Rep. Seth Magaziner

Maddy summaryThe Time Off to Vote Act requires employers with 25 or more employees to provide two hours of paid leave for federal elections. Employees can use this leave to vote in person, return mail-in ballots, or perform other voting activities during open polling hours. Employers may set the specific two-hour window (excluding lunch breaks) but cannot deny the leave, retaliate against employees who take it, or cause loss of accrued benefits. Violations could result in civil penalties up to $10,000 per violation, enforced by the Department of Labor.

Maddy summaryHR 4909 requires federally assisted housing providers and mortgage lenders to include a uniform voter registration information statement with key documents. It mandates that public housing agencies, rental voucher programs, and multifamily housing owners provide this statement to tenants when signing leases or submitting income forms. Mortgage lenders must include it in writing within 5 business days of a loan application. The statement, developed by the Consumer Financial Protection Bureau and available in English and 10 common languages, explains voter registration options but does not require individuals to register. This affects renters in federally assisted housing and mortgage applicants.

Maddy summaryThe Warehouse Worker Protection Act establishes new requirements for employers in warehouse facilities to protect workers from harmful quotas and workplace surveillance practices. It requires employers to provide written descriptions of quotas and workplace monitoring to workers, prohibits quotas that interfere with breaks, safety compliance, or anti-discrimination rights, and gives workers the right to access their work speed data. The bill creates a Fairness and Transparency Office within the Department of Labor to enforce these requirements and investigate violations, with enforcement also involving the Federal Trade Commission. Employers with more than 200 employees at covered warehouse facilities (including distribution centers, couriers, and warehouses) are directly affected by these new requirements, which include new protections against retaliation for workers who exercise these rights.

Unhoused Voter Opportunity Through Elections Act or the Unhoused VOTE Act This bill expands voter registration and voting access for unhoused individuals.  The bill specifies that no state or political subdivision may deny or abridge the right of any U.S. citizen to vote because the citizen resides at or in a nontraditional abode.  Additionally, the bill requires jurisdictions that allow for ballot drop boxes to ensure that these drop boxes are available for in-person use and are accessible and clearly labeled. If a state requires individuals to show proof of residence in order to vote in a federal election, then the state must accept the individual’s written attestation of residence. A state may not prohibit an individual who is residing in a homeless shelter from using the shelter as the individual’s residence for purposes of voting in a federal election. The bill requires chief state election officials to conduct outreach to unhoused individuals. The bill directs the Election Assistance Commission to (1) develop best practices for election officials regarding voter registration and voting access for unhoused individuals, and (2) make grants to eligible states and local governments for programs and activities to support access to voting for unhoused individuals.  The bill also revises the National Voter Registration Act of 1993, including by (1) treating emergency shelters as voter registration agencies, and (2) allowing an unhoused individual to use an unsheltered street location as the individual's place of residence for purposes of a voter registration application.

Maddy summaryThis bill helps National Guard and Reserve members who make student loan payments while serving by counting their service time toward student loan forgiveness. It allows the government to automatically count each month of qualifying service (based on retirement points) as a qualifying payment for loan forgiveness programs, without requiring members to apply separately. The Department of Defense and Department of Education will jointly match service records with loan payment data to verify eligibility. This directly benefits reserve members who serve full or partial years (measured in retirement points) while making eligible student loan payments.

Maddy summaryThe Sustaining Our Democracy Act establishes a federal program providing funding to states for election administration improvements, increased voter access, and protection of election workers. States must submit detailed plans for using funds to upgrade voting equipment, expand early and mail voting options, secure election infrastructure, and address disparities in voting access for underserved communities. The bill prohibits states from using funds for activities that restrict voting access or suppress participation, and creates an Office of Democracy Advancement and Innovation to administer the program. Funded through a $2.5 billion Trust Fund for fiscal years 2026-2035, this legislation directly affects all 50 states, the District of Columbia, and U.S. territories receiving federal election funding.

Maddy summaryHRES 625 is a ceremonial resolution recognizing the 50th anniversary of Cabo Verde's independence from Portugal on July 5, 1975. It specifically celebrates the contributions of Cabo Verdean-Americans to democracy in both Cabo Verde and the United States, highlighting their historical ties and ongoing cultural bridges. As a non-binding resolution, it has no direct policy impact or effect on any group, serving solely to honor this milestone and diaspora contributions. The resolution does not create new laws, allocate funding, or change any existing policies.

Maddy summaryThis bill adjusts health insurance subsidies by modifying the premium tax credit structure under the Internal Revenue Code. It replaces previous income thresholds with a sliding-scale formula, increasing subsidies for households earning between 150% and 400% of the federal poverty level - reducing their required premium payments as income rises within these tiers. The changes apply to tax years beginning after December 31, 2025, directly affecting middle-income individuals and families purchasing coverage through health insurance marketplaces. It also repeals specific provisions from a prior reconciliation law related to health care.

Maddy summaryHR 4819, the Click to Cancel Act of 2025, makes the Federal Trade Commission's November 2024 "Negative Option Rule" permanent law. This rule directly affects businesses that use automatic renewal subscriptions (like streaming services or software) and their consumers, requiring clear, easy cancellation options. The bill codifies the FTC's existing rule, treating violations as unfair or deceptive practices under the FTC Act, and grants the FTC full authority to enforce it using existing powers and penalties. The key change is that businesses must now explicitly obtain consumer consent for recurring charges and provide straightforward cancellation methods, moving beyond the previous rule-based guidance.

Maddy summaryThe Medical Debt Relief Act of 2025 would prevent medical debt from being reported as negative information on credit reports. It defines medical debt as any debt related to medical services, products, or devices and prohibits credit reporting agencies from including such debt - even if sent to collections - in credit reports. The bill also requires the Consumer Financial Protection Bureau to update regulations within one year to ban creditors from using medical debt when making credit decisions. This change directly affects consumers with unpaid medical bills and alters standard credit reporting practices.