Rep. Foy Gadberry

Maddy summaryHB 438 prohibits Louisiana insurance companies from using "institutional advertising expenses" when calculating insurance rates. These expenses are defined as broad marketing not aimed at specific products or consumer decision-making (e.g., general brand campaigns). The bill amends insurance rate regulations to require insurers to exclude such advertising costs from their rate calculations, focusing instead on operational expenses like acquisition and field supervision. This change applies to all insurers operating in Louisiana and takes effect January 1, 2026.

Maddy summaryThis is a ceremonial resolution (SCR 57) passed by the Louisiana State Legislature to express condolences for Steven J. Miguez, a businessman and community member from Iberia Parish, following his death on February 24, 2025. The resolution recognizes his life of service, including founding businesses like Iberia Crew Boat & Marine Service and Miguez Fuel, his competitive shooting achievements, and his family. It has no policy provisions or direct effect on laws or constituents - it solely offers legislative condolences to his family. The resolution was adopted unanimously by the Senate (34-0) and passed through the House without amendments.

Maddy summaryHCR 24 creates a special legislative committee to study the Louisiana High School Athletic Association (LHSAA) and its operations. The bill specifically directs the committee to examine LHSAA's structure and impact on all Louisiana high schools, including public, private, and parochial institutions, as amended throughout the text. This is a procedural resolution (not a law) that establishes a fact-finding body, with no immediate policy changes or direct effects on schools. The committee's work will inform future legislative decisions but does not alter current athletic association rules or funding.

Maddy summaryHB 434 modifies Louisiana law to limit compensation for individuals involved in car accidents when the at-fault driver failed to maintain required auto insurance. Specifically, it adds a new provision stating that recovery limitations apply only to "general damages" (such as pain and suffering), not to other types of compensation like medical bills or lost wages. This change directly affects accident victims seeking damages from uninsured drivers, restricting the scope of recoverable losses. The bill amends Louisiana Revised Statute 32:866 to clarify this limitation in the legal framework for civil liability claims.

Maddy summaryHB 431 requires motor vehicle insurers operating in Louisiana to reduce their combined bodily injury and property damage liability insurance rates by at least 2% in each service area. Insurers must file these adjusted rates with the Louisiana Insurance Commissioner within 60 days of the bill's effective date. These rate reductions apply to policyholders at the time of policy renewal or new policy issuance. The bill is currently in the legislative process (passed second reading with amendments) but has not yet become law.

Maddy summaryHB 174 designates a specific bridge on U.S. 167 in Winn Parish as the "Clayton Horne Memorial Bridge." This bill directly affects the location of the bridge and honors Clayton Horne through its official name. The bill contains no substantive policy changes or funding mechanisms - it solely updates the bridge's official designation. Amendments clarify the reference to the highway as "United States Highway 167" but do not alter the memorial purpose. As a naming resolution, it has no operational or financial impact beyond the ceremonial designation.

Maddy summaryHB 549 would require commercial auto insurers to offer premium discounts to businesses using dashboard cameras or telematics safety monitoring systems on their motor vehicles. It directly affects commercial trucking companies, delivery fleets, and similar businesses that operate motor vehicles, as well as insurers providing commercial auto coverage. The key provision mandates insurers to provide these discounts for qualifying vehicles equipped with the specified safety technologies. An amendment excludes surplus lines insurers from this requirement. The bill is currently moving through the legislative process after passing committee review.

Maddy summaryThis is a ceremonial resolution (not a substantive bill) passed by the Louisiana House of Representatives. It formally commends Robert Francis Prevost on his election as Pope Leo XIV, the first U.S. pope and second American pope. The resolution highlights his New Orleans connections, his background as a missionary in Peru, and his recent papal message. As a symbolic gesture, it does not create any legal obligations or affect policy.

Maddy summaryThis concurrent resolution expresses the sincere and heartfelt condolences of the Louisiana Legislature to the family and friends of Arwin Patrick Bascle upon her passing. It also honors her life, legacy, and contributions to the political fabric of Louisiana.

Maddy summaryHCR 19 is a concurrent resolution that expresses the Louisiana Legislature's condolences on the death of former state representative Billy Wayne "Coach" Montgomery, acknowledging his contributions as an educator, coach, and public servant.