A joint resolution providing for congressional disapproval under chapter 8 of title 5, United States Code, of the rule submitted by the Bureau of Consumer Financial Protection relating to the withdrawal of the rule relating to "Compliance Bulletin 2016-03: Detecting and Preventing Consumer Harm From Production Incentives".

This joint resolution seeks to disapprove a Bureau of Consumer Financial Protection rule that would have removed an earlier guidance document on how financial institutions should manage incentives for their employees. The bill directly affects banks, credit unions, and other financial organizations that previously followed Compliance Bulletin 2016-03 to prevent consumer harm from production incentives. If enacted, the resolution would keep the original compliance bulletin in effect, requiring financial institutions to continue monitoring and managing incentive structures that could lead to unfair treatment of consumers. The measure uses the Congressional Review Act process to overturn a regulatory decision made by the federal agency.