Rep. Mike McFall

Maddy summaryThis bill amends Michigan's insurance code to clarify how insurers must handle rate filings and information requests for automobile and home insurance policies. It requires insurers to provide specific details about how their rates are calculated upon request and mandates that rate manuals include clear explanations of rating rules, discounts, and premium adjustments. The legislation also establishes a 90-day waiting period for new automobile insurance rate plans to take effect, with limited exceptions, and reinforces protections against redlining by prohibiting insurers from denying coverage based on a customer's location. Additionally, the bill ensures that information submitted to the state regarding insurance rates is generally public, unless an insurer successfully proves it constitutes a trade secret.

Maddy summaryThis bill modifies how Michigan collects and distributes sales tax revenue, specifically adjusting the portion of fuel and vehicle sales taxes sent to the Comprehensive Transportation Fund. It increases the required deposit to this fund from 27.9% to 60% between October 2024 and September 2025, before setting a permanent rate of 25% starting in October 2025. The legislation also clarifies that all revenue from the sale of computer software must be deposited into the Michigan Health Initiative Fund, while maintaining existing distributions to schools, cities, and aviation-related funds. Additionally, it requires annual reporting to reconcile aviation fuel tax distributions and mandates that businesses claiming certain tax exemptions report the lost revenue to the state.

Maddy summaryThis bill modifies Michigan's vehicle code to clarify lane usage rules for drivers on roadways with two or more lanes traveling in the same direction. It requires vehicles to stay in the extreme right-hand lane unless passing, turning left, avoiding streetcars, or responding to construction. The law specifically restricts heavy trucks and trailers from using any lane other than the rightmost one on freeways with three or more lanes, except when making turns or avoiding hazards. Local governments are also prohibited from passing ordinances that contradict these specific lane assignment rules. Violations of these requirements are classified as civil infractions.

Maddy summaryThis bill updates Michigan's insurance laws to clarify which actions by insurance companies do not count as unfair trade practices like discrimination or rebating. It specifically exempts life insurance bonuses, premium adjustments based on group loss experience, and free or discounted value-added services that help with risk management, health, or financial wellness. The law requires that any such services be fair, reasonable in cost, and directly related to the insurance coverage while ensuring customers receive necessary contact information. Additionally, the bill grants the state director authority to create rules that protect consumer data privacy and prevent unfair discrimination in the implementation of these changes.

Maddy summaryHB 6269 modifies the Michigan Transportation Code to update how state funds are distributed to support public bus services in both urban and rural areas. The bill establishes specific grant percentages that the state must provide to cover operating expenses for transit agencies, offering higher funding levels to smaller rural systems compared to larger urban ones. A key provision requires that any agency receiving these state funds must offer discounted fares for senior citizens and individuals with disabilities during off-peak hours. Additionally, the legislation sets a timeline to gradually increase the minimum state contribution for urban transit operators from 50% to 60% over the coming years.

Maddy summaryThis bill amends the Natural Resources and Environmental Protection Act to clarify the Department of Environment Quality's responsibilities regarding water resources and pollution control. It explicitly states that the department must protect and conserve Michigan's surface and underground waters, including the Great Lakes, and manage waste disposal impacts. The legislation also outlines the department's role in assisting flood control districts and complying with federal water pollution laws using appropriated funds. A key provision notes that existing rules created before January 1, 2007, will remain in effect unless officially rescinded, while limiting the creation of new rules under specific sections.

Maddy summaryThis bill creates a temporary commission to develop age-appropriate instruction on African-American history for Michigan K-12 schools. The commission will be appointed by the governor and include representatives from major universities, the NAACP, and historical museums. Within one year of its first meeting, the commission must submit recommendations to the state board of education on how to integrate this history into the core curriculum. Following the submission of these recommendations, the state board is required to update academic standards within two school years, and school districts must begin providing this instruction starting in the 2025-2026 school year. Additionally, the bill mandates that state social studies assessments include questions related to the new learning objectives beginning in the 2025-2026 school year.

Maddy summaryThis bill requires law enforcement to make time-stamped, audiovisual recordings of interrogations involving juveniles who are treated as adults for major felonies. It mandates that an attorney must be present during these custodial interrogations and establishes that any self-incriminating response from a juvenile is presumed inadmissible if it is not electronically recorded. The legislation also specifies that prosecutors must provide copies of recorded statements to defense counsel and instructs juries to consider the absence of a recording when evaluating evidence if one was not made. These changes aim to ensure transparency and legal representation for young suspects facing serious charges.

Maddy summaryThis bill requires that a juvenile have an attorney present during any interrogation while in custodial detention, and it prohibits these minors from waiving their right to legal representation. Additionally, the law states that any self-incriminating statements made by a juvenile during such an interrogation are inadmissible as evidence if they were not represented by counsel at the time. These provisions directly affect juveniles under the age of 18 who are subject to delinquency petitions and law enforcement questioning in a detention setting.

Maddy summaryThis bill amends Michigan's public health code to regulate medical exfoliation procedures, which include dermaplaning and microdermabrasion. It requires that anyone performing these treatments must do so under the supervision of a licensed physician, except for the physicians themselves. Additionally, the law mandates that patients must give their informed consent before undergoing these procedures. The bill does not take effect unless another related bill is also passed into law.