Rep. John J. McGuire III

Maddy summaryHR 4710, the No Surprises Act Enforcement Act, increases penalties for health insurance plans and issuers that violate balance billing protections, which prevent surprise medical bills. The bill raises fines from $100 to $10,000 per violation for specific balance billing rule violations and adds a new penalty of three times the difference between initial payment and out-of-network rates for late payments after Independent Dispute Resolution decisions. It requires health plans and nonparticipating providers to make timely payments within 30 days of a payment determination, with interest accruing on late payments. The bill also establishes new transparency reporting requirements for the Secretary to submit regular reports to Congress about audits, enforcement actions, and penalties. These provisions directly affect health insurance issuers, group health plans, and nonparticipating healthcare providers.

Veterans' Assuring Critical Care Expansions to Support Servicemembers Act of 2025 or the Veterans' ACCESS Act of 2025 This bill addresses the administration of the Veterans Community Care Program (VCCP) and other Department of Veterans Affairs (VA) health care matters. Among other provisions regarding the VCCP, the bill establishes in statute access standards that determine when a veteran is eligible to receive non-VA care through the VCCP, requires the VA to notify veterans regarding their eligibility for care within two business days after the VA is aware the veteran is seeking care, and extends the deadline for the submittal of claims under the VCCP by health care entities and providers. The VA must address its mental health treatment programs by establishing a standardized screening process to determine whether a veteran satisfies criteria for priority or routine admission to a mental health residential rehabilitation treatment program or a program for residential care for mental health and substance abuse disorders, tracking the performance of medical facilities and Veterans Integrated Service Networks in meeting the requirements for mental health treatment screenings and timely admission to treatment programs under such screenings, and establishing an appeal process for when a veteran is denied admission to a covered treatment program or is accepted into a program but not offered bed placement in a timely manner. Additionally, the VA must establish an online self-service module for veterans to request and manage appointments, track referrals, and appeal and track decisions related to requests for care.

Maddy summaryHR 4603, the FAIR Act, prohibits state energy regulators from approving rates for electric utilities that use specific diversity, equity, and inclusion (DEI) practices or consider environmental, social, and governance (ESG) factors in rate decisions. It blocks rate approvals if a utility enforces mandatory training on race/ethnicity superiority, requires employees to sign statements about systemic bias, or uses quotas based on protected characteristics. The bill also restricts utilities from considering ESG factors like climate initiatives or supplier diversity programs unless directly required by federal or state law. Exceptions apply only for mandatory legal compliance (e.g., federal emissions rules) without discretionary ESG considerations. This directly affects state-regulated electric utilities and their rate-setting processes.

Maddy summaryHR 4620 amends federal law to include rioting as a form of racketeering activity under Title 18, United States Code. This change would allow prosecutors to charge individuals who organize or participate in riots as part of a larger criminal enterprise under federal racketeering laws. The bill specifically targets coordinated riot activities linked to organized crime, not isolated or spontaneous protests.

Maddy summaryThe Defending American Property Abroad Act of 2025 protects U.S. property interests in Western Hemisphere countries with U.S. free trade agreements. It requires the Secretary of Homeland Security to identify and list ports, harbors, or marine terminals where a foreign government has nationalized, expropriated, or seized U.S.-owned land (since January 2024) through actions like contract repudiation or forced control. Once listed, the President must prohibit vessels using these sites from importing goods, docking passenger vessels, or conducting maintenance in the United States. This directly affects U.S. persons (citizens or businesses) with property in designated locations.

Maddy summaryThe Jobs in the Woods Act establishes a federal grant program to fund career training in forestry operations and products industries. It provides competitive grants (ranging from $500,000 to $2 million over up to 4 years) to eligible entities like nonprofits, states, tribes, or community colleges in targeted rural areas. These areas must be nonmetropolitan low-income communities, have broadband access, or have populations under 50,000. Grants require applicants to demonstrate regional need, plan for program sustainability, partner with schools, and address aging workforces or youth migration. The program is funded at $10 million annually from 2026 through 2030.

Maddy summaryThis bill prohibits the Department of Transportation from providing any federal grants or funds to local governments (including cities, counties, or other state subdivisions) that are classified as "sanctuary cities." A sanctuary city is defined as any local government that restricts sharing immigration status information with federal authorities or refuses to comply with certain immigration detainer requests from Homeland Security. The Secretary of Transportation may grant a limited waiver for specific projects if they certify it serves national interest and notify Congress 15 days in advance. The law directly affects jurisdictions with policies limiting cooperation on immigration enforcement, withholding all DOT funding for transportation projects.

Maddy summaryHR 1919, the "Anti-CBDC Surveillance State Act," prohibits the Federal Reserve from developing, testing, or issuing any central bank digital currency (CBDC) or similar digital assets. It specifically bans the Fed from offering direct financial products to individuals, maintaining individual accounts, or issuing CBDCs directly or indirectly through intermediaries like banks. The bill also blocks the Fed from using any digital asset for monetary policy and clarifies that physical currency's privacy protections remain intact. This policy directly affects the Federal Reserve System's ability to create or manage digital monetary tools.

Maddy summaryHR 4448, the Restoring Equal Opportunity Act, prohibits lawsuits alleging discrimination based on "disparate impact" in employment and housing. It amends the Civil Rights Act of 1964 and Fair Housing Act to ban claims where a neutral policy (like a test or screening rule) unintentionally disadvantages protected groups (such as race or gender), even if there was no discriminatory intent. The bill also nullifies specific federal regulations implementing civil rights laws, removing legal grounds for such claims under current enforcement rules. This directly affects employers, housing providers, and federal agencies that enforce civil rights laws, changing how discrimination claims can be brought in court.

Maddy summaryHR 4474, the Equal Shot Act of 2025, prohibits the Small Business Administration (SBA) from denying financial assistance - such as loans or guarantees - to firearm businesses solely because of their industry. It directly affects firearm manufacturers, distributors, trade associations, and affiliated entities like shooting ranges or training providers. The bill requires the SBA to treat these applicants equally under existing law, removing any policy that would block them based on their connection to firearms. This is a concrete policy change ensuring firearm-related businesses have the same access to SBA programs as other eligible applicants.