Maddy summaryHB 762 modernizes North Carolina's mortgage licensing rules under the S.A.F.E. Act and adjusts fee limits for second or junior lien loans. It directly affects mortgage lenders offering these second mortgages by requiring their fees to align with federal qualified mortgage standards. The bill modifies maximum permissible fees to better match federal requirements, aiming to reduce consumer costs and improve compliance. This change applies specifically to loans secured by a second or junior lien on residential properties. The bill focuses on policy adjustments without altering licensing processes or consumer protections beyond fee structures.
Rep. Mitchell Setzer
Sponsored bills
Maddy summaryHB 612, the "Fostering Care in NC Act," updates North Carolina's laws governing child abuse, neglect, and dependency cases. It expands the definition of "abused juveniles" to include specific offenses like sexual crimes, human trafficking, and certain violent acts, affecting how cases are classified. The bill requires county social services directors to use either a family-centered assessment or a formal investigation when reviewing reports, and to collect military affiliation details of the juvenile's caregiver. It also clarifies that court jurisdiction over juveniles continues until age 18, emancipation, or death. These changes standardize responses to child welfare reports and improve information gathering for safety decisions.
Maddy summaryHB 247 updates North Carolina's Underground Utility Safety and Damage Prevention Act to improve safety for construction and utility work. It requires utility companies (facility operators) to mark underground utility locations within 3 business days (10 days for underwater facilities) and sets clearer deadlines for excavators to provide notice before digging. The bill defines key terms like "soft dig technologies" (using air/water to dig) and "safety buffer zones" around utilities to reduce damage risks. These changes directly affect construction crews, utility companies, and contractors performing excavation work across the state.
Maddy summaryThis bill is a ceremonial resolution honoring Efton Medford Sager, a former North Carolina House representative (2009-2013) and Wayne County Commissioner. It expresses the House's appreciation for his 21-year U.S. Air Force service, community leadership, and dedication to his district, while extending condolences to his family. The resolution has no policy changes - it simply formally recognizes his life and service through House approval. It directs the Principal Clerk to send a copy to his family upon adoption. As a commemorative resolution, it does not create new laws or affect any policies.
Maddy summaryHB 187 updates North Carolina's credit union oversight rules. It requires credit unions to pay semiannual supervision fees (in January and July) and submit annual financial reports to the Credit Union Division. The bill clarifies examination schedules (every 18 months), sets late-report penalties ($75-$750 per day), and specifies how fees and penalties are collected and used. These changes directly affect all North Carolina credit unions operating under Chapter 54 statutes, streamlining their regulatory compliance with the Administrator of Credit Unions. The bill focuses on administrative procedures, not new member benefits or financial programs.
Maddy summaryHB 435 clarifies and updates North Carolina's regulations for engineers and land surveyors by reenacting repealed provisions and organizing licensing requirements. It defines "practice of land surveying" to include modern methods like GPS mapping and specifies detailed education/experience rules for land surveyor interns (e.g., requiring four years of surveying curriculum or 10 years of experience) and professionals (e.g., five references from licensed surveyors). The bill applies retroactively to July 1, 2022, affecting individuals seeking or renewing licenses in these professions. It does not create new policy but corrects technical errors in existing law.
Maddy summaryThis non-binding House Resolution (HR 1013) urges Congress to support Jewish citizens and take steps to criminalize antisemitic acts following a June 2025 attack in Colorado targeting pro-Israel demonstrators and broader trends of antisemitism since the October 7, 2023, Hamas attack. It directly affects Jewish communities and Israel supporters facing hate crimes by calling for legal measures to address such violence. The resolution does not create new laws but formally expresses Congress’s position, referencing prior support for Israel including past resolutions and the Shalom Act. It focuses on condemning antisemitism as a response to specific incidents, not on new policy mechanisms.
Maddy summaryHB 74 is a technical corrections bill that extends deadlines for unspent state grants. It prevents certain nonrecurring grants (originally set to revert to the state on December 31, 2024) from reverting, keeping them available for expenditure until used or until the end of the 2025-2026 fiscal year. This directly affects non-state entities (like local governments or nonprofits) that received these grants but hadn’t spent them by the original deadline. The bill makes no new policy changes - only adjusts existing budget rules to avoid unintended loss of funds. It is purely procedural, with no substantive policy shifts.
Maddy summaryHouse Joint Resolution 379 is an application from the State of North Carolina to the U.S. Congress. It requests that Congress call a "convention of the states" as outlined in Article V of the U.S. Constitution. The purpose of this convention would be to propose new amendments to the Constitution. These amendments would focus on imposing fiscal restraints on the federal government, limiting its power, and setting term limits for federal officials and members of Congress. This application is considered ongoing until two-thirds of the states submit similar requests.
Maddy summaryHouse Bill 214, known as the "Faithful Article V Commissioner Act," creates rules for North Carolina's participation in a convention for proposing amendments to the U.S. Constitution. It outlines how commissioners and alternates are to be selected by the General Assembly, their qualifications, and their ethical obligations. The bill strictly defines the scope of authority for these commissioners, limiting them to the specific issues outlined in their commission and the convention's call. Commissioners must take an oath to abide by these limits, and exceeding their defined authority is deemed a Class I felony.