Rep. Gregory F. Murphy

Maddy summaryHR 1919, the "Anti-CBDC Surveillance State Act," prohibits the Federal Reserve from developing, testing, or issuing any central bank digital currency (CBDC) or similar digital assets. It specifically bans the Fed from offering direct financial products to individuals, maintaining individual accounts, or issuing CBDCs directly or indirectly through intermediaries like banks. The bill also blocks the Fed from using any digital asset for monetary policy and clarifies that physical currency's privacy protections remain intact. This policy directly affects the Federal Reserve System's ability to create or manage digital monetary tools.

Maddy summaryHR 4462, the *Protecting Endowments from Our Adversaries Act*, imposes a 50% excise tax on large private colleges and universities when they acquire investments in foreign entities listed on U.S. government watchlists (like Commerce’s Entity List or FCC’s Covered List). It also taxes 100% of net income from such investments annually. The bill targets institutions with over $1 billion in non-exempt assets (excluding assets used for their core educational purpose), excluding public universities. This directly affects the investment strategies of large private institutions by taxing both new acquisitions and annual income from investments in entities deemed national security risks by the government.

Maddy summaryHR 4448, the Restoring Equal Opportunity Act, prohibits lawsuits alleging discrimination based on "disparate impact" in employment and housing. It amends the Civil Rights Act of 1964 and Fair Housing Act to ban claims where a neutral policy (like a test or screening rule) unintentionally disadvantages protected groups (such as race or gender), even if there was no discriminatory intent. The bill also nullifies specific federal regulations implementing civil rights laws, removing legal grounds for such claims under current enforcement rules. This directly affects employers, housing providers, and federal agencies that enforce civil rights laws, changing how discrimination claims can be brought in court.

Maddy summaryThe SHIELD Act would change unemployment benefit eligibility by barring workers from receiving regular unemployment compensation if they are unemployed due to a strike or labor dispute they are participating in, financially supporting, or have a direct interest in (excluding lockouts). This rule would require states to adjust their unemployment programs to deny benefits in such cases. The changes would take effect two years after the bill becomes law, though states could choose to implement them sooner. The bill also repeals a federal tax provision related to unemployment tax rates, but this is a secondary provision.

Maddy summaryHR 4382 authorizes the U.S. Mint to produce commemorative coins for the 2028 Los Angeles Olympics/Paralympics and 2034 Salt Lake City Winter Olympics/Paralympics. It specifies gold, silver, and half-dollar coin designs with defined mintage limits (e.g., up to 100,000 $5 gold coins for each event), all bearing inscriptions like "2028" or "2034" and standard coin features. A surcharge ($5-$50 per coin) is added to sales, with all funds directed to the respective Olympic committees to support event hosting and legacy programs like youth sports. The bill ensures no net cost to the government by requiring surcharge revenues to cover all design, production, and marketing expenses before funds are disbursed.

Maddy summaryHCONRES 43 is a non-binding congressional resolution expressing that public performances of "The Star-Spangled Banner" should use the original English lyrics written by Francis Scott Key. It encourages performers and event organizers to preserve the anthem's historical integrity by using its original English text, rather than translated or adapted versions, as a way to honor its 1814 origins and 1931 designation as the national anthem. The resolution does not create new law or impose legal requirements but formally states Congress's preference for maintaining the anthem's traditional English lyrics in public settings. It directly affects public events where the anthem is performed, such as sports games, ceremonies, and official gatherings.

Maddy summaryHR 4333, the Qualified to Serve Act, changes medical standards for joining the U.S. military. It prohibits disqualifying applicants solely based on a medical condition diagnosed before age 13 that required no treatment in the past five years, provided a current medical evaluation confirms fitness for service and the military determines it won't impact readiness. The bill establishes a uniform review process for medical disqualifications and allows waivers for national security reasons. It also requires the Secretary of Defense to annually report to Congress on disqualifications, approved waivers, and updates to medical standards. This directly affects potential recruits with qualifying childhood medical histories who previously faced disqualification.

Maddy summaryThe PBM Reform Act of 2025 aims to increase transparency and fairness in pharmacy benefit manager (PBM) operations within Medicare Part D and Medicaid programs. The bill requires Medicare Part D plans to allow any pharmacy meeting standard terms to join their networks, establishes "essential retail pharmacies" in underserved areas (with limited pharmacy access), and mandates detailed reporting on drug pricing, rebates, and reimbursement rates. It creates a process for pharmacies to report PBM violations of reasonable contract terms and prohibits "spread pricing" in Medicaid, where PBMs retain the difference between what they pay pharmacies and what they charge plans. These provisions aim to improve pharmacy access for Medicare beneficiaries and ensure fairer reimbursement practices for pharmacies.

Maddy summaryThis bill requires drug manufacturers to pay rebates to Medicare when their "selected drugs" (cancer and complex therapies subject to negotiated maximum fair prices) are used. Manufacturers must calculate rebates based on the difference between current Medicare payment rates (ASP+6) and new negotiated rates (MFP+6), covering the gap for beneficiaries. This lowers patient coinsurance from the current 20% of ASP+6 to 20% of MFP+6 for these specific drugs during the negotiated price period. The rebates are paid to the Medicare trust fund and apply to Medicare Part B beneficiaries using these drugs, directly affecting drug manufacturers and patients covered under Medicare Part B.

Maddy summaryThis bill (HR 4286) requires the U.S. State Department to develop a comprehensive strategy within 90 days to address Haiti's security crisis, focusing on strengthening Haitian security forces, countering gang violence, and expanding economic opportunities through programs like Haiti HOPE/HELP. The strategy must assess international coordination, arms trafficking, sanctions impacts on aid, and gang reintegration, while prioritizing Haitian-led solutions. It mandates annual reports to Congress for five years tracking progress on security, governance, and humanitarian efforts, with specific metrics for evaluating U.S. support. The bill directly affects U.S. foreign policy implementation in Haiti and Haitian civil society, security forces, and international partners.