Maddy summaryThis bill restricts how credit bureaus share consumer credit reports during mortgage applications. It limits sharing with third parties unless the request is for a firm mortgage offer or the recipient is the loan originator, servicer, or a bank holding the consumer's account. The law directly affects consumers (by limiting data sharing), credit bureaus (requiring new compliance), and mortgage lenders/banks (with restricted access). Key provisions require explicit consumer authorization for sharing and prevent broad data use during prescreening for home loans.
Sen. Susan M. Collins
Sponsored bills
Maddy summaryThis bill creates federal grant programs to support runaway and homeless youth aged 15-26, with priority for those under 22. It establishes Basic Center Grants for temporary shelter and services, Transitional Living Grants for longer-term housing with support services, and Prevention Services Grants to help youth at risk of homelessness. The bill requires all services to be trauma-informed, culturally appropriate, and tailored to youth's age, gender, and developmental needs, with specific attention to vulnerable populations including LGBTQ youth, youth of color, and those in child welfare or justice systems. It also mandates data collection on trafficking incidents and services provided to youth victims, while requiring coordination with education, health, and social service systems.
Maddy summaryThis bill establishes clear procedures for granting and denying access to classified information, requiring agencies to follow consistent, non-discriminatory processes that protect against violations of constitutional rights. It gives individuals denied or having access revoked the right to appeal within their agency, with requirements for written explanations, access to relevant documents, and the opportunity to present their case before an independent review panel. The bill creates a two-tiered appeal system with agency-level reviews followed by higher-level panel reviews, and mandates transparency through publishing decisions (with appropriate redactions) to ensure accountability. The bill directly affects government employees, military personnel, contractors, and consultants who require access to classified information for their work.
Maddy summaryThe Working Waterfronts Act of 2025 provides financial support to coastal communities and industries through multiple programs. It creates a tax credit for hydroelectric facilities that improve fish passage and water quality, offers Department of Agriculture loans and grants for fishing and mariculture businesses, and establishes grants to support rural seafood processing infrastructure. The bill also includes a working waterfronts preservation grant program to protect areas used by commercial fishing, mariculture, and boatbuilding industries, and creates a maritime workforce grant program to support training and education. These provisions directly affect commercial fishing businesses, seafood processors, coastal communities, and maritime workers.
Maddy summaryThis bill (S 1949) creates new penalties for manufacturing or distributing candy-flavored drugs marketed to minors. It specifically targets producers who combine schedule I or II controlled substances with candy/beverage products, market them to appear like candy, or modify them with candy-like flavors/coloring, knowing they’ll be sold to people under 18. First offenses carry up to 10 additional years in prison, while repeat offenses carry up to 20 additional years. Exceptions apply for FDA-approved medications sold as prescribed and products altered under a doctor’s direction for legitimate medical use.
Maddy summaryThe SEPSIS Act establishes a dedicated sepsis program within the Centers for Disease Control and Prevention (CDC) to improve prevention, detection, and treatment of sepsis in hospitals. It requires hospitals to adopt evidence-based sepsis protocols (like the Hospital Sepsis Program Core Elements), report on their implementation, and supports pediatric sepsis data collection. The bill authorizes $20 million annually from 2026-2030 to fund CDC efforts, including annual reports to Congress on hospital adoption rates, pediatric sepsis reduction, and a voluntary "honor roll" program recognizing top-performing hospitals. This directly affects hospitals through reporting requirements and CDC through new program responsibilities.
Maddy summaryThis bill expands Medicare coverage for diabetes self-management training for beneficiaries with diabetes. It requires 100% coverage with no cost-sharing for these services, including an initial 10 hours plus 2 additional hours annually, and allows physicians or qualified non-physician practitioners to authorize them. The bill also establishes a pilot program to test virtual training services starting in 2026, evaluating health outcomes and cost impacts. These changes apply to Medicare beneficiaries with diabetes beginning January 1, 2027.
Maddy summaryThis resolution (SRES 255) is a ceremonial Senate measure honoring former U.S. Senator Christopher "Kit" Bond of Missouri, who died on May 13, 2025. It recognizes his 40+ years of public service, including his roles as Missouri Governor (1973-1977, 1981-1985) and U.S. Senator (1987-2011). The resolution directs the Senate to adjourn briefly as a mark of respect and transmit a copy to his family. It has no policy impact or direct effect on constituents, as it is purely commemorative.
Maddy summarySRES 253 is a ceremonial Senate resolution congratulating Pope Leo XIV on his election as Pope, recognizing him as the first U.S. citizen elected to the papacy. The resolution highlights his global role in promoting peace, justice, and interfaith dialogue, and expresses hope for continued strong U.S.-Holy See relations based on shared values. It does not create policy changes or affect any specific group, as it is a symbolic gesture of goodwill. The resolution was introduced by multiple senators and unanimously adopted by the Senate on May 22, 2025.
Maddy summarySRES 252 is a symbolic Senate resolution designating May 2025 as "Older Americans Month." It does not create new laws or funding but formally recognizes the contributions of older Americans through public acknowledgment. The resolution encourages the public to highlight older adults' achievements, share their experience with younger generations, and celebrate their community involvement. This designation aligns with longstanding observances dating back to 1963, when May was first recognized as Senior Citizens Month. The resolution has no direct impact on policies, programs, or individuals.