Rep. Tyrone Carter

Maddy summaryThis bill requires insurance companies in Michigan to provide clear written notices to customers when making significant changes to their automobile or homeowners policies, such as cancellations, non-renewals, or premium increases of more than 10%. If a policyholder requests details, the insurer must explain the specific principal factors behind the decision rather than using vague terms like "poor loss history" or simply citing internal models. The law also mandates that these notices and explanations be sent directly to the insured and, when applicable, to independent insurance agents who represent the customer. These transparency requirements will apply to policies issued, amended, or renewed on or after January 1, 2026, and do not replace existing rules regarding policy cancellations.

Maddy summaryThis bill updates Michigan laws to clarify how fines and costs from civil traffic infractions are distributed among local governments. It primarily affects county treasurers, city and township officials, and the political subdivisions where traffic violations occur. Under the new rules, most fines for local traffic code violations will be split between the county and the specific city or township where the violation happened, with a portion also going to library funds. A special provision ensures that fines from camera-based red-light or speed camera tickets are distributed according to existing vehicle code guidelines. Additionally, the law allows local districts to agree on alternative sharing arrangements for these funds if all involved parties consent.

Maddy summaryThis bill creates a temporary commission to develop age-appropriate instruction on African-American history for Michigan K-12 schools. The commission will be appointed by the governor and include representatives from major universities, the NAACP, and historical museums. Within one year of its first meeting, the commission must submit recommendations to the state board of education on how to integrate this history into the core curriculum. Following the submission of these recommendations, the state board is required to update academic standards within two school years, and school districts must begin providing this instruction starting in the 2025-2026 school year. Additionally, the bill mandates that state social studies assessments include questions related to the new learning objectives beginning in the 2025-2026 school year.

Maddy summaryThis bill updates Michigan's recreational trespassing law to clarify when property owners can legally restrict access for activities like hiking, hunting, and trapping. It establishes that entry is prohibited on fenced, enclosed, or posted properties, while maintaining that farm properties and connected wooded areas are always restricted regardless of signage. The legislation also preserves specific exceptions, such as allowing fishermen to cross banks to avoid hazards and permitting individuals to enter to retrieve a lost hunting dog. By defining these rules and the requirements for posting signs, the bill aims to provide clearer guidance on the responsibilities of property owners and the rights of recreational users.

Maddy summaryThis bill amends Michigan's public health code to regulate medical exfoliation procedures, which include dermaplaning and microdermabrasion. It requires that anyone performing these treatments must do so under the supervision of a licensed physician, except for the physicians themselves. Additionally, the law mandates that patients must give their informed consent before undergoing these procedures. The bill does not take effect unless another related bill is also passed into law.

Maddy summaryThis bill proposes changes to how prisoners in Michigan pay for medical, dental, and vision care. It would require inmates who request nonemergency services to pay a copayment fee, with the cost shared by parents or guardians if the inmate is a minor. Additionally, the bill mandates that prisoners who intentionally harm themselves and receive emergency care must pay the full cost of that treatment instead of a copayment. The legislation also directs the state corrections department to decide whether to house self-injuring inmates in facilities equipped for on-site medical care and requires a report on the feasibility and cost of this arrangement within six months.

Maddy summaryThis bill modifies Michigan's occupational code to update definitions and licensing requirements for cosmetologists, estheticians, and natural hair culturists. It clarifies that "braiding" and "natural hair cultivation" are distinct services that do not involve chemical treatments, while "skin care services" include facials, waxing, and body treatments but exclude permanent makeup and tanning. The legislation also establishes new training hour requirements for estheticians, increasing the mandate from 400 to 750 hours for those starting training on or after July 1, 2024, and expands the definition of cosmetology establishments to include mobile salons and cosmetology suites.

Maddy summaryThis bill modifies Michigan's foreclosure laws to clarify how deeds must be recorded and to adjust the timeline for when a property can be legally sold if the owner fails to redeem it. It requires that deeds be recorded within 20 days of a foreclosure sale, ensuring that if this deadline is missed, the sale remains valid but the clock for the owner to reclaim the property starts only after recording. The legislation also updates the rules for calculating redemption amounts by explicitly including fees for taxes, senior liens, and insurance premiums, while allowing purchasers to designate a representative to help buyers compute these costs. Additionally, the bill mandates that registers of deeds mark deeds with the word "Redeemed" once a property is successfully reclaimed, providing a clear record of the transaction's status.

Maddy summaryThis bill updates Michigan's probate laws to improve how courts handle guardianships and conservatorships for individuals who cannot manage their own affairs. It introduces a new process allowing judges to appoint a temporary guardian for up to six months when immediate action is needed to protect a person's welfare, even if formal notice to all interested parties has not yet been given. The legislation also clarifies the procedures for removing or replacing conservators and allows interested parties to request specific court orders, such as requiring financial reports or adjusting bond amounts. These changes are designed to streamline oversight and ensure quicker responses to situations where a guardian or conservator is not effectively performing their duties.

Maddy summaryThis bill modifies Michigan's legal process for appointing guardians or conservators for individuals who may be incapacitated. It requires courts to inform petitioners about less restrictive alternatives before filing and mandates the appointment of a legal representative for the individual unless they already have one. The legislation also establishes stricter rules for medical evaluations, ensuring that detailed reports on an individual's condition and capacity are shared with relevant parties while keeping the full report confidential from the public record. Additionally, the bill guarantees the right to an independent medical evaluation and outlines specific content requirements for professional assessments.