Rep. Hillary J. Scholten

Maddy summaryThis bill expands the use of 529 college savings accounts to cover career training and credentialing costs. It allows funds to pay for tuition, fees, books, and testing expenses related to recognized postsecondary credential programs (like vocational certifications) that meet specific standards under the Workforce Innovation and Opportunity Act. The change directly affects workers seeking industry-recognized credentials - such as nursing certifications or IT certifications - instead of traditional degrees. It treats these expenses the same as traditional college costs for 529 account withdrawals, making it easier to save for career-focused training. The provision applies to expenses paid after the bill's enactment date.

Maddy summaryThe STEM RESTART Act creates a federal grant program to help mid-career workers, particularly women and people from underrepresented racial groups, return to STEM careers. It provides funding for small and medium-sized businesses to establish "returnship" programs that offer above-entry-level positions with full benefits for 10 weeks or more. The program requires grantees to track participants' demographics and employment outcomes, with $50 million authorized annually from 2024-2028. These returnships must provide compensation equivalent to full-time employees with similar experience, including benefits like health care and child care. The bill targets workers who left the workforce but want to return, especially those from rural areas or underrepresented populations.

Maddy summaryHR 1390 requires federal agencies to annually identify and eliminate unnecessary programs or activities that are redundant, defunct, duplicative, or could be managed more effectively by another agency. Agencies must compile these lists within 20 days after the President submits the annual budget and publish them in specific government program inventories. The lists are then submitted to relevant congressional committees, including the House and Senate Appropriations Committees. This process aims to increase transparency and streamline government operations through mandatory annual reviews of agency programs.

Maddy summaryThis bill requires student loan lenders to provide clear, plain-language disclosures to borrowers before loan disbursement and monthly throughout the loan term. Before disbursing a loan, lenders must give a written statement showing the loan's principal, interest rate, estimated repayment timeline, total projected cost (including fees), and how existing loans affect the borrower's total debt. Monthly statements must detail current balances, interest rates, payments made, interest accrued, and projections of future payments, including explanations of how interest capitalization increases long-term costs. These disclosures directly affect all borrowers of federal student loans and the lenders/servicers managing those loans, aiming to improve transparency about loan terms and costs.

Maddy summaryHR 1321, the "More Homes on the Market Act," increases the tax exclusion for gains from selling a primary residence. It doubles the exclusion amount from $250,000 to $500,000 for single filers and from $500,000 to $1,000,000 for married couples filing jointly. The bill also adds automatic annual inflation adjustments to these amounts starting in 2023, ensuring the exclusion keeps pace with rising costs. This change directly affects homeowners who sell their primary residence and meet the ownership and use requirements under current tax law. The policy modifies the Internal Revenue Code to make selling a home less financially burdensome for qualifying homeowners.

Maddy summaryHR 1310 (SHARE Act) requires the FBI to share criminal history records with state licensing agencies when needed for professional licensing checks across state lines through existing interstate compacts. It directly affects state licensing boards (like those for nurses or contractors) and individuals applying for licenses in multiple states. The bill mandates that states use this data *only* for license applications and prohibits sharing it with other agencies or the public, while allowing a simple "pass/fail" notification to the compact’s governing body.

Maddy summaryHR 1247 would award a Congressional Gold Medal to the Freedom Riders collectively, honoring their pivotal role in challenging segregation in interstate travel during the Civil Rights movement. The medal, to be struck by the U.S. Mint and displayed at the Smithsonian Institution, recognizes their nonviolent protests that led to the 1961 federal ban on segregation in interstate public facilities. This is a symbolic tribute with no legal effect, as the bill does not create new policies or alter existing laws.

Maddy summaryThis bill amends the Higher Education Act to exempt certain family-owned assets from being counted when calculating federal student aid eligibility. Specifically, it excludes family farms where the family resides and small businesses with 100 or fewer full-time equivalent employees owned and controlled by the family. These assets will no longer be considered when determining a student's financial need for aid programs. The change directly affects students from qualifying family farms or small businesses when applying for federal financial aid. The exemption applies to assets held by the family, not just the business itself.

Maddy summaryThe Richard L. Trumka Protecting the Right to Organize Act of 2023 strengthens workers' rights to organize unions by making it harder for employers to interfere with organizing efforts. Key provisions include changing the definition of "employee" to make it more difficult to classify workers as independent contractors, prohibiting employers from threatening to permanently replace striking workers, and requiring employers to provide voter lists for union elections. The bill also creates a new electronic voting system for union elections, strengthens whistleblower protections for workers reporting labor violations, and increases penalties for unfair labor practices. These changes directly affect workers seeking to form unions, employers who may interfere with organizing, and labor organizations. The bill aims to make it easier for workers to exercise their right to collective bargaining under the National Labor Relations Act.

Maddy summaryThe Healthcare Worker Retention Act creates a refundable tax credit of $1,000 annually ($2,000 for joint returns) for eligible healthcare workers. It directly affects employees or contractors working at least 20 hours weekly (averaged over the year) and 3 months in each half of the year at qualifying settings like hospitals, nursing homes, or community health centers, with income under $100,000 ($200,000 for joint returns). The bill establishes semiannual advance payments - half the annual credit paid twice yearly - to provide immediate financial support, with the IRS estimating payments based on expected eligibility. This program applies only to taxable years beginning in 2023 and 2024, ending after December 31, 2024.