Asm. Yvonne Lopez

Maddy summaryThis bill prohibits real estate appraisers in New Jersey from considering protected characteristics - including race, religion, sexual orientation, gender identity, age, disability, or national origin - when valuing properties. It directly affects licensed and certified real estate appraisers by banning these discriminatory factors from appraisal analysis. The key mechanism requires appraisers to complete a mandatory fair housing and appraisal bias training course (approved by the Appraisal Qualifications Board) as part of their continuing education for license renewal. The law codifies existing anti-discrimination protections and aligns with national standards for appraisal practice.

Maddy summaryThis bill requires New Jersey school districts to provide reading intervention programs for kindergarten through third-grade students who show reading deficiencies, as identified by approved assessments. The programs must use a data-driven, multi-tiered system of supports to deliver explicit instruction in phonics, fluency, vocabulary, and comprehension while monitoring student progress throughout the year. School districts must adopt scientifically based instructional materials, and the Department of Education must provide age-appropriate resources and develop an evaluation process for the program. The law takes effect immediately for the first full school year after enactment.

Maddy summaryThis bill creates an independent "Office of the Learning Loss Czar" within New Jersey's Department of Education to address pandemic-related learning gaps. The office will identify effective educational strategies (especially for students of color, low-income students, and students with disabilities), build a public resource bank of these tools, and provide school districts with technical assistance, grant support, and partnerships to implement solutions. It does not create new funding but coordinates existing resources and research. The Learning Loss Czar, appointed by the Governor, will lead this effort while operating independently from the Department of Education. The bill directly affects all New Jersey public school districts and students impacted by pandemic learning disruptions.

Maddy summaryThis bill imposes civil penalties on New Jersey employers who threaten or disclose an employee's immigration status to prevent them from reporting violations of state labor, wage, or tax laws. Employers face escalating fines: up to $1,000 for a first violation, $5,000 for a second, and $10,000 for subsequent violations, with each affected employee counted as a separate violation. It directly affects employers who use immigration status as coercion - such as threatening to report an undocumented worker to hide unpaid wages or benefits - to avoid accountability under laws like the State Wage and Hour Law or Gross Income Tax Act. The penalties apply in addition to any existing penalties for the underlying labor violation.

Maddy summaryThe "Louisa Carman Medical Debt Relief Act" prevents credit reporting agencies from including paid medical debt or medical debt under $500 in credit reports, regardless of when the debt was incurred. It prohibits medical creditors and debt collectors from reporting medical debt to credit agencies for services provided after the law takes effect. The bill requires a 180-day waiting period before collection actions can begin and mandates a 30-day notice with a clear payment deadline before starting collections. Additionally, it protects patients by prohibiting debt collection during pending insurance appeals and requiring credit bureaus to remove debt information if an appeal is pending or the debt is paid.

Maddy summaryThis New Jersey bill revises property tax lien foreclosure procedures to align with a recent Supreme Court ruling requiring property owners to retain equity beyond unpaid taxes. It allows property owners to protect remaining property equity by requesting a judicial sale (like mortgage foreclosures) or online auction through the county sheriff within 45 days of receiving foreclosure notice. If owners don't make this request, lien holders (municipalities or private investors) can take full property title without conducting a sale. Lien holders must clearly inform property owners about this option in bold text with foreclosure notices. The bill ensures any surplus funds from a sale would go to the property owner after lien holders are paid.

Maddy summaryThis bill extends the deadline for municipalities to report non-residential development fee collections from 90 to 180 days after the enactment of a related law (P.L.2024, c.2). It directly affects municipalities authorized to collect and retain these fees (typically for commercial construction projects), requiring them to submit detailed accounting of all collected fees since authorization. The bill also applies retroactively to validate reports submitted within 180 days of the March 2024 law's enactment, harmonizing inconsistent reporting requirements. The change does not alter the fee calculation (2.5% of assessed value) or exemption rules.

Maddy summaryThis bill requires New Jersey school districts to screen all students in kindergarten through third grade three times annually using assessments that measure reading skills like phonological awareness and decoding to identify those not reading at grade level or at risk of falling behind. The New Jersey Department of Education must establish a working group on student literacy, contract with at least two approved assessment providers, and make these assessments available to schools. School districts must notify parents within 15 days of a reading concern, provide evidence-based interventions, and annually report screening data to the state.

Maddy summaryThis Assembly Resolution (AR 138) symbolically designates June 2024 as LGBTQIA+ Pride Month in New Jersey. It urges public officials and citizens to commemorate the month with appropriate activities, recognizing the contributions and struggles of LGBTQIA+ individuals (including lesbian, gay, bisexual, transgender, queer/questioning, intersex, asexual, and non-binary people). The resolution does not create new laws or policies but formally acknowledges the community's achievements and ongoing advocacy. It follows similar designations by federal and state governments, emphasizing visibility and equality.

Maddy summaryThis bill modifies New Jersey's down payment assistance program to provide additional support for first-generation homebuyers. It increases the maximum down payment assistance to $20,000 for first-time homebuyers, with an extra $7,000-$10,000 specifically for first-generation homebuyers (defined as individuals whose parents never owned residential property and who may have been in foster care). The program requires recipients to use the home as their primary residence for five years, complete homebuyer counseling, and repay the loan if they move before the five-year term. The assistance is structured as a zero-interest, forgivable loan if all conditions are met.