Healthcare (Insurance)

signed · New Hampshire · Senate Jul 9, 2026

SB 408: relative to health insurance coverage for prosthetics.

SB 408 requires health insurance policies in New Hampshire to cover prosthetic devices for adults over 19, expanding existing coverage that previously applied only to children under 19. The bill mandates coverage for activity-specific prosthetics (like those for sports) but limits this to one device every five years. It also requires insurers to cover necessary materials, instruction, and repairs for medically needed prosthetics, without annual limits. The law takes effect January 1, 2027, and applies to most group health insurance plans, excluding Small Business Health Options Program (SHOP) plans.

Topics ✓ HealthcareSupports HealthcareExpands health insurance coverage for prosthetics to adults over 19, mandates activity-specific device coverage (limited to one every five years), and removes annual limits on repairs/materials.95% confidence

Sub-Topics Insurance

failed · New Hampshire · House Feb 5, 2026

HB 1527: relative to annual notification of benefits to state employees.

HB 1527 requires all New Hampshire state departments to annually send full-time employees a clear summary of available benefits, including retirement plans, health insurance, mental health services, and other support programs. Departments must use a standardized template created by the Department of Administrative Services to ensure consistent communication. Municipalities and counties may choose to adopt this same practice using the template. The bill does not provide new funding but directs existing agency funds to cover printing and mailing costs.

Topics ✓ HealthcareSupports HealthcareMandates annual notification of existing health insurance and mental health services to employees, improving access to current benefits without new funding.85% confidence ✓ Labor & EmploymentSupports Labor & EmploymentRequires annual benefit summaries for state employees, enhancing transparency and access to existing retirement, health, and mental health benefits, supporting workers' rights to informed benefit access.85% confidence

Sub-Topics Insurance Mental Health

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failed · New Hampshire · House Mar 11, 2026

HB 1744: relative to oversight and reporting requirements for health insurance carriers regarding mental health coverage.

HB 1744 requires health insurance companies operating in New Hampshire to submit annual reports by March 1st starting in 2026, detailing their mental health and substance use disorder coverage practices. These reports must include data on claims denial rates, average wait times for appointments, provider network availability, and compliance with federal parity laws. The insurance commissioner will review these reports and make de-identified data publicly available, while the state Medicaid program must also report annually starting in 2027 on similar metrics. This bill establishes new transparency requirements without authorizing new funding or positions.

Topics ✓ HealthcareSupports HealthcareRequires insurers to report mental health coverage compliance, parity adherence, and access metrics, enhancing transparency and accountability for patient access to mental health services.95% confidence

Sub-Topics Insurance Medicaid Mental Health

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signed · New Hampshire · Senate Jun 24, 2026

SB 607: relative to short-term, limited duration health insurance policies

SB 607 aligns New Hampshire's rules with federal limits for short-term health insurance policies. It prohibits insurers from offering these policies for more than the maximum duration permitted under federal law, removing previous state-specific limits (like the 6-month cap and 540-day total coverage restriction). This directly affects consumers seeking temporary health coverage and insurance companies selling these policies in New Hampshire. The bill ensures state regulations do not allow longer coverage periods than federal guidelines permit. It becomes effective January 1, 2027.

Topics ✓ HealthcareSupports HealthcareRemoves state-specific limits on short-term insurance duration, aligning with federal standards to expand consumer access to temporary health coverage options.85% confidence

Sub-Topics Insurance

signed · New Hampshire · Senate Jul 9, 2026

SB 550: relative to insurance coverage for services provided by naturopathy providers.

SB 550 requires group health insurance policies issued in New Hampshire to cover services provided by licensed naturopathy providers when the same type of service would be covered if performed by another healthcare provider. This applies directly to insurers offering group health plans and patients seeking naturopathy care. The bill mandates that insurers cannot apply higher copays, deductibles, or coinsurance for these services compared to other covered treatments. It takes effect 60 days after passage and does not require insurers to cover new services, only those already covered under equivalent provider types. The fiscal note indicates potential small premium increases but no determinable state or local cost impact.

Topics ✓ HealthcareSupports HealthcareMandates insurance coverage for naturopathy services with parity to other providers, expanding access without higher copays/deductibles.95% confidence

Sub-Topics Insurance

signed · New Hampshire · Senate Jul 9, 2026

SB 544: relative to managed care laws.

SB 544 prevents health insurance companies from removing drugs from their coverage lists mid-year. It requires insurers to continue covering any prescription drug that was approved under a policy until the enrollee's next plan renewal date, even if the drug is later removed from the formulary. This directly affects individuals enrolled in health benefit plans who rely on specific medications. Changes to drug coverage can only occur at renewal dates and must apply uniformly to all similar plans.

Topics ✓ HealthcareSupports HealthcarePrevents mid-year removal of prescription drugs from insurance formularies, ensuring continuity of coverage and protecting patient access to necessary medications without sudden changes.95% confidence

Sub-Topics Insurance Prescription Drugs

failed · New Hampshire · House Mar 13, 2026

HB 1760: repealing the directive that the department of health and human services seek a waiver to establish pharmacy copayment and premium requirements under the state Medicaid plan and making an appropriation therefor.

HB 1760 repeals a requirement that the New Hampshire Department of Health and Human Services seek a waiver to impose pharmacy copayments and premiums on Medicaid beneficiaries, including those in the New Hampshire Advantage Health Care Program and the Children's Health Insurance Program. It removes specific law sections (2025, 141:65; RSA 126-AA:2-a; and RSA 126-A:3, IX) that would have mandated these cost-sharing measures. The bill appropriates funds to the Department of Health and Human Services to cover the resulting revenue shortfall for the 2026-2027 biennium. This change directly eliminates new costs for Medicaid participants while maintaining program funding stability.

Topics ✓ Budget & TaxesSupports Budget & TaxesRepeals Medicaid copayment requirement and appropriates state funds to cover costs, directly funding Medicaid without beneficiary cost-sharing.95% confidence ✓ HealthcareSupports HealthcareRepeals Medicaid copayment/premium mandates, eliminating cost barriers for beneficiaries and improving access to care under state Medicaid programs.95% confidence

Sub-Topics Appropriations Revenue Children's Health Insurance Medicaid

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failed · New Hampshire · House Aug 5, 2026

HB 1406: relative to health carrier recordkeeping requirements in utilization review, including specifications regarding the use of artificial intelligence.

HB 1406 prohibits health insurance companies (health carriers) from using artificial intelligence to override doctors' clinical decisions. Specifically, it bans AI from auditing or adjusting provider codes based on AI recommendations that would change a physician's professional judgment about patient care. Health carriers must document all AI use in claims processing and provide these records to regulators. Violations are considered unfair insurance practices, potentially resulting in fines or restitution for denied care. The law directly affects healthcare providers and insurers, taking effect January 1, 2027.

Topics ✓ HealthcareSupports HealthcareProhibits health insurers from using AI to override physicians' clinical judgments, protecting provider autonomy and patient care decisions.95% confidence ✗ TechnologyOpposes TechnologyProhibits AI from overriding physician clinical decisions in healthcare, restricting AI's application in provider judgments to protect medical autonomy.95% confidence

Sub-Topics Insurance Artificial Intelligence

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signed · New Hampshire · House Jul 10, 2026

HB 1245: relative to voluntary portable benefits plans for independent contractors.

HB 1245 establishes a voluntary framework for independent contractors in New Hampshire to access portable benefits like health insurance, retirement plans, or disability coverage through designated providers. Hiring parties (businesses or platforms) can voluntarily contribute to these plans or withhold a portion of payment from the contractor, with the contractor’s written consent. Crucially, participation in these plans cannot be used to reclassify a worker as an employee under state law, preserving current independent contractor status. The bill requires clear opt-in agreements and has no estimated state or local cost impact.

Topics ✓ HealthcareSupports HealthcareBill establishes voluntary framework enabling independent contractors to access health insurance as portable benefits, expanding coverage options for a vulnerable workforce.95% confidence ✓ Labor & EmploymentSupports Labor & EmploymentCreates voluntary portable benefits framework for independent contractors, expanding benefit access for a worker segment often excluded from traditional employment benefits.80% confidence

Sub-Topics Insurance Gig Economy

failed · New Hampshire · House Feb 19, 2026

HB 1463: requiring the insurance department to conduct an analysis and produce a report detailing compliance with the state's managed care and medical utilization review laws.

HB 1463 requires New Hampshire's insurance department to conduct a detailed analysis of how health insurance companies comply with state laws governing managed care and medical review practices. The department must consult with community physicians and health systems across all counties to assess compliance and recommend penalties for non-compliant insurers. The report must be submitted to state leaders by November 1, 2026, and the bill does not provide new funding, potentially requiring the department to use existing resources or General Fund money for the analysis. This bill directly affects insurers, the insurance department, and healthcare providers consulted during the review.

Topics ✓ HealthcareSupports HealthcareMandates insurance compliance review and penalties for non-compliance, strengthening oversight of managed care practices to protect patient rights under existing healthcare laws.85% confidence

Sub-Topics Insurance

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