Asm. Shavonda Sumter

Maddy summaryThis bill changes how health insurers in New Jersey calculate their minimum loss ratio requirements for individual and small employer health plans. It requires insurers to use a three-year rolling average instead of annual calculations and expands the numerator to include both claims paid and spending on quality improvement initiatives. Insurers must exclude new state or federal taxes from premium calculations when determining if they meet the 80% minimum loss ratio threshold. These changes apply to all health insurance carriers offering plans in these markets, directly affecting how they report and adjust premiums to comply with consumer protection rules.

Maddy summaryThis bill increases tax credit amounts for businesses and developers working on historic property rehabilitation and brownfield redevelopment projects in New Jersey. For historic properties in designated areas (qualified incentive tracts or government-restricted municipalities), the maximum credit rises to 60% of rehabilitation costs or $12 million (up from 45%/ $8 million). For brownfield remediation projects in similar areas, the credit increases to 80% of costs or $12 million (up from 60%/$8 million). The bill also allows up to 50% of available credits to be allocated specifically for facade rehabilitation projects, with a maximum $4 million credit per project.

Maddy summaryThis bill would allow New Jersey school districts without a board of school estimate to request additional funding for the next school year through a special election, rather than only at the annual school election. Currently, districts can only request additional funds for the current budget year at the annual election. Under this bill, districts could propose raising taxes for the following year at special elections held in January, March, September, or December, with proposals needing to specify how funds would be used and whether approval would create a permanent tax increase. Districts could only submit one such proposal per school year, and this would not prevent them from also voting on capital projects at the same election.

Maddy summaryThis bill imposes civil penalties on New Jersey employers who threaten or disclose an employee's immigration status to prevent them from reporting violations of state labor, wage, or tax laws. Employers face escalating fines: up to $1,000 for a first violation, $5,000 for a second, and $10,000 for subsequent violations, with each affected employee counted as a separate violation. It directly affects employers who use immigration status as coercion - such as threatening to report an undocumented worker to hide unpaid wages or benefits - to avoid accountability under laws like the State Wage and Hour Law or Gross Income Tax Act. The penalties apply in addition to any existing penalties for the underlying labor violation.

Maddy summaryThe "Louisa Carman Medical Debt Relief Act" prevents credit reporting agencies from including paid medical debt or medical debt under $500 in credit reports, regardless of when the debt was incurred. It prohibits medical creditors and debt collectors from reporting medical debt to credit agencies for services provided after the law takes effect. The bill requires a 180-day waiting period before collection actions can begin and mandates a 30-day notice with a clear payment deadline before starting collections. Additionally, it protects patients by prohibiting debt collection during pending insurance appeals and requiring credit bureaus to remove debt information if an appeal is pending or the debt is paid.

Maddy summaryS 2793 appropriates $1.723 million from two existing state funds - the constitutionally dedicated "Preserve New Jersey Farmland Preservation Fund" (using CBT revenues) and the "2009 Farmland Preservation Fund" - to the State Agriculture Development Committee. The funds provide grants to qualifying nonprofit organizations for up to 50% of the cost to acquire development easements or fee simple titles on farmland, with the land maintained for agricultural use through deed restrictions. This directly supports five specific farmland preservation projects across Hunterdon, Sussex, and Warren counties, as approved by the committee. The bill reallocates previously designated funds without creating new taxes or policies.

Maddy summaryThis bill appropriates $101.7 million from constitutionally dedicated corporation business tax revenues and Green Acres funds to the Department of Environmental Protection for local government open space acquisition and park development projects. The funds will support $24.3 million in land acquisition projects (including planning incentive, standard, site-specific, and urban aid acquisition) and $75 million in park development projects (including inclusive playgrounds required by "Jake's Law" and projects in densely populated areas). Local governments across New Jersey will receive grants or loans to acquire or develop lands for recreation and conservation purposes, with $2.4 million allocated for administrative costs. The bill defines eligibility based on population density criteria to target funding to areas with higher population needs.

Maddy summaryS 2792 appropriates $500,000 from two state funds - $200,000 from constitutionally dedicated business tax revenues and $300,000 from the 2009 Farmland Preservation Fund - to the State Agriculture Development Committee. This funding provides a $500,000 grant to Washington Township in Warren County for municipal planning to preserve farmland. The grant is a direct allocation under existing farmland preservation programs, with Washington Township also potentially eligible for additional competitive grants from other funds. The bill specifically directs this $500,000 to Washington Township without requiring a separate application.

Maddy summaryThe bill authorizes the New Jersey Infrastructure Bank to provide up to $53,883,706 in low-interest loans for 14 specific transportation infrastructure projects in Fiscal Year 2025. These projects include bridge replacements, road improvements, and pedestrian safety initiatives in cities and counties across New Jersey, such as Bayonne's E. 25th Street Pedestrian Bridge Replacement and Atlantic County's Rte. 629 Pedestrian & Traffic Signal Improvement Project. The loans will be provided to local government units (municipalities and counties) and can be repaid over up to 31 years, with interest rates tied to the bank's bond rates. The program expires on July 1, 2025, and is limited to the specific projects outlined in the legislation.

Maddy summaryThis bill modifies New Jersey's requirement for automatic fire sprinkler systems in new townhouses. It extends the deadline for installation from 7 months to 13 months after the original law's enactment (P.L.2023, c.265) and exempts townhouse projects that submitted construction permit applications before this bill passed. The bill also delays the deadline for the Commissioner of Community Affairs to adopt related building code rules from 5 months to 12 months after enactment. These changes primarily affect developers and builders constructing new townhouses under specific building codes.