Rep. Mark Tisdel

Maddy summaryHB 5546 amends Michigan's Deferred Presentment Service Transactions Act to clarify which financial services fall under its regulation. It revises definitions to explicitly exclude certain loan types - like those regulated under the Consumer Financial Services Act, Mortgage Brokers Act, or Money Transmission Modernization Act - from being classified as "deferred presentment service transactions." This change ensures payday-style loans (where customers provide checks for cash with delayed repayment) remain governed by this specific law, while other licensed loans continue under separate regulations. The bill does not create new rules but updates references to align with current financial service laws.

Maddy summaryHB 5548 amends Michigan's Consumer Financial Services Act to update internal references related to money transmission services. It specifically clarifies the net worth requirement for applicants seeking licenses to provide money transmission services, maintaining a base requirement of $100,000 plus $25,000 for each location (or $1 million total, whichever is less). The bill does not change the actual financial requirements but ensures consistent terminology with Michigan's separate Money Transmission Services Act. This affects businesses applying for or holding licenses to operate money transmission services in Michigan.

Maddy summaryHB 5550 updates the Consumer Financial Services Act to correctly reference "money transmission services" as defined in the separate Money Transmission Services Act. It revises Section 10g of the act to align internal references with current definitions, ensuring consistency between laws. This is a technical correction affecting how the law cites money transmission services, not a change to enforcement rules or penalties. The bill does not alter existing prohibitions on fraud, money laundering, or licensing requirements. It takes effect January 1, 2026, pending passage of related legislation (HB 5544).

Maddy summaryHB 5547 revises Michigan's sentencing guidelines specifically for money transmission violations, which involve illegal activities like operating unlicensed money services. This bill directly affects individuals convicted of such offenses by updating the sentencing framework under existing law (MCL 777.14p). The key provision is amending the sentencing guidelines to reflect current legal standards for these violations, without creating new penalties. The bill focuses on procedural adjustments to the criminal code, not new policies or outcomes. (1 sentence for procedural bill)

Maddy summaryHB 4703 requires health insurers in Michigan to cover group prenatal care services for policyholders. This directly affects health insurers offering coverage in the state and pregnant individuals seeking prenatal care. The bill defines "group prenatal care services" as evidence-based, group-based visits that include health assessments, social support, education, and peer interaction in a family-centered setting. Insurers must now provide this coverage for group prenatal care under their health insurance policies.

Maddy summaryThis bill extends the state of energy emergency in Michigan by an additional 77 days, effective July 1, 2026. The measure allows the sale of E15 fuel in several counties where current regulations previously restricted it to lower vapor pressure gasoline. By suspending these fuel requirements, the extension aims to increase fuel supply options and help manage rising gas prices for consumers and businesses. The resolution requires approval from both the House and Senate before being sent to the Governor.

Maddy summaryHB 4704 requires Michigan's medical assistance program (like Medicaid) to cover group prenatal care services starting from its effective date. This directly affects pregnant individuals enrolled in Michigan's medical assistance program by making evidence-based group prenatal care available at no extra cost. The bill defines "group prenatal care" as a series of visits in a group setting that includes health assessments, social support, education, and peer interaction in a family-centered environment. The Michigan Department of Health and Human Services must add this coverage to the program under Section 109t of the Social Welfare Act.

Maddy summaryHB 4727 requires courts in Michigan to appoint only licensed professional guardians or conservators for individuals under legal protection (wards, developmentally disabled, or incapacitated persons). It mandates that these professionals must hold a license under Michigan's occupational code, and prohibits unlicensed employees from making medical, financial, or housing decisions for the individuals they serve. The bill also requires transparency by requiring professionals to disclose outside compensation from sources other than the ward's estate and to maintain visitation schedules for wards. These changes take effect two years after the bill's passage.

Maddy summaryHB 4728 requires professional guardians and conservators to obtain a state license. This bill directly affects individuals and agencies that manage finances or personal care for vulnerable adults (like seniors or people with disabilities) who cannot make decisions for themselves. The key provision adds new licensing requirements through amendments to existing law, establishing standards for these professionals. The bill is currently pending in committee review and has not yet become law.

Maddy summaryHB 4729 updates Michigan's rules for appointing guardians of individuals with developmental disabilities. It requires courts to prioritize licensed professional guardians (under Article 14A of the Occupational Code) when appointing guardians, and prohibits unlicensed employees of such guardians from making medical, financial, or housing decisions for these individuals. The law also mandates that courts consider the individual's preference for a guardian before making an appointment. These changes take effect two years after the bill's passage, aiming to ensure guardianship appointments meet professional standards.