Sen. Teresa Ruiz

Maddy summaryThis bill prohibits real estate appraisers in New Jersey from considering protected characteristics - including race, religion, sexual orientation, gender identity, age, disability, or national origin - when valuing properties. It directly affects licensed and certified real estate appraisers by banning these discriminatory factors from appraisal analysis. The key mechanism requires appraisers to complete a mandatory fair housing and appraisal bias training course (approved by the Appraisal Qualifications Board) as part of their continuing education for license renewal. The law codifies existing anti-discrimination protections and aligns with national standards for appraisal practice.

Maddy summaryThis bill increases tax credit amounts for businesses and developers working on historic property rehabilitation and brownfield redevelopment projects in New Jersey. For historic properties in designated areas (qualified incentive tracts or government-restricted municipalities), the maximum credit rises to 60% of rehabilitation costs or $12 million (up from 45%/ $8 million). For brownfield remediation projects in similar areas, the credit increases to 80% of costs or $12 million (up from 60%/$8 million). The bill also allows up to 50% of available credits to be allocated specifically for facade rehabilitation projects, with a maximum $4 million credit per project.

Maddy summaryThis bill would allow New Jersey school districts without a board of school estimate to request additional funding for the next school year through a special election, rather than only at the annual school election. Currently, districts can only request additional funds for the current budget year at the annual election. Under this bill, districts could propose raising taxes for the following year at special elections held in January, March, September, or December, with proposals needing to specify how funds would be used and whether approval would create a permanent tax increase. Districts could only submit one such proposal per school year, and this would not prevent them from also voting on capital projects at the same election.

Maddy summaryThis bill requires New Jersey school districts to provide reading intervention programs for kindergarten through third-grade students who show reading deficiencies, as identified by approved assessments. The programs must use a data-driven, multi-tiered system of supports to deliver explicit instruction in phonics, fluency, vocabulary, and comprehension while monitoring student progress throughout the year. School districts must adopt scientifically based instructional materials, and the Department of Education must provide age-appropriate resources and develop an evaluation process for the program. The law takes effect immediately for the first full school year after enactment.

Maddy summaryThis bill creates an independent "Office of the Learning Loss Czar" within New Jersey's Department of Education to address pandemic-related learning gaps. The office will identify effective educational strategies (especially for students of color, low-income students, and students with disabilities), build a public resource bank of these tools, and provide school districts with technical assistance, grant support, and partnerships to implement solutions. It does not create new funding but coordinates existing resources and research. The Learning Loss Czar, appointed by the Governor, will lead this effort while operating independently from the Department of Education. The bill directly affects all New Jersey public school districts and students impacted by pandemic learning disruptions.

Maddy summaryThis bill imposes civil penalties on New Jersey employers who threaten or disclose an employee's immigration status to prevent them from reporting violations of state labor, wage, or tax laws. Employers face escalating fines: up to $1,000 for a first violation, $5,000 for a second, and $10,000 for subsequent violations, with each affected employee counted as a separate violation. It directly affects employers who use immigration status as coercion - such as threatening to report an undocumented worker to hide unpaid wages or benefits - to avoid accountability under laws like the State Wage and Hour Law or Gross Income Tax Act. The penalties apply in addition to any existing penalties for the underlying labor violation.

Maddy summaryThis bill amends the Child Care Revitalization Act to restrict $54.5 million in federal funds to licensed child care centers only, removing previous language that would have included registered family child care homes. It ensures facilities improvement grants - ranging from $50,000 to $200,000 - are available solely to licensed centers (not family child care providers) for projects like facility upgrades. The change formalizes an existing exclusion, as family child care providers were never eligible in the initial grant phase. The bill, signed into law as P.L.2024, c.50, directly affects licensed child care centers seeking federal recovery funds for physical improvements.

Maddy summaryThe "Louisa Carman Medical Debt Relief Act" prevents credit reporting agencies from including paid medical debt or medical debt under $500 in credit reports, regardless of when the debt was incurred. It prohibits medical creditors and debt collectors from reporting medical debt to credit agencies for services provided after the law takes effect. The bill requires a 180-day waiting period before collection actions can begin and mandates a 30-day notice with a clear payment deadline before starting collections. Additionally, it protects patients by prohibiting debt collection during pending insurance appeals and requiring credit bureaus to remove debt information if an appeal is pending or the debt is paid.

Maddy summaryThis bill appropriates $101.7 million from constitutionally dedicated corporation business tax revenues and Green Acres funds to the Department of Environmental Protection for local government open space acquisition and park development projects. The funds will support $24.3 million in land acquisition projects (including planning incentive, standard, site-specific, and urban aid acquisition) and $75 million in park development projects (including inclusive playgrounds required by "Jake's Law" and projects in densely populated areas). Local governments across New Jersey will receive grants or loans to acquire or develop lands for recreation and conservation purposes, with $2.4 million allocated for administrative costs. The bill defines eligibility based on population density criteria to target funding to areas with higher population needs.

Maddy summaryThis bill appropriates $10,067,905 from constitutionally dedicated corporation business tax revenues to fund conservation and recreation projects through New Jersey's Department of Environmental Protection. The funds will be distributed as grants to 11 nonprofit organizations for land acquisition, 4 for park development, and 2 for stewardship activities across multiple counties. The $9,588,905 allocated for projects supports the acquisition, development, and maintenance of lands for public recreation and conservation purposes, while $479,000 covers administrative costs for the DEP. The funding comes from the Preserve New Jersey Green Acres Fund, which constitutionally sets aside CBT revenues for open space preservation.