Rep. John Lowery

Maddy summaryHB 62, the Farmers Protection Act, prohibits banks from denying or canceling financial services to farmers based on their greenhouse gas emissions, fertilizer use, or machinery type. It creates a rebuttable presumption that banks violating this rule are acting on ESG (environmental, social, governance) commitments, requiring banks to prove decisions were financially motivated. Banks must annually attest to compliance under penalty of perjury, and violations may result in civil penalties up to $10,000 per incident. The law directly affects farmers, banks, credit unions, and state financial associations by restricting discriminatory lending practices tied to environmental factors.

Maddy summaryHB 383 strengthens payment protections for subcontractors in North Carolina construction projects by making "pay if paid" or "pay when paid" contract clauses unenforceable. It requires contractors to pay subcontractors within 7 days of receiving payment for their work (or within 30 days of billing, whichever comes first), with interest at 1% per month for delays beyond that timeframe. The law applies to commercial construction projects but excludes residential contractors and projects with 12 or fewer residential units. It directly affects contractors, subcontractors, and property owners involved in non-residential construction contracts. The bill aims to ensure subcontractors receive timely payment for labor and materials without relying on a contractor’s receipt of funds from an owner.

Maddy summaryHB 375 bans the use of deceptive AI-generated videos or audio (deepfakes) in political campaigns within 90 days of an election, unless they include clear disclosures. It requires creators to audibly state "Contains content generated by AI" at the start/end of audio content (and every 2 minutes if longer) and display visible disclosures throughout visual content. The bill directly affects political campaigns and sponsors creating synthetic media during election periods, aiming to prevent voter deception. It also prohibits fabricated intimate images of minors and defines terms like "digital impersonation" to clarify prohibited content. The law focuses on election integrity, not general social media use.

Maddy summaryHB 276 expands the definition of "killed in the line of duty" for firefighters to include deaths caused by specific cancers that previously qualified them for benefits under North Carolina's Firefighters' Cancer Insurance Program. The bill adds seven specific cancers (like mesothelioma and testicular cancer) to the list and includes any cancer diagnosis that already provided benefits under the existing program. It also formally links the Firefighters' Health Benefits Pilot Program to the Cancer Insurance Program, ensuring consistent coverage, and appropriates $2 million annually for related death benefits starting July 1, 2025. This change directly affects firefighters diagnosed with covered cancers and their families, who will now qualify for death benefits under the Public Safety Employees' Death Benefits Act.

Maddy summaryHB 11 would allow North Carolina taxpayers to deduct overtime pay, up to $2,500 in bonus pay (defined as cash awards for workplace dedication), and reported tips from their taxable income. It applies to individuals and married couples filing jointly, with each spouse eligible for separate deductions. The bill specifically defines "bonus pay" to exclude tips and requires taxpayers to provide documentation to claim the deduction. This policy change would take effect for tax returns filed in 2025.

Maddy summaryHB 314 creates a faster legal process for property owners (or their authorized representatives) to remove people occupying their residential property without legal right, excluding tenants who have overstayed their lease. To use this process, the owner must file a sworn affidavit with the clerk of court (paying a $25 fee) proving the occupant entered unlawfully after the owner acquired the property, was told to leave, paid no rent, and isn’t a tenant. Law enforcement must remove the occupant within 24 hours of receiving the affidavit, with the owner able to change locks afterward. The bill specifically excludes occupants with valid leases or rental agreements and requires proof that no other legal agreement or payment exists.

Maddy summaryHB 296 establishes a $89.5 million program to provide financial assistance to North Carolina corn farmers who suffered crop losses due to 2024 disasters like drought and hurricanes in USDA-designated disaster counties. Farmers must verify losses using USDA forms or equivalent documentation within 45 days, with payments calculated using county yield averages and state price data. Funds can only be used for agricultural recovery expenses like replanting or equipment repair, and recipients must provide proof of eligible spending. The program builds on existing state disaster funds and requires strict documentation to prevent misuse, with potential audits and repayment for inaccurate claims.

Maddy summaryHB 299 increases the property tax exemption for disabled veterans in North Carolina from $45,000 to $54,000 of a home's appraised value. It directly affects qualifying disabled veterans who own and occupy their primary residence, allowing them to exclude a larger portion of their home's value from property taxes. The bill amends Section 105-277.1C of state law to reflect this higher exclusion limit, while maintaining that recipients cannot claim other property tax relief. This change takes effect for property taxes due on or after July 1, 2025.

Maddy summaryHB 280 allocates $30,000 in one-time state funds to support the North Carolina Senior Tar Heel Legislature, a program for older residents to engage with state policy. The funding, from the General Fund for the 2025-2026 fiscal year, covers operational costs for this existing program established under state law. It directly affects the Senior Tar Heel Legislature by providing financial resources for its activities. The bill becomes effective July 1, 2025, and does not create new policy but enables the program's continued operation.

Maddy summaryHB 224 renames the "North Carolina Gaming Education Revenue Fund" to the "Indian Gaming Education Revenue Fund" and allocates specific recurring and one-time funds for tribal communities in North Carolina. The bill directs $2 million annually to the North Carolina State Commission of Indian Affairs for operations, $5.25 million annually to seven non-gaming tribes (including the Coharie, Lumbee, and Haliwa-Saponi) for cultural, educational, and economic development, and $400,000 annually to four Urban Indian Organizations for similar purposes. It also provides $100,000 yearly to support the State Advisory Council on Indian Education and $1.1 million nonrecurring funds for specific tribal school projects like the Haliwa-Saponi Tribal School. The bill becomes effective July 1, 2025, with all funds to be used for designated community development purposes.