Sen. Teresa Ruiz

Maddy summaryThis bill requires New Jersey cosmetology, barbering, and hair braiding schools to include training on textured hair (defined as coiled, curly, or wavy hair) in their existing curricula. The training must cover working with various coil, curl, and wave patterns, hair strand thickness, and hair volume. It also mandates that textured hair be included in both written and practical portions of licensure examinations for these professions. The requirement is to be integrated into current training without adding additional hours of instruction.

Maddy summaryNew Jersey's A5217, the "Ensuring Fairness in Cost-Sharing Amounts Act of 2024," requires health insurance carriers and pharmacy benefits managers to count third-party discounts and payments toward patients' out-of-pocket costs like copayments, deductibles, and coinsurance. This means discounts from drug manufacturers, patient assistance programs, or other third parties must reduce what patients actually pay for covered health services, rather than being ignored by insurers. The bill prohibits insurers from using "accumulators" that would prevent these discounts from counting toward a patient's deductible. It applies to all health benefits plans in New Jersey and requires annual compliance certification from insurers and pharmacy benefits managers.

Maddy summaryS 2019 allows New Jersey pharmacists to dispense HIV prevention medication (PrEP) and emergency HIV treatment (PEP) without a patient's individual prescription under specific conditions. Pharmacists must follow a standing order from the health commissioner, complete required training, and verify patient eligibility - including a recent negative HIV test, no acute symptoms, and no contraindicated medications - before dispensing up to a 90-day supply. The bill also mandates that health insurance plans cover these medications without prior authorization. This directly affects pharmacists (expanding their role), patients seeking HIV prevention (improving access), and insurers (requiring coverage).

Maddy summaryThe New Jersey Menopause Coverage Act requires all health insurance plans in New Jersey to cover medically necessary treatments for perimenopause and menopause to the same extent as coverage for other medical conditions. Covered treatments include hormonal therapies, non-hormonal medications, behavioral health services, pelvic floor physical therapy, bone health screenings and treatments, preventative services for related conditions like cardiovascular disease and osteoporosis, and counseling. The law applies to all health insurance carriers in the state, including hospital service corporations, medical service corporations, health service corporations, and health maintenance organizations. Insurers must also provide clear information about covered treatments to policyholders. The law takes effect 90 days after enactment and applies to policies delivered, issued, executed, or renewed on or after that date.

Maddy summaryThe Climate Superfund Act would require fossil fuel companies that extracted or refined fossil fuels between 1995 and the bill's effective date to pay compensatory damages for climate change impacts they caused. Companies responsible for over one billion metric tons of greenhouse gas emissions during this period would pay based on their proportional share of emissions. The Department of Environmental Protection would collect these payments into a special fund and distribute them as grants for climate adaptation projects like flood protection, infrastructure upgrades, and health programs. Companies would have six months to pay in full or choose nine annual installments, with potential for administrative appeals if they disagree with the assessment.

Maddy summaryThis bill requires New Jersey's Department of Human Services to create a public awareness campaign about doulas. It mandates the campaign to explain doulas' roles before, during, and after pregnancy; detail their services and research-supported benefits; and list free or low-cost doula resources. The campaign must provide materials in the top 10 languages spoken in New Jersey, available online and distributed through health clinics, WIC offices, Planned Parenthood locations, pharmacies, and community organizations. The goal is to increase public understanding and access to doula services for pregnant and postpartum individuals statewide.

Maddy summaryThis bill requires all paid and part-paid New Jersey fire departments to create, review annually, and update a written policy addressing pregnancy-related workplace issues within 180 days of the bill's effective date. The policy must cover disclosure of pregnancy, medical restrictions from a physician, availability of modified duties or non-hazardous assignments, information on unsafe tasks during pregnancy, leave usage, and continued benefits. Departments must follow guidelines from the National Fire Protection Association or similar professional standards when developing this policy. The bill directly affects pregnant firefighters in these departments by mandating clear, written workplace protections and support.

Maddy summaryThis New Jersey bill (A4848) requires doctors and nurses to screen pregnant patients for lead exposure if they identify risk factors - such as living in older housing - based on CDC and medical guidelines. It mandates one lead screening per pregnancy for at-risk patients, with providers notifying patients of elevated lead levels and ensuring children under six in the household are screened. Patients can refuse testing in writing, and labs must report results to health departments within five business days. The law applies to all pregnant individuals in New Jersey receiving care from covered healthcare providers, aiming to prevent lead poisoning during pregnancy.

Maddy summaryNew Jersey's S 3528 creates the Governor's Survivor Leader Advisory Council within the Department of Health to address human trafficking risks linked to the 2026 FIFA World Cup. The council, composed of nine survivor-led members with trafficking expertise, must hold at least eight meetings yearly and submit a detailed report to the Governor and Legislature within 240 days of enactment. Key provisions include evaluating existing anti-trafficking laws, recommending new programs or hotlines, developing public awareness campaigns (including signage), and coordinating with law enforcement. The bill appropriates $1 million for the council's operations and requires the Attorney General to issue trafficking response guidelines for law enforcement. This directly affects state agencies, survivors serving on the council, and the public through enhanced trafficking prevention measures during the World Cup event.

Maddy summaryS 3457 establishes a New Jersey Out-of-School Time Advisory Commission to review before-school, after-school, and summer programs. The 20-member commission includes state agency leaders, legislative appointees, and community representatives from child care, education, and parent organizations. It will assess current programs, develop statewide quality standards, examine funding sources, and evaluate program access across urban, suburban, and rural areas. The commission must submit an interim report within one year and a final report within two years to the Governor and legislative education committees, then expire 30 days after the final report.