Prohibits automobile insurers from refusing to issue or renew an individual's policy based on such individual's credit history

This bill prohibits automobile insurers from denying coverage or refusing to renew personal auto insurance policies based solely on an individual's credit history. It bans insurers from using credit reports or credit information to make coverage decisions for standard personal auto policies. The law specifically applies to individual drivers with policies for non-business vehicle use, excluding rideshare drivers under specific regulations. Insurers must stop requesting credit reports when renewing policies for these customers.