Rep. Ellen Read

Maddy summaryHB 1486 prohibits New Hampshire insurance companies from increasing premiums or imposing other penalties based on the driving record of household members (like spouses) not covered under a motor vehicle insurance policy. It specifically prevents insurers from penalizing policyholders due to a spouse's DWI conviction, license suspension, or other driving violations unless that person is named on the policy. The bill makes any policy terms violating this provision void and unenforceable, while allowing insurers to consider the driving record of named insureds or listed drivers. The law takes effect January 1, 2027.

Maddy summaryHB 1691 (New Hampshire) limits eligibility for property tax assessments based on current agricultural or conservation use. It restricts qualifying land to 40 acres per lot in semi-rural zones, 10 acres in developed zones with conservation land requirements, and prohibits clear-cutting or invasive species. Municipalities must cap current use approvals at 75% of rural zones and 5% of high-density zones, while requiring sustainable practices like invasive species management and limiting chemical use. Violations trigger retroactive tax payments using "best and highest use" rates from the last compliance date. This affects landowners currently enrolled in New Hampshire's current use tax program.

Maddy summaryHB 1783 creates new benefits for community-based water and wastewater treatment projects that enable residential construction on smaller lot sizes. The Department of Environmental Services will determine if projects qualify, and qualifying projects may receive priority for housing grants, preferred financing rates from the municipal bond bank, or expedited approvals. These benefits apply specifically to innovative regional water/wastewater systems that reduce minimum lot size requirements for homes, as defined under existing law. The bill does not provide new state funding for these benefits.

Maddy summaryHB 1821 requires election officials to publicly post ballot images and cast vote records (voter selections captured by electronic machines) within 48 hours after an election, making this data accessible online. It mandates secure backups at both state and municipal levels, standardized formats for counting devices, and audit logs tracking access to prevent tampering. The bill exempts records involving fewer than 10 absentee ballots or specific ballot designs from standard public access rules but requires all other records to be posted publicly. Officials face civil fines of $250-$1,000 per violation for failing to meet the 48-hour deadline. This applies directly to local election clerks and the secretary of state’s office, ensuring transparency in election results.

Maddy summaryHB 1512 allows New Hampshire towns, cities, or municipalities to hold a local vote (referendum) to block residents from receiving education freedom account vouchers. If voters approve the "no" option in the referendum, eligible residents in that municipality would lose access to these state-funded education vouchers. The bill creates a formal process requiring municipalities to follow procedures similar to those for town meetings (RSA 40) when conducting such votes. This policy change directly affects residents in municipalities that choose to hold the referendum, with the vote outcome determining voucher eligibility starting July 1, 2026.

Maddy summaryHB 1801 modifies four key areas of law enforcement practice. It requires the state to prove a detention was lawful after a plaintiff shows it was unlawful, with $100 hourly damages (adjusted annually) for wrongful detention. The bill revises drug forfeiture rules to specify which property (like vehicles, money, or real estate) can be seized and adds a lien on seized items. It also mandates new certification requirements for law enforcement officers and creates a violation-level offense for officers who knowingly provide false information in written reports. These changes directly affect individuals claiming unlawful detention, property owners in drug cases, and law enforcement officers.

Maddy summaryHB 1634 creates a new legal pathway in New Hampshire state courts for individuals harmed by federal employees who violate state or federal law. It allows victims to sue federal employees (including contractors working with federal agencies) in superior court, requiring proof of a violation by a "preponderance of the evidence" (more likely than not). The law mandates that winning plaintiffs receive attorney fees and requires all case documents to be public under state open records law. This bill takes effect January 1, 2027, directly affecting federal employees operating in New Hampshire and residents seeking redress for legal violations.

Maddy summaryHB 1375 prohibits landlords from charging more than one application fee per tenant within any 12-month period, regardless of how many rental units the tenant applies for or leases under the same landlord or agent. It specifically covers all fees related to processing rental applications, including background checks, credit checks, and administrative costs. This law directly affects tenants seeking rental housing and landlords managing applications. The bill takes effect 60 days after enactment, ensuring tenants pay only one fee for multiple applications to the same landlord within a year.

Maddy summaryHB 1613 directs New Hampshire's Department of Business and Economic Affairs to produce a report by November 1, 2026, on methods to encourage financial institutions to increase lending for housing developments designed for people with disabilities. The report must identify specific incentives like tax credits, loan guarantees, and regulatory strategies, after consulting with at least five lenders (including community banks) and disability advocates. It does not create new laws or provide funding but will recommend legislative changes to support accessible housing development. The bill affects housing developers seeking financing and lenders through potential future policy adjustments based on the report's findings.

Maddy summaryHB 1371 prohibits landlords from charging application fees to individuals applying for residential rental agreements. It requires landlords to accept standard identification (like government-issued ID, taxpayer ID, or social security number) for background checks instead of requiring a social security number or refusing applications without one. The bill applies only to residential rentals, excluding commercial properties. It takes effect 60 days after enactment.