Establishes the strengthen homes program to promote the strengthening of homes in order to protect against severe weather through remodeling grants and insurance discounts.
Establishes the healthy and safe students act; requires comprehensive sexuality instruction for students in grades K-12 which includes a model curricula for comprehensive sexuality education and at a minimum conforms to the content and scope of national sexuality education standards.
Maddy summaryThis bill allows taxpayers to deduct interest paid on qualified student loans from their federal adjusted gross income (AGI). It directly affects individuals with student loan debt who itemize deductions or meet specific income thresholds. The key provision adds a new tax law section requiring this deduction, aligning with existing federal rules under 26 USC § 221. The change applies to taxable years beginning January 1, 2026, and would reduce taxable income for eligible borrowers.
Maddy summaryThis bill prohibits automobile insurers from denying coverage or refusing to renew personal auto insurance policies based solely on an individual's credit history. It bans insurers from using credit reports or credit information to make coverage decisions for standard personal auto policies. The law specifically applies to individual drivers with policies for non-business vehicle use, excluding rideshare drivers under specific regulations. Insurers must stop requesting credit reports when renewing policies for these customers.
Enacts provisions relating to collective negotiations by health care providers with certain health care plans in certain counties; applies to health benefit plans that provide benefits for medical or surgical expenses incurred as a result of a health condition, accident or sickness, including an individual, group, blanket or franchise insurance policy or insurance agreement offered by certain enumerated entities.
Provides for requirements for approval for proposals to merge, consolidate, partner, acquire through the establishment of control or proposals for any other transaction or affiliation of certain health care providers.
Establishes the New York Health program, a comprehensive system of access to health insurance for New York state residents; provides for administrative structure of the plan; provides for powers and duties of the board of trustees, the scope of benefits, payment methodologies and care coordination; establishes the New York Health Trust Fund which would hold monies from a variety of sources to be used solely to finance the plan; enacts provisions relating to financing of New York Health, including a payroll assessment, similar to the Medicare tax; establishes a temporary commission on implementation of the plan; provides for collective negotiations by health care providers with New York Health.
Maddy summaryThis bill clarifies that medical marijuana, when dispensed under New York's medical marijuana program, must be treated as a "prescription drug" for coverage purposes under specific state programs, including Medicaid (title eleven of social services law), workers' compensation, and elder care programs. It requires these state-run programs to cover medical marijuana but explicitly states it does not mandate coverage by private insurers or health plans. The bill also adds a certification process for dispensaries to be recognized as medical assistance providers under state law. It applies to state programs only, not private insurance, and does not create new coverage requirements beyond the specified state-run systems.
Requires high schools in grades nine through twelve to provide a course in financial literacy; requires students to complete such course as a condition of graduation.
Maddy summaryThis bill (A 5399) amends New York's penal law to establish that a person is legally incapable of consenting to sexual acts if they are a witness, victim, suspect, or person of interest in a law enforcement investigation while a police officer or law enforcement official is involved in that investigation. It specifically creates a legal presumption of incapacity during the active investigation period for these individuals when interacting with law enforcement personnel participating in the case. The law includes an exception: if a prior sexual relationship existed before the investigation began, the person is not deemed incapable of consent. This change directly affects law enforcement officers and individuals involved in ongoing investigations, clarifying consent status under these specific circumstances.
