Rep. Chris Pappas

Maddy summaryThis bill prohibits Members of Congress, their spouses, and dependent children from owning or trading certain investments, including stocks, commodities, and derivatives (referred to as "covered investments"). It requires affected individuals to divest these investments within 90-180 days, with specific exemptions for Treasury bonds, diversified mutual funds, small business interests, and family trusts meeting strict conditions. Violations incur penalties of 10% of the investment's value plus disgorgement of profits, paid directly to the U.S. Treasury. The law applies to all covered individuals during federal service, with exceptions for investments acquired through inheritance or occupational trading (e.g., a spouse’s finance job).

Maddy summary# Summary of Proposed FEMA Reform Legislation (FEMA Act of 2025) This comprehensive legislative document proposes significant reforms to the Robert T. Stafford Disaster Relief and Emergency Assistance Act, with four main sections addressing: ## 1. Disaster Assistance Reforms - **Expanded eligibility** for assistance, including clarifying that absence of a fixed address doesn't disqualify individuals from sheltering assistance - **Improved rental assistance** with consideration of local post-disaster rent increases - **Direct assistance** for those unable to use financial assistance, with no requirement to show other assistance can cover costs (except insurance) - **Enhanced notices** for applicants, including documentation of denial decisions - **Clarification of displacement assistance** eligibility, stating insurance shouldn't be considered a duplication of benefits ## 2. Mitigation Program Enhancements - **Preapproved project mitigation plans** requiring states to develop plans with peer review processes - **Improved allocation of funds** with formulas prioritizing vulnerable communities, high-risk areas, and rural/economically distressed communities - **Resilient buildings** requirements for housing retrofits using the latest building codes - **Streamlined application processes** for hazard mitigation funds across multiple programs - **Study on mitigation benefits** to evaluate cost savings and effectiveness ## 3. Transparency and Accountability Measures - **Public dashboards** for both individual assistance (431) and public assistance (432) showing application status, approvals, denials, and funding - **Transparency requirements** for disaster declarations with detailed justifications for approvals/denials - **GAO studies** on numerous topics including: - Identity theft in disaster assistance (409) - Insurance utilization for public assistance facilities (410) - Wildfire management plans (411) - Effectiveness of alerting systems (412) - Cost savings of repair/rebuilding reforms (415) - **Prohibition on political discrimination** in assistance distribution ## 4. Workforce and Operational Improvements - **Study on workforce retention** in noncontiguous communities - **Pilot program** for preliminary damage assessments in remote communities - **Fast-moving disasters working group** to develop best practices for rapid response The legislation focuses on improving efficiency, transparency, and effectiveness of disaster relief programs while prioritizing vulnerable populations and communities with higher risk of disasters. It also emphasizes data-driven decision making through required studies and reports to continuously improve disaster management policies.

Maddy summaryThis bill amends U.S. sanctions law to target Chinese entities and officials involved in fentanyl trafficking. It redefines "foreign opioid trafficker" to include Chinese chemical companies or government officials (like those in the National Narcotics Control Commission) that fail to prevent fentanyl precursor trafficking or cooperate with U.S. efforts. Key mechanisms include requiring China to implement stricter chemical shipment labeling and "know-your-customer" procedures, extending sanctions periods from 5 to 10 years, and mandating annual presidential reports to Congress on drug trafficking emergencies. The bill explicitly excludes importation of goods from sanctions coverage.

Maddy summaryHR 5094, the "Protect Patients from Costly Care Act," repeals two specific provisions from a prior reconciliation law (Public Law 119-21) that would have increased patient costs. It restores Medicaid cost sharing rules to their pre-2023 state, directly affecting Medicaid beneficiaries by preventing higher out-of-pocket costs. It also reverses changes to orphan drug exclusions under the Drug Price Negotiation Program, bringing those medications back under federal price negotiation rules for manufacturers. The bill does not create new policies but undoes specific cost-increasing changes to existing programs.

Maddy summaryHR 5053, the Protecting Public Naval Shipyards Act of 2025, prohibits workforce reductions at public naval shipyards due to budget cuts or fund reprogramming. It specifically protects 12 categories of critical shipyard jobs, including welders, pipefitters, nuclear maintenance staff, engineers, apprentices, and infrastructure support roles. The bill ensures these positions remain exempt from hiring freezes or layoffs during fiscal adjustments, maintaining operational capacity. It does not override existing procedures for addressing employee misconduct or poor performance. The law directly affects federal shipyard workers at public naval facilities, safeguarding key technical and maintenance roles.

Maddy summaryHR 4994, the Safe Air on Airplanes Act, requires the Federal Aviation Administration to update regulations to phase out bleed air systems in aircraft. It prohibits new aircraft designs from using these systems, mandates filters to remove oil fumes in new aircraft by 2031 (7 years after enactment), and sets a 30-year phase-out schedule for existing aircraft designs (25% without bleed air by 2031, 50% by 2041, 100% by 2051). The bill directly affects aircraft manufacturers and airlines, as it changes requirements for cabin air systems that pull engine air for ventilation. These changes focus on modifying manufacturing standards and air quality systems in turbine and turbo-prop aircraft.

Maddy summaryHR 4899, the CANADA Act, exempts small businesses from import duties imposed under a 2025 national emergency order. Specifically, it removes duties on goods imported by or for small business concerns (as defined by the Small Business Act) related to the emergency declared on February 1, 2025. This provision directly affects small businesses importing goods subject to those duties, reducing their costs. The bill modifies the application of existing emergency import duties without changing the underlying emergency order.

Maddy summaryThis bill adjusts health insurance subsidies by modifying the premium tax credit structure under the Internal Revenue Code. It replaces previous income thresholds with a sliding-scale formula, increasing subsidies for households earning between 150% and 400% of the federal poverty level - reducing their required premium payments as income rises within these tiers. The changes apply to tax years beginning after December 31, 2025, directly affecting middle-income individuals and families purchasing coverage through health insurance marketplaces. It also repeals specific provisions from a prior reconciliation law related to health care.

Maddy summaryHR 4796, the Restoring Essential Healthcare Act, repeals a provision that blocked Medicaid payments to certain healthcare providers during a specific period. It directly affects Medicaid beneficiaries who received care from these providers between the enactment of the prior law (Public Law 119-21) and this bill's enactment. The key provision retroactively restores Medicaid payments for services already provided during that blocked period, treating the payment restriction as if it never existed. This change ensures eligible individuals and providers receive reimbursement for covered care delivered during the prohibited timeframe.

Maddy summaryHR 4717 creates a refundable tax credit of up to 10% of a home's purchase price (capped at $15,000) for first-time homebuyers purchasing a principal residence in the United States. The credit is subject to limitations based on modified adjusted gross income (phased out if income exceeds 150% of the area median income) and home price relative to area median purchase prices in the buyer's location. Homebuyers must meet age requirements (at least 18 years old), not have owned a home in the past three years, and purchase with a federally backed mortgage. The credit is subject to a four-year recapture period if the home is sold within that timeframe, and taxpayers may transfer the credit to their mortgage lender as a down payment or closing cost assistance.