Housing

vetoed · New York · Assembly Oct 17, 2025

A 174: Prohibits rent minimums in mortgages

This bill would prevent mortgage lenders from penalizing borrowers who don't set high enough rental rates on properties covered by their mortgages. It voids any mortgage clause requiring minimum rents or punishing low rents, applying to all mortgages regardless of when they were created, renewed, or modified. The law directly affects property owners with mortgages who might face fees or default penalties for not meeting arbitrary rent minimums. This policy change ensures lenders cannot enforce such clauses as against public policy.

Topics ✓ HousingSupports HousingPrevents lenders from penalizing low rents, allowing property owners to set affordable rates without mortgage penalties, directly increasing housing affordability.90% confidence

Sub-Topics Landlords Mortgages Tenant Rights

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passed · New York · Senate Feb 26, 2026

S 6274: Relates to preferences under the affordable home ownership development program for veterans with service-related disabilities

Relates to preferences under the affordable home ownership development program for veterans with service-related disabilities; defines "veteran with a service-related disability".

Topics ✓ HousingSupports HousingBill creates preference for veterans with service-related disabilities in affordable home ownership program, advancing access to affordable housing for a vulnerable group.92% confidence ✓ VeteransSupports VeteransBill provides housing preferences for veterans with service-related disabilities, expanding access to affordable home ownership benefits.95% confidence

Sub-Topics Affordable Housing Homeownership Property Development Veteran Employment Veteran Healthcare Veteran Housing

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in committee · New York · Senate Jan 7, 2026

S 631: Makes reclassification of rent controlled dwelling retroactive to time of decrease in income of members of household of dwelling

This bill (S 631) helps rent-controlled tenants with tax abatements who experience a significant income drop. If a household’s combined income decreases by more than 20% after receiving a tax abatement, they can apply to lower their rent to match the original rent-to-income ratio. The adjusted rent can be made retroactive to when the income dropped, but only back to the date of their most recent approved application (not further). It applies specifically to households with rent-controlled units under existing tax abatement programs.

Topics ✓ Budget & TaxesSupports Budget & TaxesProvides tax relief for lower-income tenants via rent adjustment under tax abatement program when income drops >20%, aligning with tax relief indicators.95% confidence ✓ HousingSupports HousingBill enables rent-controlled tenants with income drops to lower rent to maintain affordability, strengthening tenant protections and preserving affordable housing access.95% confidence

Sub-Topics Tax Incentives Affordable Housing Renters Tenant Rights

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passed · New York · Senate Jun 3, 2026

S 1058: Requires rent reduction in cases of submetered utility service

Requires rent reduction in cases of submetered utility service; directs the division of housing and community renewal to develop a standard reduction and an appeals process.

Topics ✓ HousingSupports HousingRequires rent reduction for submetered utilities, directly protecting tenants from inflated costs and advancing tenant rights under housing policy.95% confidence

Sub-Topics Renters Tenant Rights

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passed · New York · Senate Jun 6, 2025

S 1399: Establishes the vacant rental improvement program

This bill creates the Vacant Rental Improvement Program, providing grants of up to $75,000 per unit to owners of small rental buildings (five or fewer units) located outside New York City. It requires renovated units to be leased at affordable rates - defined as 80% of area median income - for a 10-year period, with new owners inheriting the affordability requirement. The program prioritizes vacant units or those with code violations and establishes a dedicated "rental improvement fund" for financing. Owners who violate the lease terms risk full repayment of grants.

Topics ✓ Budget & TaxesSupports Budget & TaxesBill allocates state funds via dedicated rental improvement fund to provide grants for affordable housing renovations, advancing public service funding within budget priorities.90% confidence ✓ HousingSupports HousingBill creates grants for renovating vacant units to be leased at 80% AMI for 10 years, directly increasing affordable housing stock and enforcing long-term affordability requirements.95% confidence

Sub-Topics Landlords Tenant Rights

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signed · New York · Senate Aug 26, 2025

S 8235: Relates to increasing the bonding authority of the New York city housing development corporation

This bill increases the New York City Housing Development Corporation's borrowing limit from $19 billion to $20 billion for issuing bonds. It directly affects the corporation's ability to fund affordable housing projects across New York City by expanding its financial capacity. The key change is a simple $1 billion increase to the bonding authority, with no other substantive policy shifts.

Topics ✓ HousingSupports HousingIncreases NYC HDC's bonding authority by $1B to fund affordable housing projects, directly expanding financial capacity for housing development.95% confidence

Sub-Topics Affordable Housing Property Development

in committee · New York · Senate Jan 7, 2026

S 3751: Requires educational institutions with an endowment of 10 billion dollars or more to provide a certain percentage of affordable housing units

Requires educational institutions with an endowment of 10 billion dollars or more to incorporate thirty percent affordable housing units in any property owned by such institution that provides any form of housing.

Topics ✓ HousingSupports HousingMandates 30% affordable housing units in new developments by large endowment institutions, directly expanding affordable housing supply as required by bill language.95% confidence

Sub-Topics Affordable Housing

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in committee · New York · Assembly Jan 7, 2026

A 1503: Relates to making certain housing programs available regardless of immigration status

Relates to making certain housing programs available regardless of immigration status; provides that local social services districts in a city with a population of five million or more shall be permitted to offer certain housing programs to individuals or families who would be eligible but for a federal law restricting eligibility based on immigration.

Topics ✓ HousingSupports HousingExpands housing program eligibility to immigrants, increasing access to affordable housing assistance by removing federal immigration barriers.95% confidence ✓ ImmigrationSupports ImmigrationBill explicitly makes housing programs available to immigrants regardless of immigration status, directly providing immigrant services and removing federal barriers.95% confidence

Sub-Topics Driver Licenses & IDs

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died · New York · Senate Feb 25, 2026

S 595: Establishes the small rental housing development initiative to provide funding to eligible applicants to construct small rental housing developments in eligible areas

Establishes the small rental housing development initiative to provide funding to eligible applicants to construct small rental housing developments in eligible areas.

Topics ✓ HousingSupports HousingBill provides funding for small rental housing construction, directly advancing affordable housing development through new funding initiatives.95% confidence

Sub-Topics Renters Tenant Rights Zoning

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in committee · New York · Senate Jan 7, 2026

S 6476: Relates to grievance procedures for proceedings involving the New York City Housing Authority

Requires the New York City Housing Authority to create policies regarding administrative procedures that conform with Title 42 Sections 13661-13662 of the United States Code and any relevant guidance developed by the Office of Public and Indian Housing of the United States Department of Housing and Urban Development with respect to proceedings involving decisions of the Authority.

Topics ✓ HousingSupports HousingRequires NYCHA to implement federal grievance procedures per HUD guidance, strengthening tenant protection in administrative decisions under Title 42 housing laws.85% confidence

Sub-Topics Property Development Tenant Rights

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