Comprehensive Hurricane Damage Mitigation Program; rename to Strengthen MS Homes Program and revise nonadmitted policy fee.

HB 1173 renames Mississippi's "Comprehensive Hurricane Damage Mitigation Program" to the "Strengthen Mississippi Homes Program" and expands its focus to include wind damage mitigation. The bill increases financial grants for homeowners to $15,000 per single-family, owner-occupied home to retrofit properties against hurricane and wind damage, removes requirements for cost-benefit studies and wind certification, and mandates insurers to notify clients about the program. It also revises the nonadmitted policy fee structure and creates a dedicated state fund for program administration. The bill died in committee on February 4, 2025, after being referred to Insurance and State Affairs.