Rep. Lori Trahan

Maddy summaryThis bill changes how individual investors in mutual funds (regulated investment companies) are taxed on certain dividends. It allows investors to defer paying tax on capital gain dividends that are automatically reinvested in additional fund shares through a dividend reinvestment plan. The deferred tax is recognized later when the investor sells shares or upon their death. It also establishes that shares acquired through this reinvestment are treated as held for over one year from the start, potentially qualifying for long-term capital gains rates. The rule applies only to individual investors (not estates, trusts, or dependents claimed by others).

Maddy summaryThis bill would expand Medicare to cover dental, vision, and hearing services for beneficiaries 65 and older (and some younger people with disabilities), effective January 1, 2026. It would provide 100% coverage for preventative dental services in 2026, with basic and major dental services gradually increasing to 80% coverage by 2029. Vision benefits would include 80% coverage for annual eye exams and specific limits on eyeglasses, frames, and contact lenses ($100 per year for lenses, $100 every two years for frames, $200 every two years for contacts). Hearing services would include 80% coverage for hearing exams and hearing aids, with a limit of one hearing aid per ear every 48 months. The bill also adds oral health professionals to the United States Preventive Services Task Force to help guide coverage decisions.

Maddy summaryThis resolution (HRES 209) designates April 5, 2025, as "Barth Syndrome Awareness Day" to raise public awareness about Barth syndrome, a rare genetic disorder primarily affecting males. It directly supports patients, families, and caregivers of the estimated fewer than 150 diagnosed individuals in the U.S. who face challenges with diagnosis, limited treatments, and high mortality rates. The bill’s key mechanism is a symbolic House resolution expressing support for the awareness day, recognizing the need for improved diagnosis, research, and treatment development for this ultrarare condition. It does not create new programs or funding but aims to foster greater attention to Barth syndrome through official recognition.

Maddy summaryThe TLDR Act requires major online platforms (excluding small businesses) to provide simplified, accessible summaries of their terms of service. These summaries must appear at the top of terms pages and include key details like categories of user data processed, legal liabilities (e.g., arbitration clauses), historical terms changes, recent data breaches, and estimated reading time. Platforms must also display interactive data flow diagrams showing how user data is shared with third parties and provide full terms in an interactive format. Enforcement will be handled by the Federal Trade Commission under existing FTC Act provisions, with states allowed to pursue cases affecting 1,000+ residents.

Maddy summaryThis bill creates a process for establishing Medicare payment rates for pediatric-specific medical devices. It requires the Medicare program (via the Secretary of Health and Human Services) to set national payment rates (called "relative value units") for qualifying pediatric technologies upon manufacturer request, starting in 2026. A "qualifying pediatric technology" is defined as a covered medical device that is FDA-approved/cleared, has a temporary HCPCS code, and is either predominantly used for pediatric procedures or specifically designed for children. Manufacturers must submit detailed data with their requests, and the timeline for setting rates depends on when the request is received (by May 1 for same-year implementation). The bill does not mandate coverage but ensures payment mechanisms exist for these devices once approved.

Maddy summaryHR 1918, the Farewell to Foam Act of 2025, prohibits the sale of most foam food containers, packaging peanuts, and foam coolers starting January 1, 2028. It directly affects restaurants, grocery stores, food vendors, manufacturers, and retailers who sell these items, excluding medical coolers used for drugs or medical products. The bill imposes escalating civil penalties for violations: $250 for the second offense, $500 for the third, and $1,000 for fourth or subsequent violations, with reduced penalties for small businesses under specific revenue thresholds. Enforcement is led by the EPA Administrator, with states allowed to enforce under federal guidelines.

Maddy summaryHR 1954, the "Do No Harm Act," amends the Religious Freedom Restoration Act (RFRA) to clarify that RFRA does not override specific federal laws protecting against harm. It explicitly exempts provisions related to anti-discrimination (like the Civil Rights Act), workplace protections (wages, leave, collective activity), child safety, and healthcare access from RFRA's requirements. The bill ensures RFRA cannot be used to challenge government programs or contracts that provide these essential protections. It also clarifies that RFRA applies only to disputes involving government as a party, not private disputes between individuals. This change preserves existing legal safeguards while modifying RFRA's scope.

Maddy summaryHR 1901, the CHIPP Act, makes Children's Health Insurance Program (CHIP) funding permanent for all future fiscal years, removing previous expiration dates that required annual congressional renewal. This directly affects low-income children and families who rely on CHIP coverage and the states that administer these programs. The key mechanism is amending federal law to require "such sums as are necessary" for CHIP funding starting in fiscal year 2029 and beyond. Other provisions adjust funding for related programs like pediatric quality measures and outreach, but the primary change is CHIP’s permanent funding structure.

Maddy summaryHR 1851 increases the minimum required fighter aircraft inventory for the Air Force and its reserve components to 1,900 total and 1,200 for the reserve by October 2030, up from current levels (Section 2). The bill allows temporary reductions below these totals for recapitalization, but only for up to two years and with a floor of 1,800 aircraft, requiring congressional notification (Section 2). It mandates quarterly reports to Congress detailing new aircraft acquisitions, assignments, retirements, and recapitalization plans for both active and Air National Guard units (Section 3). The bill specifically protects 25 existing Air National Guard fighter squadrons from fleet reductions until 2030 and requires new aircraft to be assigned to service-retained units at a 3:1 ratio with legacy aircraft retirements (Sections 5, 6).

Maddy summaryThe LIONs Act of 2025 increases the maximum loan amounts available through two key Small Business Administration (SBA) programs. It raises the cap for standard 7(a) loans from $3.75 million to $7.5 million (with a $10 million ceiling), and doubles the maximum for development company loans from $5 million to $10 million. This bill directly affects small businesses seeking SBA financing for operations, expansion, or equipment, allowing them to access larger loans. The changes simplify access to capital by removing previous funding limits for qualifying businesses.