Asm. Jessica Ramirez

Maddy summaryThis bill (A4720) requires New Jersey's Chief Diversity Officer in the Department of Treasury, working with the Business Action Center and the Economic Development Authority, to host regular outreach events, training workshops, and educational programs for certified minority and women-owned businesses. It directly affects these businesses by providing access to technical, managerial, financial, and marketing support - including project management and technology assistance - to help them compete for state contracts. The bill mandates these activities be conducted virtually and statewide, focusing on increasing awareness of these businesses in state contracting and improving their capacity to secure contracts. The requirement takes effect immediately upon passage.

Maddy summaryThis bill creates a $250 annual gross income tax deduction for eligible New Jersey educators and paraprofessionals for unreimbursed classroom supply expenses. It directly affects K-12 teachers, counselors, principals, and school aides (working at least 900 hours yearly) employed by public or private NJ schools. The deduction covers expenses like books, computers, software, and classroom materials, excluding nonathletic health/PE supplies. The policy applies to taxable years starting after the bill's enactment date.

Maddy summaryThis bill adds the right to use assisted reproductive technology (ART), including in vitro fertilization (IVF), to New Jersey's constitutional protections for reproductive choice. It explicitly expands existing rights - previously covering contraception, sterilization, and pregnancy decisions - to include choosing whether to use ART. The law states that any state, county, or local law limiting this right is invalid and unenforceable. It directly affects all New Jersey residents seeking or providing ART services, reinforcing access amid legal challenges in other states like Alabama. The bill takes effect immediately upon enactment.

Maddy summaryThis bill (A4730) allows New Jersey courts to admit evidence of a defendant’s prior domestic violence, child abuse, or sexual offenses in related criminal prosecutions. It specifically permits prosecutors to introduce such evidence - not to prove the defendant committed the specific act in question - but to provide context and refute defenses like "consent" in sexual assault cases or lack of prior history in domestic violence cases. The evidence can only be admitted after a judge determines it meets Rule 403 standards (balancing probative value against undue prejudice). This change directly affects victims and prosecutors in domestic violence, child abuse, and sexual assault cases, where limited evidence often leads to dismissed or downgraded charges.

Maddy summaryThis bill adds a new factor for courts to consider during sentencing: whether a defendant was a survivor of physical, sexual, or emotional abuse that contributed to their criminal behavior. It directly affects criminal defendants in New Jersey who have experienced abuse and are being sentenced for offenses. The key change amends New Jersey's sentencing law to include this as a specific mitigating factor, allowing judges to weigh it alongside other circumstances when determining appropriate sentences. This does not guarantee reduced sentences but expands the considerations courts must evaluate.

Maddy summaryThis bill (A4695) creates an independent Office of Nonprofit Ombudsperson within New Jersey's Department of Treasury to assist nonprofit organizations interacting with state agencies. The Governor will appoint a qualified ombudsperson who will provide technical help, investigate complaints about state agencies, monitor compliance with a statewide nonprofit information portal, and develop better contracting practices for nonprofits. The office will maintain a website, hold public meetings, and submit annual reports to the Governor and Legislature. The bill appropriates $329,000 from the General Fund to establish and operate this office.

Maddy summaryThis bill prohibits real estate appraisers in New Jersey from considering protected characteristics - including race, religion, sexual orientation, gender identity, age, disability, or national origin - when valuing properties. It directly affects licensed and certified real estate appraisers by banning these discriminatory factors from appraisal analysis. The key mechanism requires appraisers to complete a mandatory fair housing and appraisal bias training course (approved by the Appraisal Qualifications Board) as part of their continuing education for license renewal. The law codifies existing anti-discrimination protections and aligns with national standards for appraisal practice.

Maddy summaryNew Jersey's "Design Professional Self-Certification Act" (A4360, now law as P.L.2024, c.58) creates a program allowing licensed architects and professional engineers to self-certify that certain construction projects comply with building codes. It directly affects qualified design professionals who can now submit construction permit applications with self-certification forms for eligible projects (like renovations under specific size limits for residential or commercial buildings), bypassing full code reviews by local agencies. Local building departments must then conduct a simple "supervisory check" to confirm all required documents are present and issue permits - same as before - within 1-5 days. This applies only to projects not excluded (e.g., structural alterations requiring special inspections, new kitchens, or electrical upgrades over 400 amps), with the Department of Community Affairs setting qualification rules.

Maddy summaryThis bill imposes civil penalties on New Jersey employers who threaten or disclose an employee's immigration status to prevent them from reporting violations of state labor, wage, or tax laws. Employers face escalating fines: up to $1,000 for a first violation, $5,000 for a second, and $10,000 for subsequent violations, with each affected employee counted as a separate violation. It directly affects employers who use immigration status as coercion - such as threatening to report an undocumented worker to hide unpaid wages or benefits - to avoid accountability under laws like the State Wage and Hour Law or Gross Income Tax Act. The penalties apply in addition to any existing penalties for the underlying labor violation.

Maddy summaryThe "Louisa Carman Medical Debt Relief Act" prevents credit reporting agencies from including paid medical debt or medical debt under $500 in credit reports, regardless of when the debt was incurred. It prohibits medical creditors and debt collectors from reporting medical debt to credit agencies for services provided after the law takes effect. The bill requires a 180-day waiting period before collection actions can begin and mandates a 30-day notice with a clear payment deadline before starting collections. Additionally, it protects patients by prohibiting debt collection during pending insurance appeals and requiring credit bureaus to remove debt information if an appeal is pending or the debt is paid.