Rep. Jerry Turner

Maddy summaryHB 1313 requires residential roofers who install or repair more than four roofs annually and receive payment through insurance-covered roof repair contracts to obtain a license from Mississippi's Board of Contractors and register with the Commissioner of Insurance before starting work. Roofers failing to comply face fines of up to $5,000 per violation. The law directly affects contractors handling insurance-related residential roof repairs, excluding smaller projects under $50,000 or specific residential developments. It aims to standardize licensing for this sector while maintaining existing exemptions for certain construction types.

Maddy summaryHB 1413, the Pharmacy Benefit Manager Transparency Act, requires pharmacy benefit managers (PBMs) operating in Mississippi to obtain a state license and submit annual transparency reports to the Mississippi Board of Pharmacy. These reports must detail how PBMs handle rebates from drug manufacturers, including the percentage they retain rather than passing to health insurance companies. The bill also establishes a fiduciary duty for PBMs toward health carriers and prohibits retaliation against whistleblowers. It directly affects PBMs, health insurance companies, and pharmacies in Mississippi, aiming to increase accountability in prescription drug cost management. The bill died in committee on February 4, 2025, and did not become law.

Maddy summaryHB 1173 renames Mississippi's "Comprehensive Hurricane Damage Mitigation Program" to the "Strengthen Mississippi Homes Program" and expands its focus to include wind damage mitigation. The bill increases financial grants for homeowners to $15,000 per single-family, owner-occupied home to retrofit properties against hurricane and wind damage, removes requirements for cost-benefit studies and wind certification, and mandates insurers to notify clients about the program. It also revises the nonadmitted policy fee structure and creates a dedicated state fund for program administration. The bill died in committee on February 4, 2025, after being referred to Insurance and State Affairs.

Maddy summaryMississippi's HB 298 amends state law to permanently prohibit adverse possession claims from establishing legal ownership of land. The bill changes Section 15-1-13 to state that no one can gain title to property simply by occupying it without permission for a certain period. This directly affects landowners and individuals who might have attempted to claim ownership through long-term, unauthorized use of property. The law takes effect on July 1, 2025.

Maddy summaryHB 1204 is a procedural bill that reorganizes existing Mississippi code sections related to fire truck funding, specifically moving sections 17-23-1, 17-23-11, and others to facilitate future amendments. It does not change current policy but preserves the Rural Fire Truck Acquisition Assistance Program, which provides counties with grants for purchasing fire trucks meeting NFPA standards. Counties can receive up to $1,010,000 total, with per-truck funding tiers ranging from $50,000 to $90,000 based on their prior truck acquisitions. Unspent funds in the dedicated Rural Fire Truck Fund roll over annually without lapsing into the general fund.

Maddy summaryHB 1169 amends Mississippi's Insurance Guaranty Association Law to include cybersecurity insurance under the definition of "covered claim" for insolvent insurers. It ensures claimants with cybersecurity insurance (covering data breaches, ransomware, etc.) can seek compensation through the guaranty association, similar to other insurance types. The bill sets a $300,000 cap per claimant for all first- and third-party cybersecurity claims arising from a single event. This bill died in committee on February 4, 2025, and did not become law.

Maddy summaryHB 889 creates the "Mississippi Indigent Burn Care Support Fund" to reimburse hospitals for burn care provided to uninsured or underinsured Mississippi residents. It adds a $2 fee to distinctive vehicle license tags starting July 2025, with all proceeds deposited into this fund. The fund will cover costs for Mississippians treated at in-state burn centers and out-of-state burn centers affiliated with Level I trauma centers in Mississippi. This policy directly affects all vehicle owners purchasing specialty license tags and ensures hospitals receive reimbursement for uncompensated burn care.

Maddy summaryThis bill prohibits sleeping, sitting, or storing personal items on public streets or sidewalks within 1,000 feet of schools, parks, hospitals, or critical infrastructure (like bridges or power lines). It classifies such encampments as public nuisances on public property and requires local authorities to provide 48 hours' written notice before enforcement, including information about shelter services. For private property, the bill adds homeless encampments to the public nuisance law, allowing property owners to request removal (with humane enforcement) and imposing cleanup costs as a lien on the property. Violations on public property may be charged as misdemeanors punishable by fines up to $5,000 or six months in jail.

Maddy summaryHB 1171 prohibits Mississippi counties and municipalities from using automated cameras (like license plate readers) to enforce vehicle insurance requirements. It requires existing insurance-focused camera systems to be removed by October 1, 2025, while systems used for traffic laws (like speeding) had a 2009 removal deadline. The bill specifically targets insurance compliance enforcement, not general traffic violations. The legislation died in committee in February 2025 and was never enacted.

Maddy summaryHB 1326 would have required mutual insurance companies in Mississippi to establish specific notice periods for member meetings and set rules for voting by proxy. It mandated that written proxies be submitted at least 30 days before meetings and prohibited irrevocable proxies lasting more than 11 months. The bill also moved an existing section governing mutual insurance holding companies to be amended, enabling future adoption of similar notice and proxy requirements for holding companies. The bill was introduced in 2025 but died in committee, so it never took effect.