This joint resolution seeks to disapprove a rule from the Bureau of Consumer Financial Protection that would remove a previous guideline about automobile repossessions. If passed, it would keep the original 2022 guidance in place, which was designed to limit harm when lenders take back vehicles. The measure directly affects the Bureau of Consumer Financial Protection and lenders who follow its regulations. By blocking the withdrawal, the resolution aims to maintain existing consumer protections related to vehicle repossession practices.
This joint resolution seeks to disapprove a Bureau of Consumer Financial Protection rule that would have removed an earlier guidance document on how financial institutions should manage incentives for their employees. The bill directly affects banks, credit unions, and other financial organizations that previously followed Compliance Bulletin 2016-03 to prevent consumer harm from production incentives. If enacted, the resolution would keep the original compliance bulletin in effect, requiring financial institutions to continue monitoring and managing incentive structures that could lead to unfair treatment of consumers. The measure uses the Congressional Review Act process to overturn a regulatory decision made by the federal agency.
This joint resolution seeks to disapprove a rule from the Bureau of Consumer Financial Protection that would have withdrawn a 2022 regulation on how banks assess unanticipated overdraft fees. If passed, the resolution would keep the original 2022 rule in place, requiring financial institutions to follow specific guidelines when charging overdraft fees for unexpected transactions. The measure directly affects banks and credit unions that collect overdraft fees and consumers who use these financial services. It uses a congressional veto process to block the Bureau's attempt to remove the existing fee assessment practices.
This joint resolution seeks to disapprove a Bureau of Consumer Financial Protection rule that would have withdrawn a 2024 regulation on how digital intermediaries handle consumer financial products. The bill directly affects the Consumer Financial Protection Bureau by preventing the removal of rules governing preferencing and steering practices in digital finance. If passed, the existing 2024 regulation on these practices would remain in effect, while the proposed withdrawal would have no legal force. The measure uses the Congressional Review Act process to block the agency's regulatory change.
This joint resolution seeks to formally disapprove a rule from the Bureau of Consumer Financial Protection that would have removed regulations on how large banks and credit unions handle consumer information requests. If passed, the resolution would prevent the Bureau from withdrawing the existing requirements that govern how these financial institutions respond to consumer data inquiries. The measure directly affects the Bureau's regulatory authority and the operational compliance obligations of large financial institutions. By invoking a statutory review process, the resolution aims to keep the current consumer protection standards in place without allowing the proposed regulatory changes to take effect.
This joint resolution seeks to formally disapprove a Bureau of Consumer Financial Protection rule that would have withdrawn protections against credit discrimination based on sexual orientation and gender identity. If enacted, the measure would nullify the agency's decision to remove these safeguards from Regulation B, the Equal Credit Opportunity Act. The bill directly affects lenders and financial institutions by requiring them to maintain existing non-discrimination standards in credit decisions. It uses the Congressional Review Act process to overturn a prior administrative action without creating new policy requirements.
The Multilateral Alignment of Technology Controls on Hardware (MATCH) Act seeks to prevent countries of concern, such as China, from obtaining advanced semiconductor manufacturing equipment. It directs U.S. agencies to identify critical semiconductor manufacturing technology and facilities in these countries and immediately engage allied nations to adopt equivalent export controls, including denying licenses for exports and servicing to targeted facilities. The bill mandates the U.S. to implement its own countrywide controls on relevant U.S.-produced equipment and comprehensive restrictions on identified foreign facilities within 150 days. If an allied country fails to implement comparable controls after diplomatic efforts are exhausted, the U.S. will extend its jurisdiction to control the export and servicing of covered equipment originating from that allied nation. This legislation primarily affects U.S. and allied semiconductor manufacturing equipment producers, as well as specific foreign entities and facilities in countries of concern.
This bill, known as the Rx ACCESS Act, aims to improve medication access for military beneficiaries enrolled in the TRICARE health program by allowing them to choose how they receive non-generic prescription maintenance medications starting in October 2026. It requires pharmacy benefit managers to reimburse retail pharmacies at least the actual cost of acquiring drugs plus a professional dispensing fee, and prohibits hidden fees on pharmacies. The bill also mandates annual audits by the Government Accountability Office to review reimbursement rates, pharmacy network adequacy, and beneficiary access, with results reported to congressional defense committees.
This bill seeks to block a specific rule issued by the Department of Education that affects the William D. Ford Federal Direct Loan Program. If passed, it would prevent the rule from taking effect, meaning the proposed changes to federal student loans would not be implemented. The measure uses a legislative process known as a joint resolution of disapproval to override agency regulations. It directly impacts students, families, and institutions that rely on federal student loans by stopping the Department of Education from enforcing the new policy.
The Power for the People Act of 2026 requires the Federal Energy Regulatory Commission to create a special approval process for data centers, which are defined as facilities using more than 50 megawatts of electricity. Under this system, data centers must offset their energy consumption by bringing their own clean power sources to the grid or agreeing to flexible power usage that can be reduced when needed. The bill also directs states to establish separate electricity rates for data centers so these facilities pay their full share of grid upgrade costs rather than spreading those expenses across all customers. Additionally, the legislation mandates that data center construction use prevailing wages and registered apprenticeship programs, while requiring greater transparency in how data center energy demands are forecasted and approved.
The Books Save Lives Act requires public libraries and schools receiving federal funding to maintain diverse book collections that include works by and about members of underrepresented communities. It mandates that covered schools employ trained librarians and establishes that excluding books with a disparate impact on underrepresented groups serves as initial evidence of discrimination under existing civil rights laws. Additionally, the bill directs the Comptroller General to produce a report within 180 days on how recent book ban campaigns have affected underrepresented communities. The legislation defines underrepresented communities to include racial and ethnic minorities, LGBTQ+ individuals, religious minorities, and people with disabilities.
This bill prohibits the sale and delivery of Russian crude oil and petroleum products that were loaded onto vessels after March 5, 2026, and bans future Treasury licenses for such transactions. It requires the President to impose sanctions within 30 days on Russian individuals and entities involved in oil and gas extraction, refinement, or maritime transportation, including blocking their U.S.-based assets and revoking their U.S. visas. The legislation includes exceptions for humanitarian goods like food and medicine, as well as intelligence and national security activities. Additionally, the bill mandates regular reports to Congress on Russian oil export volumes, revenues, and any involvement of Russian energy companies in the abduction of Ukrainian children.
