Maddy summaryThis bill targets insurance fraud in health plan enrollments by imposing new penalties on agents and brokers who provide false or negligent information. It creates civil penalties of $10,000-$50,000 for negligent errors and up to $200,000 for intentional fraud, with criminal penalties (up to 10 years in prison) for willful violations. New verification requirements mandate consent documentation, delayed commission payments until enrollment issues are resolved, and consumer notifications for unauthorized changes. The bill also establishes audits to monitor compliance and sets stricter rules for marketing organizations involved in enrollment. These changes apply to all health insurance agents, brokers, and marketing groups working through government health insurance Exchanges.
Sponsored bills
Maddy summaryThe Agency Stability Restoration Act of 2024 amends two federal laws to clarify the timeframe for challenging agency decisions in court. It adds a 6-year statute of limitations for lawsuits under Section 702 of Title 5 (which governs judicial review of agency actions), requiring such cases to be filed within 6 years of the final agency decision. This change affects individuals, businesses, or organizations seeking to legally contest federal agency actions. The bill does not alter substantive agency powers but standardizes the deadline for judicial review under existing law.
Maddy summarySRES 765 is a Senate resolution honoring the late Senator James M. Inhofe of Oklahoma following his death on July 9, 2024. The resolution commemorates his 28-year Senate service (1994-2023) and 52 years in public office, highlighting his work on defense policy, aviation legislation, infrastructure projects, and support for military bases in Oklahoma. This procedural resolution expresses the Senate's condolences and formally recognizes his legacy, rather than enacting any policy changes.
Maddy summaryThe Capping Prescription Costs Act of 2024 sets a yearly limit on out-of-pocket costs for prescription drugs under most health insurance plans. Starting in 2026, individual plan members would pay no more than $2,000 annually for covered drugs, while families would pay no more than $4,000. These limits would increase each year based on inflation, adjusted using the medical care component of the Consumer Price Index. The bill applies to both individual health plans and employer-sponsored group plans covered under the Affordable Care Act. It takes effect for plans beginning after December 2025.
Maddy summaryThis bill authorizes Congress to award a single Congressional Gold Medal to Jens Stoltenberg, former Secretary General of NATO, recognizing his leadership during his nine-year tenure. It directs the Treasury to strike the medal and allows for the sale of bronze duplicates to cover costs. The medal honors Stoltenberg's role in strengthening NATO's defense spending, enlargement, and unity - particularly during Russia's invasion of Ukraine - though the bill itself creates no new policy or obligations. The award is purely ceremonial and affects only Stoltenberg as the recipient.
Maddy summaryThis bill (S 4554) is a non-binding resolution expressing Congress's "sense" that protections for abortion access should be supported after the *Dobbs* decision and that *Roe v. Wade* protections should be restored. It does not create new laws or change existing policies; it is solely a statement of congressional opinion. The resolution directly affects no individuals or entities, as it lacks legal force. Key provisions (Section 2) state Congress supports post-*Dobbs* reproductive health care access and aims to restore *Roe*-era protections, but these are declarative statements only.
Maddy summaryThis non-binding Senate resolution (SRES 743) reaffirms U.S. commitment to refugee and displaced persons' safety, health, and well-being, referencing the UNHCR's 2023 report showing over 117 million displaced people globally. It highlights statistics on refugee crises (e.g., 9.7 million displaced Ukrainians, 6.4 million Afghan refugees) and emphasizes the U.S. Refugee Admissions Program's role in resettling vulnerable refugees. The resolution calls on federal agencies to uphold existing policies, support international refugee protection efforts, and meet refugee admissions goals without creating new legal obligations or altering current programs. It serves as a symbolic statement of bipartisan support rather than enacting policy changes.
Maddy summarySRES 749 is a symbolic Senate resolution recognizing June 2024 as "LGBTQ Pride Month." It does not create new laws or policies but formally acknowledges the contributions and struggles of LGBTQ individuals in the U.S. The resolution encourages public reflection on LGBTQ history, discrimination faced by the community, and celebration of their achievements. It directly affects public awareness and Senate recognition, with no direct impact on individuals or government programs. This is a procedural resolution, not a legislative measure with binding effects.
Maddy summaryThe Pell Grant Preservation and Expansion Act of 2024 would significantly increase federal financial aid for college students by doubling the maximum Pell Grant award from current levels to $10,000 for the 2025-2026 academic year, with annual inflation-based increases reaching $14,000 by 2030-2031. The bill would make Pell Grants a mandatory program that grows with inflation (instead of relying on annual appropriations) and expand eligibility to include "Dreamer" students who came to the U.S. as children, as well as students with negative student aid indexes who would receive grants exceeding the maximum amount. It also restores the total number of semesters students can receive Pell Grants from 12 to 18 and makes it easier for students to maintain eligibility by reducing penalties for academic progress issues. This legislation directly affects millions of undergraduate students, particularly students of color and low-income students who rely on Pell Grants to afford college.
Maddy summaryThis bill prohibits discrimination based on religion, sexual orientation, gender identity, and marital status in federally funded child welfare services. It directly affects LGBTQ youth in foster care - who are overrepresented in the system and face higher risks of poor outcomes - and prospective foster and adoptive parents who experience bias. Key provisions include requiring child welfare agencies to collect data on sexual orientation and gender identity, establishing a National Resource Center for LGBTQ youth in foster care, mandating cultural competency training, and setting compliance deadlines with potential funding consequences for non-compliance. The bill aims to improve safety, well-being, and permanent family placements for LGBTQ youth by addressing systemic discrimination in the child welfare system.