Rep. Ralph Norman

Maddy summaryHR 2933, the Federal Insurance Office Elimination Act, removes the Federal Insurance Office (FIO) and its director position from the Department of the Treasury. The bill updates references to the FIO in the Dodd-Frank Act and the Economic Growth, Regulatory Relief, and Consumer Protection Act to instead reference the Treasury Secretary or other entities, without altering the Treasury Secretary’s existing insurance authority. This change streamlines federal insurance oversight by eliminating a dedicated office while maintaining the Treasury’s role in insurance policy matters.

Maddy summaryHR 2968, the COST Act of 2023, requires federal agencies and recipients of federal funds (including states, local governments, and research grantees) to publicly disclose specific funding details in program descriptions. It mandates stating the percentage and dollar amount of federal funding, plus the percentage and dollar amount from non-government sources in press releases, requests for proposals, and similar documents (excluding short social media posts). Agencies must also certify compliance in progress reports, and the Office of Management and Budget will annually review compliance and publish findings. The bill establishes a public reporting mechanism for non-compliant communications.

This bill prohibits the Federal Housing Finance Agency, the Federal National Mortgage Association (Fannie Mae) and the Federal Home Loan Mortgage Corporation (Freddie Mac) from implementing their January 2023-announced changes to the single-family pricing framework for fees on purchase, rate-term refinance, and cash-out refinance loans. The changes revise the fee charts that provide percentage adjustments based on a borrower's credit score and other factors.

This joint resolution nullifies a Department of Labor final rule entitled Adverse Effect Wage Rate Methodology for the Temporary Employment of H-2A Nonimmigrants in Non-Range Occupations in the United States and published on February 28, 2023. This rule makes changes to the methodology used to set adverse effect wage rates for H-2A workers (temporary agricultural workers), including by using Bureau of Labor Statistics wage surveys in certain instances. (Generally, the minimum wage for an H-2A worker is the highest of the adverse effect wage rate, the applicable minimum wage, the prevailing wage for that occupation in that area, or any agreed-upon collective bargaining wage.)

Maddy summaryHR 2826, the Save Local Business Act, clarifies when multiple businesses can be held jointly responsible for labor laws. It amends the National Labor Relations Act and Fair Labor Standards Act to state that a business is only a joint employer if it directly controls key employment terms like hiring, pay, schedules, or discipline for another business's workers. This directly affects franchisors, contractors, and similar business models that might previously have been deemed joint employers under broader interpretations. The bill aims to limit joint employer liability to cases where one business has clear, day-to-day control over essential worker conditions.

Go Woke, Go Broke Act This bill abolishes the Advisory Committee on Racial Equity in the Department of the Treasury. The bill also prohibits Treasury from reestablishing this advisory committee or establishing any substantially similar advisory committee.

Stop the Invasion Act This bill requires the President to bar the entry of certain non-U.S. nationals (aliens under federal law) into the United States if U.S. Customs and Border Protection (CBP) encounters a certain number of inadmissible non-U.S. nationals. Specifically, this bar shall apply if CBP detains or finds on average more than 30,000 such inadmissible individuals each month over the most recent 12-month period. The bar shall cease when the average drops below 30,000 encounters. Such encounters shall include non-U.S. nationals who seek entry into the United States when the President has suspended entry to prevent the spread of a communicable disease. While this bar is in effect, the President must prohibit the entry of non-U.S. nationals who are inadmissible for specified reasons related to illegal entry, violation of immigration law, or lack of documentation.

Maddy summaryHR 2743 prohibits large financial institutions (over $100 billion in assets) from denying banking services to lawful businesses based on subjective political reasons, industry type, or reputational concerns. It requires these institutions to use objective, risk-based assessments for service decisions and provide written justifications for denials. The law applies to banks, credit unions, and payment networks, with civil penalties for violations including fines up to $10,000 per incident. It specifically ensures businesses operating legally under federal law receive fair access to financial services without discrimination. The bill mandates that denials be based on documented risk factors, not political bias or category-based exclusion.

Maddy summaryHR 2712, the Work Not Woke Act, prohibits federal agencies, contractors, and grant recipients from using workplace training that promotes specific "divisive concepts," such as claiming inherent superiority of a race or sex, blaming individuals for historical actions, or suggesting meritocracy is racist. It directly affects federal contractors (requiring contract clauses banning such training), federal agencies (mandating review of diversity training), and grant recipients (requiring certification against using federal funds for prohibited training). Key mechanisms include a Department of Labor hotline for complaints, mandatory contract provisions for contractors, and a ban on using federal funds for three executive orders focused on racial equity. The law permits diversity efforts that do not promote the banned concepts and requires agencies to certify compliance with its provisions.

Maddy summaryHJRES 27 is a congressional resolution seeking to block a federal rule that redefined which waterways fall under the Clean Water Act's protections. It targets a rule submitted by the Army Corps of Engineers, Department of Defense, and Environmental Protection Agency (EPA) on January 18, 2023, which aimed to revise the "Waters of the United States" definition. The resolution would formally disapprove this rule under a specific federal procedure (Chapter 8 of Title 5), preventing it from taking effect. This would directly affect how federal agencies regulate pollution and development near water bodies, including wetlands and smaller streams.