Maddy summaryThe Homebuyers Privacy Protection Act (S 3502) limits how consumer credit reports can be shared during mortgage applications. It prevents credit reporting agencies from sending these reports to third parties solely based on a mortgage-related request, unless the third party has the homebuyer's explicit authorization or is directly involved in the loan (like the mortgage lender, loan servicer, or their bank holding the homebuyer's account). This directly affects homebuyers applying for residential mortgages by restricting unauthorized sharing of their credit data. The bill amends the Fair Credit Reporting Act to add these privacy protections without creating new government programs or altering existing mortgage processes.
Sen. Thom Tillis
Sponsored bills
Maddy summaryThe Invest to Protect Act of 2023 establishes a Department of Justice grant program to support local law enforcement agencies with fewer than 200 officers, including counties, municipalities, and tribal governments. It provides funding for de-escalation training, mental health resources, and recruitment/retention bonuses (like signing bonuses up to $10,000 or retention bonuses up to 20% of salary for officers with 5+ years of service). Grants may cover specific training on domestic violence, active shooter scenarios, and interactions with vulnerable populations (e.g., individuals with mental health needs or veterans), as well as mental health services for officers. The program includes accountability measures like mandatory audits, public disclosure of bonuses, and restrictions on duplicate funding, with $50 million allocated annually from existing DOJ funds for fiscal years 2024-2028.
Maddy summaryThis bill amends the Fair Credit Reporting Act to protect U.S. citizens unlawfully detained or held hostage abroad. It requires credit bureaus to remove negative credit information reported during the period of detention or captivity if they verify official documentation. Covered consumers must provide authentication from the Special Presidential Envoy for Hostage Affairs or the Hostage Recovery Fusion Cell to trigger this protection. The law directly affects Americans wrongfully detained overseas by ensuring their credit reports reflect the time they were held, not the financial consequences of their captivity. This creates a concrete policy change in credit reporting practices for victims of international hostage situations.
Maddy summaryThis bill amends U.S. patent and trademark law to create a "good faith exception" for fines related to false statements. Specifically, it adds language to two sections of Title 35, U.S. Code: requiring that entities not face fines for false assertions (in Section 41(j)) or false certifications (in Section 123(f)) if they demonstrate the statement was made in good faith. It directly affects businesses and individuals filing patents or trademarks who might otherwise be penalized for unintentional errors. The change reduces penalties for honest mistakes in legal filings, focusing on intent rather than outcome.
Maddy summaryThe Good Samaritan Remediation of Abandoned Hardrock Mines Act of 2024 establishes a pilot program allowing qualified individuals or organizations (defined as "Good Samaritans") to remediate historic mine residue at abandoned hardrock mine sites without facing liability for their actions. The Environmental Protection Agency would grant up to 15 permits for projects that address pollution from abandoned mines, with applicants required to demonstrate they meet specific eligibility criteria (not being responsible owners/operators, having no role in creating the residue, and possessing adequate resources). The program includes liability protection for permitted activities, requires detailed remediation plans with baseline condition assessments, public notice, and environmental reviews, and establishes a fund for long-term operations and maintenance. This 7-year pilot program would directly affect communities near abandoned mine sites and qualified remediation groups seeking to address environmental contamination.
Maddy summaryThis bill establishes a comprehensive framework for federal agencies to responsibly develop, procure, and use artificial intelligence. It requires agencies to implement risk classification systems for AI use cases, categorizing them as unacceptable, high, medium, or low risk based on potential impacts to rights, safety, and critical infrastructure. Agencies must conduct impact assessments, collect specific documentation from AI developers, and establish governance structures including Chief AI Officers and governance boards. The bill prohibits certain AI uses like emotion mapping from facial biometrics and sets specific requirements for high-risk AI applications, including pre-deployment testing and ongoing monitoring. It also mandates public transparency through AI use case inventories and annual reporting to Congress.
Maddy summaryThis bill authorizes the posthumous award of a Congressional Gold Medal to Shirley Chisholm, the first African-American woman elected to Congress (1968-1982) and the first African American to seek a major party's presidential nomination (1972). The bill directs the Secretary of the Treasury to design and strike a gold medal featuring Chisholm's image and name, which will be presented to her family by congressional leaders. After presentation, the medal will be displayed at the Smithsonian Institution for public viewing and research. The bill also authorizes the production and sale of bronze duplicates to cover costs. This is a commemorative measure honoring Chisholm's historic contributions to American politics and civil rights.
Maddy summaryThe Forgotten Heroes of the Holocaust Congressional Gold Medal Act (S. 91) authorizes the award of a single Congressional Gold Medal to 60 diplomats who risked their careers and safety to save Jewish lives during the Holocaust. These diplomats, representing countries including Sweden, Switzerland, Spain, Portugal, and others, issued visas and provided safe passage to Jews fleeing Nazi persecution despite strict orders from their home governments. The medal will be presented collectively to the next of kin of each diplomat, along with representatives from their home countries, and then permanently displayed at the United States Holocaust Memorial Museum. The act recognizes these individuals' bravery without implying they represent all who performed similar humanitarian acts during the Holocaust. The medal serves as a permanent tribute to their sacrifice and will be available for public display and research.
Maddy summarySRES 923 is a Senate resolution commemorating Human Rights Day on December 10, 2024. It condemns the use of political imprisonment as a tool of repression and calls on governments worldwide to immediately release political prisoners. The resolution specifically urges the U.S. Department of State to advocate for these releases through diplomatic channels and coordinate with international partners on human rights issues. This procedural resolution does not create new laws but expresses U.S. Senate support for global civil society and human rights advocacy.
Maddy summarySRES 925 is a Senate resolution honoring the late Senator Fred R. Harris of Oklahoma, who died on November 23, 2024, at age 94. The resolution expresses the Senate’s sorrow at his passing, requests that his family be notified, and directs the Senate to adjourn in his memory. It does not create new laws or affect any policies - it is a formal expression of respect for a former senator’s legacy.