Asm. Jessica Ramirez

Maddy summaryThis bill appropriates funds to New Jersey's Department of Environmental Protection (DEP) for fiscal year 2026 to provide zero-interest and principal-forgiveness loans to local governments and public water utilities for environmental infrastructure projects. It directly affects municipalities and water utilities that need financing for clean water projects (like combined sewer overflow reduction and water quality restoration) and drinking water projects, with specific funding limits based on project type and affordability criteria. The bill includes detailed lists of 151 qualifying clean water projects totaling $1.7 billion and 59 drinking water projects totaling $652 million, all intended to meet federal requirements under the Clean Water Act and Safe Drinking Water Act. The loans may offer full principal forgiveness for eligible projects or a blended interest rate based on project costs and borrower affordability.

Maddy summaryThis bill (S 3052) expands academic flexibility for New Jersey public college students who are active-duty service members or their dependents (spouses/children) unable to finish a course due to unplanned military obligations like deployment. It changes the attendance threshold from 8 weeks to 55% of a course’s duration to qualify for grade options, adding temporary grades and online course transfers as choices. Students who complete 55% of a course can select a letter grade, pass/fail, incomplete, withdrawal, or online transfer (with approval), while those under 55% can choose incomplete or withdrawal. It also clarifies that pass/fail grades can later be converted to letter grades within a year by completing missed work, and ensures full tuition refunds for withdrawals. The law applies to all public institutions of higher education in New Jersey and takes effect immediately for the next academic year.

Maddy summaryThis bill requires all New Jersey school districts to provide universal access to free full-day preschool for all 3- and 4-year-old children by a date determined by each district. It establishes preschool expansion aid to support districts that don't yet offer universal free preschool and mandates a "mixed delivery method" combining district programs, licensed child care providers, and Head Start programs. School districts must submit implementation plans by July 1, 2025, with a statewide strategic plan due by July 1, 2026. The bill also requires all school districts to offer full-day kindergarten, with possible waivers if sufficient preschool expansion aid funding exists.

Maddy summaryNew Jersey's S 1439 requires health insurance plans (including hospital, medical, health service, and individual policies) to cover orthotic and prosthetic appliances from licensed providers - including podiatrists - when medically necessary for daily activities. It also mandates coverage for *additional* appliances needed for specific sports and recreational activities like running, swimming, skiing, and team sports, as determined by a physician. Insurance plans must reimburse at the same rate as federal Medicare for these appliances. This applies to all relevant health insurance contracts in New Jersey, directly affecting insured individuals needing these devices for mobility or recreation.

Maddy summaryThis bill requires New Jersey's Board of Public Utilities (BPU) to study how data centers impact electricity rates for residential customers. The BPU must determine if non-data center customers unfairly subsidize data center costs, whether infrastructure for data centers causes unreasonable rate hikes, and project the future portion of residential rates attributable to data centers over the next 20 years. The study will also evaluate policy options to prevent rate increases from data center growth. The BPU must complete the study within one year and submit a report to the governor and legislature within 15 months.

Maddy summaryThis bill removes the prohibition on medical cannabis dispensaries establishing satellite locations in New Jersey. It allows dispensaries to open one satellite location after obtaining approval from the Cannabis Regulatory Commission. The bill specifically permits alternative treatment centers that received permits before or after the effective date of P.L.2019, c.153 to maintain up to two satellite locations, while other dispensaries can establish only one satellite location. This change aims to expand access to medical cannabis services while maintaining regulatory oversight through commission approval.

Maddy summaryThis bill establishes a 2.5% annual limit on rent increases for tenants living in modular or manufactured homes used as their primary residence. It directly affects renters in these specific housing types, excluding owner-occupied properties with three or fewer units and affordable housing units with income restrictions. Landlords cannot raise rents more than 2.5% over any 12-month period for covered units, and violations require reverting to the previous rent amount. The law supplements existing rent protections but does not override stricter local rent control ordinances.

Maddy summaryThis bill requires Rutgers University (including University Hospital) to provide resident and fellow physicians who are eligible for the State Health Benefits Program (SHBP) with immediate health insurance enrollment on their first day of employment. Current employees eligible for SHBP will gain coverage immediately upon the bill's effective date. The law applies to these physicians and their dependents, eliminating previous delays in access to health coverage for this group.

Maddy summaryNew Jersey's A4194 prohibits public works contractors from bidding on state projects if any member of their cooperative entity failed to pay prevailing wages. Specifically, it extends the existing three-year ban on wage violators to entire cooperatives (defined as collective ownership structures where members control operations), preventing them from securing public contracts if one member is listed for nonpayment. The law requires public bodies to verify contractors against a commissioner's list of wage violators before awarding contracts, with broad definitions covering ownership ties, shared resources, or business relationships. This directly affects cooperative businesses in construction and related fields bidding on state-funded projects.

Maddy summaryNew Jersey Assembly Bill A4915 requires the state Department of State to create a public "Reproductive Health Travel Advisory" for New Jersey residents traveling while pregnant. The advisory categorizes all U.S. states into three color-coded tiers based on reproductive healthcare access: "Blue" (full access without legal risk), "Yellow" (restricted access with potential legal consequences), and "Red" (extreme restrictions risking denial of emergency care). It provides detailed state-specific information on abortion bans, funding, and legal protections, and must be updated on the state website whenever another state changes its reproductive health laws. This helps residents make informed travel decisions regarding pregnancy-related medical needs.