A joint resolution providing for congressional disapproval under chapter 8 of title 5, United States Code, of the rule submitted by the Bureau of Consumer Financial Protection relating to the withdrawal of the rule relating to "Consumer Financial Protection Circular 2022-06: Unanticipated Overdraft Fee Assessment Practices".

This joint resolution seeks to disapprove a rule from the Bureau of Consumer Financial Protection that would have withdrawn a 2022 regulation on how banks assess unanticipated overdraft fees. If passed, the resolution would keep the original 2022 rule in place, requiring financial institutions to follow specific guidelines when charging overdraft fees for unexpected transactions. The measure directly affects banks and credit unions that collect overdraft fees and consumers who use these financial services. It uses a congressional veto process to block the Bureau's attempt to remove the existing fee assessment practices.