Sen. Toby Stavisky

Maddy summaryThis bill prohibits credit agencies and lenders from using late payments on cashless toll systems (like E-ZPass) when determining a person's credit score. It amends New York's General Business Law and Banking Law to explicitly ban this practice, requiring lenders to stop collecting or reporting such toll payment history. The law directly affects consumers who have experienced late toll payments but are not penalized for them in credit decisions. It takes effect immediately upon enactment.

Relates to transportation management brokers; provides that transportation management brokers are no longer required to manage the transportation services for Medicaid beneficiaries.

Maddy summaryThis bill would impose a new tax on New York State residents with $1 billion or more in net assets (total wealth minus debts), calculated as if they sold all assets at market value on December 31, 2024. Taxpayers would pay the resulting tax over 10 years with an annual interest-like fee, or in full for the 2025 tax year. It includes credits for taxes paid to other states on assets accumulated before New York residency, and excludes certain assets like gifts made within five years. The tax applies only to New York residents meeting the $1 billion threshold, with the first payment due for the 2025 tax year. The bill is currently pending in the Budget and Revenue committee.

Creates statewide emergency and crisis response council to work in conjunction with the commissioners of mental health and addiction services to jointly approve emergency and crisis services plans submitted by local governments, and provide supports regarding the operation and financing of high-quality emergency and crisis services provided to persons experiencing a mental health, alcohol use, or substance use crisis.

Maddy summaryThis bill allows municipalities (cities, towns, or villages) to accept retroactive applications for property tax exemptions from veterans who already qualify but missed the original filing deadline. It permits local governments to create rules letting veterans apply for past exemptions, provided they would have qualified if they applied by the tax filing date and the application covers only the three years before the current filing date. Municipalities must hold a public hearing before adopting such rules. The policy directly affects veterans who were eligible for property tax exemptions but didn't file on time, enabling them to potentially reclaim tax payments for up to three prior years.

Lowers the blood alcohol concentration required for driving while intoxicated from .08 of one per centum to .05, and for aggravated driving while intoxicated from .18 per centum to .12.

Maddy summaryThis bill makes it a crime to intentionally stage a construction site accident to file a fraudulent insurance claim. It specifically targets individuals who enter a construction site to create or arrange an accident, or who direct others to do so, with the intent to submit a false insurance claim. The offense is classified as a class E felony, punishable by up to four years in prison. This law directly affects construction workers, contractors, or others involved in insurance claims who might attempt to fabricate accidents for financial gain.

Requires every franchisor, including its affiliates and subsidiaries to properly fulfill any warranty agreement and/or franchisor's service contract and to compensate each of its franchised motor vehicle dealers for warranty parts and labor, including but not limited to all warranty repairs, extended service contract repairs, extended warranty repairs, campaigns, service bulletins, policy repairs, component part warranties, factory compensated repairs, recalls, diagnostics, parts and other voluntary stop-sell repairs, and any other franchisor compensated repairs; relates to reimbursement to a motor vehicle dealer from a motor vehicle franchisor.

Ensures that construction and fabrication done off of a public work site for specific use only in a public work project be compensated at the prevailing wage rate.

Provides an option for beneficiaries of NYC transit authority members to receive a lump sum equal to the pension reserve where a member who is eligible for a service retirement dies prior to filing for retirement.