Maddy summaryThis bill adjusts health insurance subsidies by modifying the premium tax credit structure under the Internal Revenue Code. It replaces previous income thresholds with a sliding-scale formula, increasing subsidies for households earning between 150% and 400% of the federal poverty level - reducing their required premium payments as income rises within these tiers. The changes apply to tax years beginning after December 31, 2025, directly affecting middle-income individuals and families purchasing coverage through health insurance marketplaces. It also repeals specific provisions from a prior reconciliation law related to health care.
Rep. Mary Gay Scanlon
Sponsored bills
Maddy summaryThe Medical Debt Relief Act of 2025 would prevent medical debt from being reported as negative information on credit reports. It defines medical debt as any debt related to medical services, products, or devices and prohibits credit reporting agencies from including such debt - even if sent to collections - in credit reports. The bill also requires the Consumer Financial Protection Bureau to update regulations within one year to ban creditors from using medical debt when making credit decisions. This change directly affects consumers with unpaid medical bills and alters standard credit reporting practices.
Maddy summaryThis bill removes a barrier preventing most low-income students from accessing SNAP benefits. It amends the Food and Nutrition Act to explicitly allow students enrolled at least half-time in recognized higher education programs to qualify for SNAP, reversing a prior exclusion. The key change eliminates the previous requirement that students meet specific exceptions (now deleted) and adds a new eligibility category under Section 3(m)(5). This directly affects low-income undergraduate and graduate students at colleges and training programs who were previously ineligible. The changes take effect January 2, 2026.
Maddy summaryHR 4796, the Restoring Essential Healthcare Act, repeals a provision that blocked Medicaid payments to certain healthcare providers during a specific period. It directly affects Medicaid beneficiaries who received care from these providers between the enactment of the prior law (Public Law 119-21) and this bill's enactment. The key provision retroactively restores Medicaid payments for services already provided during that blocked period, treating the payment restriction as if it never existed. This change ensures eligible individuals and providers receive reimbursement for covered care delivered during the prohibited timeframe.
Fix Our Flooded Basements Act of 2025 This bill expands the disaster assistance provided to individuals and households for repairs to and property in flood-damaged basements. It also expands eligibility and coverage for certain group flood insurance. Under current law, the Individual Assistance (IA) program of the Federal Emergency Management Agency (FEMA) limits home repair assistance for flood-damaged basements to damage affecting the safety, sanitation, or functionality of the home (e.g., structural damage, hazardous conditions). The bill allows home repair assistance for disaster-caused mold, mildew, and moisture damage in basements regardless of whether the damage affects safety, sanitation, or functionality. Additionally, flood-damaged basements are eligible for home repair assistance even when the basement is not required for occupying the dwelling. Also, currently, IA assistance for flood-damaged personal property in basements is limited to washers, dryers, and property essential for occupying the dwelling. The bill expands IA personal property assistance to more broadly cover property damaged by disaster-caused flooding in basements. The scope of such assistance must at least equal the coverage for such damage by a standard policy under the National Flood Insurance Program (e.g., covering air conditioning units and freezers in basements). Additionally, FEMA must expand the eligibility and coverage of the group flood insurance it provides to IA recipients, including increasing the maximum coverage and expanding coverage for basements. The bill also excludes from the maximum for IA housing assistance expenses for (1) hazard mitigation measures in flood-damaged basements, and (2) premiums for group flood insurance policies.
Maddy summaryHRES 613 is a symbolic House resolution expressing support for designating July as "Disability Pride Month." It directly affects people with disabilities by raising public awareness of their contributions and challenges, referencing CDC data showing 70 million U.S. adults live with disabilities. The resolution calls on the public and organizations to celebrate Disability Pride Month in July and actively work to prevent discrimination against people with disabilities, aligning with the anniversary of the Americans with Disabilities Act (ADA). This is a non-binding gesture focused on recognition, not policy change.
Maddy summaryThis bill updates the TRICARE Young Adult Program to make healthcare coverage more accessible for military dependents. It directly affects young adults (ages 21-26) who are children of active-duty service members, by eliminating a separate premium they previously paid for coverage. Key changes include removing an extra cost for young adults and adjusting eligibility rules to simplify enrollment. These amendments aim to reduce out-of-pocket expenses and streamline access to health insurance under the program.
Maddy summaryThe Foster Youth Mentoring Act of 2025 authorizes federal grants to fund structured mentoring programs for children in foster care (under 18) and youth with foster care experience (up to age 26). It requires grantees to provide trained mentors (adult or peer), ensure cultural competence, conduct background checks, and match mentors with mentees for at least one year to support academic, social, and emotional needs. Programs must prioritize input from youth, recruit diverse mentors reflecting foster youth demographics, and coordinate with child welfare and education systems. The bill allocates $50 million annually for fiscal years 2026-2027, mandating annual reports on program reach, mentor demographics, and outcomes like school attendance and college enrollment. This directly affects over 390,000 foster youth annually by expanding access to evidence-based mentoring.
Maddy summaryHR 4667, the VISIBLE Act, requires U.S. Immigration and Customs Enforcement (ICE), U.S. Customs and Border Protection (CBP), and other authorized immigration officers to visibly display their agency name and either their last name or unique badge number during all public immigration enforcement activities (such as stops, arrests, raids, or checkpoints). This identification must be clearly legible from 25 feet away on outer clothing, not obscured by gear, and officers cannot wear face coverings that hide their face during public interactions unless for covert operations or hazardous conditions. The bill mandates DHS to discipline non-compliant officers and submit annual reports to Congress detailing enforcement activities, violations, and disciplinary actions. It also directs DHS’s Civil Rights Office to investigate public complaints about noncompliance.
Maddy summaryHR 4696 amends Section 249 of the Immigration and Nationality Act to update eligibility for a registry program that provides a pathway to legal status for long-term residents. It changes the requirement from entering the U.S. before January 1, 1972, to entering at least 7 years before the application date. This adjustment bases eligibility on a rolling 7-year window instead of a fixed historical cutoff, allowing more recent long-term residents to qualify. The bill directly affects individuals who entered the U.S. after 1972 but maintained continuous residence for at least seven years prior to applying.