Maddy summaryThis joint resolution asks Congress to reject a specific rule from the Bureau of Consumer Financial Protection that would remove an earlier regulation on improper overdraft opt-in practices. If passed, the resolution would cancel the Bureau's attempt to withdraw the 2024 rule, effectively keeping the original restrictions on how banks handle overdraft fees in place. The measure directly affects the Bureau's ability to modify its consumer protection guidelines and ensures the existing standards remain active.
Rep. Nydia M. Velázquez
Sponsored bills
Maddy summaryThis resolution encourages the government and private sector to work together to improve financial literacy for students and young adults. It highlights the need for better education on budgeting, student loans, and credit management, noting that many states currently lack mandatory personal finance courses in high schools. The bill reaffirms existing laws that require federal agencies to partner with organizations to create internship and employment opportunities for minorities and women. Additionally, it urges the Treasury Department to collaborate with regulators to conduct future studies on financial capability and supports the use of practical decision-making tools for consumers.
Maddy summaryThe New Pathways Act requires the Bureau of Prisons to provide returning federal prisoners with essential identification and documents before their release. For U.S. citizens, the bill mandates that the agency issue a photo ID card and secure necessary proof of citizenship and a Social Security card, even if the prisoner lacks the paperwork to obtain them themselves. Noncitizens eligible for work and residence will receive assistance in getting their immigration status documents and employment authorization. Additionally, the act ensures that individuals released directly from prison without prior custody receive help from the Probation System to create a plan for their reentry into society.
Maddy summaryThe No WAR Act prohibits Congress from using budget reconciliation procedures to fund military hostilities against Iran unless such actions are explicitly authorized by a formal declaration of war or a specific authorization for the use of military force. This legislation directly affects the legislative process by establishing a point of order that blocks any reconciliation bill attempting to provide budget authority for offensive military operations, strikes, or covert actions targeting Iranian military forces, territory, or government institutions. The bill also defines proxy forces as any foreign military or irregular groups operating with U.S. direction or material support, ensuring these entities are included in the restrictions on unauthorized funding. By amending the Congressional Budget and Impoundment Control Act, the measure aims to prevent the use of budgetary shortcuts to bypass the constitutional requirement for congressional approval before engaging in armed conflict with Iran.
Maddy summaryThis bill, titled the Protecting Human Rights and Public Health in Foreign Assistance Act, aims to cancel specific regulations issued by the Department of State. It directly affects the federal government by prohibiting any department or agency from enforcing, implementing, or proposing rules related to protecting life, combating discriminatory equity ideology, and combating gender ideology in foreign aid programs. The legislation treats these cancelled rules as if they never existed, effectively nullifying their impact on future foreign assistance policies.
Maddy summaryThis bill renames a U.S. Postal Service facility at 2200 South Salina Street in Syracuse, New York, as the "Wallie Howard Jr. Post Office Building." All official references in federal laws, documents, or records to this specific location will now use the new name. The bill has no policy impact beyond this administrative designation.
Maddy summaryThis resolution officially designates the week of April 24 through April 30 as the annual "National Reentry Week" to raise awareness about the challenges formerly incarcerated individuals face when returning to society. The bill highlights the need for better support systems, such as access to housing, education, job training, and mental health services, to help reduce recidivism rates. It encourages the Department of Justice and the Bureau of Prisons to coordinate reentry efforts and engage in related events during this designated week. While the measure does not change laws or allocate funding, it serves to focus national attention on policies that promote successful reintegration and public safety.
Maddy summaryThe Investing in the American Dream Act expands eligibility for Small Business Administration loans to include small businesses owned by certain non-citizens. Specifically, it allows businesses to qualify if they are at least 51 percent owned and controlled by individuals who are lawfully present in the United States and authorized to work, such as refugees, asylees, permanent residents, and specific nonimmigrant visa holders. The bill also permits businesses owned by individuals living outside the United States to apply for these loans. This change aims to broaden access to federal financial support for small enterprises by removing previous restrictions based on the citizenship or permanent residency status of the business owners.
Maddy summaryThe Living Wage For All Act raises the federal minimum wage in a tiered schedule, requiring large corporations to reach $25 per hour by 2031 while giving smaller businesses a longer timeline to catch up. Once the standard is met, the law automatically indexes the minimum wage to two-thirds of the national median hourly wage to ensure it keeps pace with economic changes. The bill also eliminates the lower minimum wage for tipped employees and youth workers, phasing them out until they match the general standard, and extends similar protections to incarcerated workers. Additionally, the legislation restricts the issuance of special minimum wage certificates for workers with disabilities and mandates that employers provide technical assistance during the transition period.
Maddy summaryThe Second Look Act of 2026 allows federal courts to reduce prison sentences for individuals who have served at least 10 years in custody for offenses carrying a term of more than 10 years. To qualify, a defendant must demonstrate that they are no longer a danger to the community and are ready to reenter society, with special consideration given to those aged 50 or older who face a legal presumption in their favor for release. The process requires a formal application, a hearing where evidence regarding rehabilitation and age-related decline in criminality is presented, and the appointment of a lawyer for those who cannot afford one. If approved, the court may shorten the prison term while maintaining the original period of supervised release, and the United States Sentencing Commission will publish annual reports on the number of people granted or denied these reductions.