Rep. Bill Schuette

Maddy summaryHB 4375 amends Michigan's Use Tax Act to limit the tax credit for trade-in value when purchasing new vehicles. It caps the deductible trade-in value at $5,000 for motor vehicles or recreational vehicles (previously $2,000, increased annually until 2018). This change directly affects vehicle buyers and dealers in transactions involving trade-ins, as it reduces the amount that can be offset against the purchase price for tax calculation purposes. The bill updates Section 2(f)(xii) of the Use Tax Act to reflect this $5,000 maximum. The change became effective immediately after the bill passed the Michigan House on October 23, 2025.

Maddy summaryThis is a ceremonial resolution (HR 189) passed by the Michigan House of Representatives to honor the Detroit Red Wings hockey team on its 100th season. It does not create new laws or affect any policies; it simply recognizes the team's historical significance to Michigan. The resolution cites the Red Wings' founding in 1926, 11 Stanley Cup championships, cultural impact as "Hockeytown," and community work through their foundation. The House formally resolved to commemorate the team and transmitted a copy to the Red Wings organization as a gesture of appreciation.

Maddy summaryHB 5098 prevents Michigan's Unemployment Insurance Agency from stopping its fraud detection software except for brief, documented maintenance needed to keep the system running. The bill requires the agency to immediately restore the software after any maintenance and limits such maintenance to what's strictly necessary. This directly affects the agency's operations and people filing unemployment claims, as the software helps identify potentially fraudulent applications. The law amends Michigan's Employment Security Act to mandate continuous use of the fraud detection tools, with specific rules for temporary maintenance periods.

Maddy summaryThis resolution declares October 2025 as Italian-American Appreciation Month in Michigan. It directly recognizes the cultural contributions, historical impact, and community involvement of Italian-Americans in Michigan's development. The resolution does not create new laws or policies but formally designates a month for celebrating Italian-American heritage, including their roles in Michigan's neighborhoods, economy, and civic life. The declaration is symbolic and applies statewide.

Maddy summaryHR 185 is a symbolic resolution declaring October 2025 as Domestic Violence Awareness Month in Michigan. It does not create new laws or allocate funds but officially recognizes the month for state-wide awareness efforts. The resolution directly affects Michigan state government by directing official recognition during that period, though it does not change policies or impact individuals. This is a procedural measure introduced and adopted by Representative Stephanie Young on October 21, 2025.

Maddy summaryHB 4709 prohibits the construction of commercial wind turbines for electricity production in the Great Lakes or their connecting waters, and bans operating any such turbines built in violation of this rule. It directly affects commercial wind energy developers planning projects in these waters, preventing new installations. The bill also states that renewable energy credits cannot be issued for electricity generated by prohibited turbines, and allows the attorney general to seek court injunctions to stop violations. This amendment adds a specific environmental protection measure to Michigan's Clean Energy Act.

Maddy summaryHB 4700 modifies the eligibility requirements for hotels seeking Class A or Class B liquor licenses in Michigan. It amends the specific statute (MCL 436.1107) governing these licenses, changing the rules hotels must meet to qualify. This directly affects hotel businesses applying for these licenses, as the updated requirements will determine their eligibility under state law. The bill passed unanimously in the House with immediate effect, making the changes effective as law.

Maddy summaryHB 4891 amends Michigan's Debt Management Act to tighten licensing requirements for debt management businesses. It prohibits applicants who are employees or owners of collection agencies (as defined in state law) from obtaining a license, unless they provide "sufficient safeguards" to the licensing department. The bill also updates criminal background checks for applicants, adding restrictions for those convicted of certain offenses like embezzlement or who defaulted on payments collected for others. This directly affects businesses seeking debt management licenses, particularly those with ties to collection agencies, by adding new barriers to licensure. The changes aim to clarify separation between debt management services and collection activities.

Maddy summaryHB 4890 requires debt collectors to send written notice to cosigners before reporting negative information to credit agencies or taking collection actions against them. Specifically, collectors must mail a notice to cosigners at least 30 days before reporting or pursuing collection, explaining the primary borrower's default and allowing the cosigner time to pay or arrange payment. This applies to most debt collectors but excludes certain entities like banks collecting their own claims. The bill directly affects cosigners on loans (e.g., auto, credit cards) by giving them a formal window to resolve debts before negative credit reporting occurs.

Maddy summaryHB 4906 requires consumer debt collection agencies operating in Michigan to maintain a separate trust account for client funds, depositing all collected money within three banking days. Agencies based in Michigan must keep this account within the state, while out-of-state agencies may choose to hold it in Michigan or their home state. The trust account must be clearly labeled, kept distinct from the agency’s regular business accounts, and can only be used to pay clients or cover costs advanced for their accounts. This bill directly affects collection agencies handling consumer debt in Michigan by standardizing where and how client funds must be held.