Rep. Mike McFall

Maddy summaryThis bill amends Michigan's Credit Union Act to establish specific rules for domestic credit unions converting into mutual savings banks or associations. It requires credit union boards to provide detailed written notices to members explaining the reasons for conversion, its potential effects, and confirming that officials will not receive special financial benefits. The process mandates a two-thirds vote by the board and a separate two-thirds vote by members, along with public posting of notices and opportunities for regulatory review. Additionally, the bill ensures that deposits in the converted institution qualify for federal or qualified private insurance.

Maddy summaryThis bill amends Michigan's Credit Union Act to allow foreign credit unions, excluding federal ones, to operate within the state with the commissioner's written approval. To receive this approval, these institutions must meet specific criteria, including financial solvency, membership insurance from a federal or qualified private source, and supervision by their home authority, while also agreeing to charge interest rates no higher than those allowed for domestic credit unions and comply with local consumer protection laws. The legislation also requires foreign credit unions to designate a local agent for legal service, file necessary reports, and permit state examinations, provided their home jurisdiction allows reciprocal business for Michigan credit unions. This change is contingent upon the enactment of four other related bills, and it does not exempt foreign credit unions from any existing state laws that apply to them.

Maddy summaryThis bill amends Michigan's Credit Union Act to allow domestic credit unions to obtain primary share and deposit insurance from qualified private insurance organizations licensed in the state, in addition to federal agencies. It establishes a process where the state director can authorize private insurers to provide coverage and may deny or revoke this authorization if the insurer lacks sufficient resources or governance. The legislation also permits credit unions to contract with licensed carriers for coverage on account balances that exceed the limits of primary insurance. Importantly, the bill does not take effect unless four related companion bills are also enacted into law.

Maddy summaryHB 4358 modifies Michigan's Home Rule City Act to standardize when city officials' terms begin. It requires that all elected city officers (like mayors and council members) serving terms starting after December 31, 2024, must begin their terms at 12 noon on the first day of the month following their election - replacing any existing charter provisions allowing earlier start dates. The bill also mandates that individuals filling vacant positions cannot take the oath of office until election results are certified by the board of canvassers. This applies to all Michigan cities with home rule charters and takes effect immediately upon passage.

Maddy summaryHB 4359 modifies Michigan village election rules by changing the start date for elected officials' terms from November 20 to December 1. It clarifies that villages electing six trustees (instead of three) must serve two-year terms, rather than four-year terms, and updates vacancy procedures to require a petition signed by 10% of voters within 10 days to trigger a special election when the council falls below quorum. These changes directly affect village officials and voters in all Michigan villages operating under the General Law Village Act (MCL 62.4 et seq.), streamlining term start dates and vacancy resolution. The bill passed with immediate effect in September 2025.

Maddy summaryHB 4026 exempts firearm safety devices from Michigan's sales and use tax through December 31, 2024, directly affecting gun owners purchasing these devices. The bill defines "firearm safety devices" as trigger locks, secure storage containers (like gun safes or lockboxes requiring keys/combinations), but excludes display cases. Retail sellers must provide written notices to buyers and post visible signage at points of sale explaining the tax exemption. This is a temporary measure with a sunset date, not a permanent policy change.

Maddy summaryHB 4025 extends Michigan's sales tax exemption for firearm safety devices until December 31, 2024. It defines "firearm safety devices" as equipment (like gun safes, lockboxes, or trigger locks) designed to prevent unauthorized access or operation of firearms, but excludes display cabinets. Retail sellers must provide written notices to purchasers and post conspicuous signage at points of sale about the tax exemption. The bill also requires the state to annually compensate the school aid fund for any revenue lost due to this exemption.

Maddy summaryThis bill requires electric utilities in Michigan to hire independent third parties to conduct engineering audits of their distribution systems every five years, with the goal of improving grid reliability and safety. The audits must include a physical inspection of infrastructure and a review of operational processes such as storm restoration and maintenance planning, with all costs paid by the utilities. Additionally, the bill mandates that electric utilities establish programs to help workers transition to new roles during ownership changes, ensuring employees receive comparable wages and benefits for at least 30 months. The Public Service Commission will compile reports on these audits to inform decisions on rates and grid planning.

Maddy summaryThis bill modifies Michigan's pupil transportation laws to clarify safety requirements for school vehicles. It mandates that all school buses used for student transport must meet or exceed federal safety standards for construction and seating. Additionally, the bill prohibits using any vehicle with 11 or more passengers, including the driver, to transport students unless it is specifically classified as a motor bus under separate regulations. These changes directly affect public and private schools, as well as private businesses and government units that operate vehicles for student transport.

Maddy summaryHB 6095 amends state law to regulate how public utilities in Michigan can raise their rates and charges. The bill requires utilities to obtain approval from the Public Service Commission before increasing costs for customers and mandates that they provide notice and hold hearings for affected parties. It establishes specific timelines for the commission to review rate applications and grants utilities the ability to implement proposed rate increases temporarily if the commission does not act within 180 days, provided they refund any excess amounts later with interest. Additionally, the legislation sets rules for spacing out rate filings by large electric utilities and outlines procedures for seeking immediate partial rate relief for smaller gas utilities.