Maddy summaryHB 5153 clarifies the process for homeowners to buy back their property after a foreclosure auction by specifying exactly what costs must be paid to redeem it. The bill requires homeowners to cover mortgage interest, sheriff fees, property taxes, insurance premiums, and association dues (if paid by the buyer) to reclaim their home, with interest applied from the date of payment. It also allows certain county registers of deeds (in larger counties) to calculate the total redemption amount upon request, charging a $50 fee for this service. This directly affects homeowners facing foreclosure who seek to regain ownership before the sale becomes final.
Rep. Tonya Phillips
Sponsored bills
Maddy summaryHB 6145 requires school districts and intermediate school districts in Michigan to develop and submit five-year capital outlay plans for facility improvements, including new construction and renovations. These plans must be submitted electronically by November each year and will be evaluated based on factors such as safety needs, occupancy rates, sustainability, and projected operating costs. The bill allows districts to opt into this process, which involves a review by the Department of Treasury and the Joint Committee on Oversight Services before any funding is authorized for final design and construction. By establishing these specific criteria and timelines, the legislation aims to bring greater transparency and oversight to how public school districts plan and request funds for building projects.
Maddy summaryThis bill establishes new rights in Michigan that allow individuals to own and license their name, likeness, voice, and image as personal property for commercial use. It requires written consent from a living person before their identity can be used for trade, though it includes exceptions for news reporting, artistic criticism, and incidental appearances in media. The law also creates a system where these rights can be transferred or inherited, with specific rules on how long an estate can continue to commercially exploit a deceased person's identity after they pass away. If a business violates these rules, the affected individual can sue for damages, which may include up to three times the actual harm caused or a minimum of $10,000 per violation.
Maddy summaryThis bill allows the state treasurer to provide interest-free loans to school districts and intermediate school districts if the state budget is not passed by October 1. Under the new rules, a district can borrow an amount equal to what it received from the school aid fund in the previous year for a period of up to one year. The state treasurer retains the authority to set additional terms for these loans, which are intended to help districts manage cash flow during budget delays.
Maddy summaryThis bill designates June 27, 2026, as National Post-Traumatic Stress Disorder Awareness Day within the state of Michigan. It directly affects residents by encouraging them to learn about PTSD, show compassion to those affected, and support mental health services. The resolution aims to raise public understanding of the disorder and reduce stigma without changing any laws or funding.
Maddy summaryThis bill declares July 2026 as Cleft and Craniofacial Awareness Month in the state of Michigan. It aims to raise public awareness about orofacial clefts, which are common birth defects affecting a baby's lip or mouth formation. The resolution highlights the medical and developmental challenges these children face, such as feeding difficulties and the need for specialized care. By designating this specific month, the legislature intends to focus attention on the condition without changing any laws or policies.
Maddy summaryThis bill designates July 1, 2026, as Food Day in the state of Michigan. It aims to raise awareness about the importance of food security and to honor the various groups involved in the state's food supply chain, including farmers, farmworkers, and food assistance organizations. The resolution encourages residents to observe the day by learning about food issues, supporting local agriculture, and recognizing the efforts of those who strengthen the food system.
Maddy summaryHB 5046 modifies Michigan's foreclosure law to clarify the process for recording deeds after a property sale and streamline how homeowners can redeem their property. It requires that deeds from foreclosure sales be recorded with the county register of deeds within 20 days, and if not recorded on time, the redemption period begins when the deed is filed. The bill specifies the exact redemption amount homeowners must pay (including the bid price, interest, and fees) and mandates that purchasers provide an affidavit detailing this amount and the redemption deadline. This affects homeowners seeking to reclaim their property, buyers at foreclosure sales, and county offices responsible for property records.
Maddy summaryHB 5045 amends Michigan's Housing Development Authority Act to clarify procedures for redeeming foreclosed properties. It requires sellers to record deeds within 20 days of a sale, specifying redemption timelines and interest accrual starting from the recording date (not the sale date). Property owners or their heirs can redeem land within six months by paying the bid amount plus interest, with the register of deeds handling redemption documentation and fees. The bill directly affects property owners seeking redemption, purchasers of foreclosed properties, and county registers of deeds managing these transactions. These changes aim to streamline redemption processes and reduce confusion in housing foreclosure cases.
Maddy summaryHB 4703 requires health insurers in Michigan to cover group prenatal care services for policyholders. This directly affects health insurers offering coverage in the state and pregnant individuals seeking prenatal care. The bill defines "group prenatal care services" as evidence-based, group-based visits that include health assessments, social support, education, and peer interaction in a family-centered setting. Insurers must now provide this coverage for group prenatal care under their health insurance policies.