Asm. Vicky Flynn

Maddy summaryNew Jersey bill A4598 (A4598) allows for-profit debt adjustment companies to obtain state licenses to operate, expanding eligibility beyond current nonprofit-only provisions. To qualify, for-profit entities must not handle consumer funds and must comply with federal FTC regulations (16 C.F.R. 310.4). The bill exempts for-profits from bonding requirements and annual salary/expense certifications required of nonprofits, while requiring them to disclose key service details - including fees, timelines, and credit risks - to debtors in written agreements. This change aligns state oversight with federal rules but maintains core consumer protections like fee limits and transparency requirements.

Maddy summaryThis bill allows for-profit companies that provide debt adjustment services to become licensed in New Jersey for the first time. Previously, only nonprofit organizations could obtain licenses to offer debt adjustment (helping people negotiate with creditors). The bill creates a new licensing category for "for-profit debt adjusters" who do not handle consumer funds and comply with federal regulations. It removes bonding and annual audit requirements that previously applied only to nonprofit licensees, while maintaining other licensing rules like fee disclosure and annual reporting.

Maddy summaryThis bill allows honorably discharged veterans in New Jersey to obtain special license plates displaying the word "Veteran" in addition to standard registration markings. To qualify, applicants must provide a DD-214 or discharge certificate and pay a $15 fee on top of regular vehicle registration costs. Surviving spouses of deceased veterans may continue using these plates on their vehicles. The Motor Vehicle Commission will design the plates, handle applications, and notify drivers about the option during registration renewals.

Maddy summaryThis bill requires public transportation employees in New Jersey (specifically those working for NJ Transit) to complete a one-time training course on recognizing and responding to suspected human trafficking. The training must include information about known signs and signals used by trafficking victims seeking help or observed in public spaces. Current employees must complete the training within two years of the bill's effective date, while new employees must complete it within six months of starting their position. The New Jersey Transit Corporation will develop the training, establish which staff must complete it, and ensure materials are provided to employees.

Maddy summaryThis bill requires New Jersey public schools to teach cursive handwriting to students in grades K-5. It mandates that school districts incorporate cursive instruction into the curriculum, including activities to help students read and write cursive legibly by the end of third grade. The law applies to all public school students in these grades and takes effect immediately for the next full school year after enactment. The bill does not specify funding or assessment methods, focusing solely on the curriculum requirement.

Maddy summaryThis bill allows the New Jersey Suicide Hopeline to make follow-up calls to minors aged 16 or older who are identified as being at high risk of suicide without requiring parental consent. It amends state law to make a minor's consent for these follow-up calls valid and binding as if they were an adult, and confidential - meaning operators do not need to report the calls to parents or guardians. Currently, national guidelines for suicide hotlines require parental permission for such follow-ups, but this bill removes that barrier for minors 16+ seeking mental health support. The policy directly affects at-risk youth aged 16 and older who contact the Suicide Hopeline for crisis counseling.

Maddy summaryThis bill requires New Jersey's Department of Education to create and maintain a free, public online registry of tutors and organizations offering free supplemental tutoring to students. It allows certified teachers, retired teachers, college students, industry professionals, and relevant organizations to register, providing details like contact information and subject expertise. All registrants must undergo criminal background checks (except certified teachers with prior checks), and the registry explicitly states it does not endorse or verify the quality of services offered. The registry will be accessible to all New Jersey residents via the DOE website.

Maddy summaryThis bill creates group disability insurance for disabled members of New Jersey's Teachers' Pension and Annuity Fund (TPAF) and Public Employees' Retirement System (PERS). It provides monthly income benefits equal to 60% of a member's base salary (minimum $50) while they are totally disabled, payable until age 70 if disability began before age 60. Members must have completed one year of continuous service to qualify, and coverage excludes pregnancy, war injuries, self-harm, imprisonment, or time outside the U.S. Canada. The State Treasurer purchases the insurance through a special fund, with premiums paid from employer contributions.

Maddy summaryThis bill, the "New Jersey First Responders Post-Traumatic Stress Disorder Protection Act," protects paid first responders (including police, firefighters, EMTs, paramedics, and 9-1-1 dispatchers) diagnosed with work-related PTSD. It prohibits employers from firing, harassing, or discriminating against these employees for taking leave related to a qualifying PTSD diagnosis, which must be linked to a traumatic event experienced during their duties or vicarious trauma from their job. Employers must reinstate employees to their prior position after leave, and violations allow employees to sue for remedies including $5,000 fines for first violations, reinstatement, back pay, and attorney fees. The civil action must be filed within one year of the alleged violation.

Maddy summaryThis bill requires all New Jersey public school staff (including those in after-school programs) to complete epilepsy and seizure disorder care training every five years. It directly affects school boards, administrators, and all school personnel who interact with students. The key provision mandates that training must be provided through a Department of Health-approved course from a nonprofit epilepsy support organization. This ensures staff can recognize seizures, provide appropriate care, and know when to seek help, as outlined in individualized health plans developed with parent input and physician guidance. The law applies to all schools in the state and takes effect at the start of the first full school year after enactment.