Rep. Brenda Carter

Maddy summaryHB 4992 updates Michigan's landlord-tenant law to clarify communication requirements for security deposits. It requires tenants to provide updated contact information (mailing address, email, or phone) within 4 days after moving out, and landlords must send an itemized damage notice with repair costs within 15 days of move-out. Landlords must use methods tenants previously agreed to (like email or text) to send these notices, and tenants must respond within 7 days to dispute charges - failure to respond forfeits the right to dispute. If landlords miss the 15-day deadline, they must immediately refund the full security deposit. This directly affects all Michigan landlords and tenants in rental agreements involving security deposits.

Maddy summaryHB 4995 prohibits Michigan landlords from using a prospective tenant's credit score as the sole factor in lease decisions. The bill allows landlords to accept "reusable screening reports" (consumer reports prepared within 45 days by the tenant at their own expense) without charging an application fee, and requires landlords to disclose screening criteria in writing before accepting an application. Landlords who decline to accept such reports may charge a $25 or less fee only if they provide the required written disclosures to applicants. This law directly affects landlords and prospective tenants in Michigan's rental housing market by changing tenant screening practices and reducing fees for applicants who provide recent credit reports.

Maddy summaryHB 4974 requires electric utilities in Michigan to reimburse certain individuals and local governments for costs incurred during power outages. It directly affects renters (whose landlords pay utilities) and local governments, providing $50 for outages lasting 4-24 hours (or actual food/lodging costs, whichever is higher) and $200 for outages over 24 hours. Local governments can also claim reimbursement for emergency services, warming/cooling centers, backup power, or other outage-related costs. Utilities must pay approved amounts within 30 days after the Michigan Public Service Commission reviews cost claims submitted within 90 days of the outage. This is an additional remedy beyond existing legal options.

Maddy summaryHB 4973 requires electric utilities in Michigan to automatically provide bill credits to customers experiencing power outages during a billing cycle. Residential customers receive credits ranging from $5 per hour for short outages up to $25 per hour for outages lasting 72+ hours, while nonresidential credits use a formula based on the customer's average hourly energy use. Credits apply to the next bill and carry forward if they exceed the current bill amount. The credits adjust every five years using the Consumer Price Index to account for inflation, as specified in the bill's Section 9g.

Maddy summaryHB 4978 amends Michigan's Public Utilities Act to change the process for utilities seeking rate increases. It requires electric utilities serving over 1 million customers to coordinate with the Public Service Commission (PSC) before filing rate cases to avoid overlapping filings, and the PSC may order a 21-day spacing between such filings. Gas utilities serving fewer than 1 million customers can now request partial, immediate rate relief, with the PSC required to decide within 180 days. If the PSC doesn't issue a final order within 180 days for a rate case, the utility may implement the proposed rate increase but must refund overpayments if the final order is lower.

Maddy summaryHB 4977 requires Michigan electric utilities to include standardized outage information on customer bills, directly affecting residential and business electricity users. The bill mandates disclosure of three specific metrics per billing cycle: the number of service interruptions lasting over 5 minutes, total interruption duration, and the number of momentary interruptions (under 5 minutes). Utilities must also annually report outage causes affecting over 1,000 customers, tree trimming efforts, grid reliability projects, and worst-performing circuits to the public service commission. Violations can result in fines up to $1,000 per incident, with customer reports or meter data used as evidence.

Maddy summaryHB 4976 prohibits electric utilities in Michigan from seeking to recover revenue they were required to pay as service outage credits to customers. This directly affects electric utilities serving Michigan residents and businesses, as it prevents them from later reclaiming refunds paid for power outages. The key provision states that once an electric utility issues outage credits (refunds for service interruptions), it cannot attempt to get that money back through future rate adjustments. This ensures customers who received outage credits retain the full benefit without utilities offsetting those payments against future bills.

Maddy summaryHB 4975 requires Michigan electric utilities to automatically provide residential customers with $100 credits on their bills if they experienced 4 or more power outages lasting over an hour in the past year, or $200 credits for more than 4 outages. The bill mandates these credits be applied without customer action, directly benefiting households with frequent service disruptions. Credits will adjust every five years based on inflation using the Detroit-area Consumer Price Index, with changes announced by June 1 each adjustment year. This policy change aims to compensate for unreliable service through automatic billing adjustments under Michigan's utility regulations.

Maddy summaryHB 4718 requires Michigan insurance companies to file reports with the state about suspected insurance fraud. This directly affects all licensed insurance companies operating in Michigan, mandating them to submit specific fraud reports to the state regulator. The key provision adds Section 4506 to the insurance code, creating a new reporting obligation for insurers. The bill does not change fraud penalties or definitions but establishes a formal process for reporting suspected fraud cases. This is a procedural policy change focused on improving fraud tracking, not on altering consumer protections or insurance rates.

Maddy summaryHB 4716 increases criminal penalties for insurance fraud in Michigan based on the amount of fraudulent claims or number of claims involved. It raises maximum prison terms from 4 years to 20 years and fines up to $50,000, with higher penalties for larger frauds (e.g., $100,000+ claims or 100+ claims) or repeat offenses. The law requires courts to order restitution to victims and allows aggregating claims made within any 12-month period to determine penalty levels. This directly affects individuals committing fraud, as well as insurers or practitioners found responsible for fraudulent acts under Michigan law.