Rep. Tom Kuhn

Maddy summaryHB 5552 amends Michigan's interest rate law to allow lenders to charge higher interest rates on mortgage loans made primarily for business purposes, removing state rate limits for these loans. It also prohibits prepayment penalties exceeding 1% of the loan amount for personal/family home loans within the first three years, with no penalties allowed after that period. The bill sets a maximum 11% annual interest rate for certain other mortgage types, including purchase money mortgages and second mortgages, inclusive of all finance charges. This affects lenders and borrowers involved in business-purpose mortgages, personal/family home loans, and specific second mortgages under Michigan law.

Maddy summaryHB 5981 requires automobile insurers in Michigan to file premium rates that achieve specific percentage reductions for personal protection insurance coverage by July 1, 2020, and maintain those reductions through 2028. The bill mandates that the state insurance director review and disapprove any filings that fail to meet these reduction targets, which vary based on the policy's coverage limits. Additionally, insurers must pass on savings from medical treatment costs incurred in accidents before July 2, 2021, and cannot issue or renew policies without director approval of their rates.

Maddy summaryThis bill updates Michigan's no-fault insurance laws to set new maximum payment limits for medical treatment and rehabilitation services provided to injured individuals. It establishes specific reimbursement percentages based on Medicare rates, which vary by year and the type of provider, such as general physicians, hospitals with high indigent patient volumes, specialized trauma centers, and designated freestanding rehabilitation facilities. The legislation also includes provisions for providers lacking Medicare payment benchmarks by capping their charges at a percentage of their historical rates from 2019. These changes directly affect healthcare providers treating personal protection insurance claims and the insurers that reimburse them.

Maddy summaryHB 5636 designates a specific segment of Telegraph Road (US-24 between 9 Mile Road and 14 Mile Road) as the "Deputy Claude Wilson Memorial Highway." This bill is purely commemorative, naming a roadway section in honor of Deputy Claude Wilson without altering any traffic laws, funding, or infrastructure. It amends Michigan's Memorial Highway Act by adding Section 123 to formally establish the highway name. The bill has been introduced but not yet acted upon by the Transportation and Infrastructure Committee.

Maddy summaryThis bill amends Michigan's Clean and Renewable Energy and Energy Waste Reduction Act to update definitions and requirements for renewable energy programs. It directly affects electric and natural gas providers, state agencies, and energy consumers by modifying how clean energy standards are calculated and how costs are recovered from customers. Key changes include redefining clean energy systems to include natural gas plants with carbon capture technology, establishing a wind energy resource zone board, and adjusting rules for customer generation and net metering. The legislation also updates provisions related to energy waste reduction programs and authorizes new residential energy improvement initiatives.

Maddy summaryThis bill requires electric, gas, and steam utilities in Michigan to consider all available energy sources when planning their integrated resource portfolios. It amends existing state laws governing utility rate-setting and planning processes to ensure comprehensive evaluation of different energy options. The legislation also establishes specific timelines for utility rate applications and includes provisions for partial rate relief motions for smaller gas utilities. Additionally, the bill repeals a specific section of the Public Service Commission Act related to stranded costs.

Maddy summaryHB 5281, the "Third-Party Litigation Funding Transparency Act," regulates third-party funding of civil lawsuits by requiring funding companies to register with the state, disclose all terms to clients, and cap fees at 36% annually. It directly affects litigation funding companies and attorneys who use these services, mandating clear disclosure of costs and prohibiting hidden fees. The bill excludes pro bono nonprofits, health insurers, and traditional loans from its rules, focusing specifically on commercial funding arrangements where funders share in lawsuit proceeds. It establishes civil penalties for violations and gives state officials authority to enforce these requirements.

Maddy summaryThis bill establishes new rules for Michigan state information technology projects, setting a maximum duration of 36 months and a cost limit of $10 million for any single project. It requires the Department of Technology, Management, and Budget to create a monitoring system that tracks project costs, identifies overruns, and ensures all spending is accurately recorded. State agencies must report technology spending outside designated funds and cannot use specific appropriations for purposes beyond their intended systems. The bill also clarifies how work project funds lapse at the end of fiscal years and gives the director authority to close unused accounts with oversight from appropriations committees.

Maddy summaryHB 5915 amends Michigan's Sex Offender Registration Act to clarify the criminal penalties for individuals who willfully violate registration requirements. The bill establishes a tiered sentencing system where first-time offenders face up to four years in prison or a $2,000 fine, while those with one prior violation could be sentenced to life imprisonment or at least seven years, and repeat offenders could receive life sentences or at least ten years. Additionally, the legislation specifies that courts must revoke probation or youthful trainee status, and parole boards must rescind parole for individuals who willfully break the law, while also allowing violations to be prosecuted in the judicial district where the person lived, actually resides, or was arrested.

Maddy summaryHB 5916 amends Michigan's Revised Judicature Act to update the legal age threshold for criminal contempt penalties associated with violating personal protection orders. The bill changes the age requirement from 17 to 18 years old, meaning individuals aged 18 and older who violate such orders face immediate arrest and potential felony charges with a maximum prison sentence of 181 days and a fine of up to $500. This change directly affects adults who are subject to restraining orders and law enforcement officers who enforce them. The amendment clarifies sentencing guidelines for adult respondents while maintaining existing protections for minors.