit documentation requests to only necessary medical information. This law directly affects health insurers, employers offering health plans, and patients using step therapy for prescription drugs.

This bill designates U.S. Route 74 from Columbus, North Carolina, to Kings Mountain, North Carolina, as (1) a high priority corridor on the National Highway System, and (2) a future part of the Interstate System.

Maddy summaryHR 1581, the America Works Act of 2023, modifies work requirement exemptions for the Supplemental Nutrition Assistance Program (SNAP). It expands direct exemptions to include individuals medically certified as unfit for work, parents or caregivers of children under 7, and pregnant women, while removing a specific enforcement clause (Section 6(o)(4)(A)(ii)). The bill adjusts existing exemption rules to clarify that certain exemptions apply retroactively to cases beginning before the bill's enactment date. These changes directly affect SNAP recipients who would otherwise face work requirements under federal law.

Maddy summaryThis bill, HR 2451 (Freedom of Association in Higher Education Act of 2023), prevents colleges receiving federal funds from punishing students or single-sex social organizations (like fraternities/sororities) solely because of their single-sex membership policies. It prohibits actions such as denying housing, scholarships, or leadership roles, or forcing students to waive these protections as a condition of enrollment. The law does not require colleges to recognize such groups, nor does it block disciplinary action for misconduct unrelated to membership (e.g., academic issues). It directly affects students in single-sex organizations and institutions participating in federal student aid programs under Title IV.

Maddy summaryThis bill requires the Veterans Affairs Secretary to expand or modify an existing national cemetery (under National Cemetery Administration control) before Arlington National Cemetery reaches capacity, ensuring it provides full military honors using the same standards and eligibility criteria that applied to Arlington as of March 31, 2023. It directly affects veterans and their families seeking burial with full military honors at national cemeteries nationwide. The bill also mandates a joint report within one year to Congress on expanding cemetery capacity and assessing whether interment criteria should recognize exceptional service, including impacts on women, non-combat veterans, and other groups. The key mechanism is preserving current military honors standards at alternative cemeteries to prevent Arlington's capacity limits from disrupting existing burial practices.

Maddy summaryThis bill expands educational benefits eligibility for military members discharged under specific conditions related to COVID-19 vaccines. It amends two key programs (All-Volunteer Force and Post-9/11 GI Bill) to include service members receiving a "general discharge under honorable conditions on the sole basis" of refusing a lawful vaccine order. This change ensures those discharged solely for vaccine refusal - when the order was lawful - retain access to educational assistance they would otherwise qualify for with other honorable discharges. The bill directly affects active-duty service members who were discharged for vaccine non-compliance, not for other misconduct.