Maddy summaryThis bill restricts how credit reporting companies share homebuyers' credit reports during mortgage applications. It prevents companies from sending these reports to third parties (like marketers) just because a lender requested them for a mortgage. Only specific entities can receive the reports: the mortgage lender who originated the loan, the company servicing the loan, or the bank holding the homebuyer's account. This directly protects homebuyers' privacy by limiting unauthorized sharing of their financial data.
Rep. Darin LaHood
Sponsored bills
Maddy summaryThis ceremonial resolution (HRES 985) expresses the U.S. House of Representatives' support for Catholic schools during the 50th anniversary of National Catholic Schools Week. It acknowledges Catholic schools' contributions to education, diversity, and community values - highlighting their 1.7 million students, 98.9% high school graduation rate, and role in serving diverse communities - while applauding the National Catholic Educational Association and the United States Conference of Catholic Bishops for organizing the event. The resolution has no binding effect or policy changes; it solely serves as a symbolic gesture of recognition.
Maddy summaryThis bill expands federal support for biorefinery development by creating new competitive grants to fund pilot and demonstration-scale facilities that produce advanced biofuels (like ultra-low-carbon bioethanol), renewable chemicals, and biobased products. Eligible entities, including companies and cooperatives, can apply for grants covering up to 60% of project costs, with funding prioritized based on criteria like environmental benefits, rural economic development potential, innovative feedstock use, and market viability. The legislation authorizes $100 million annually from 2024 through 2028 for these grants, while updating existing loan guarantee provisions to align with the new program structure. It directly affects developers of biorefinery technologies aiming to commercialize renewable biomass conversion processes.
Maddy summaryThe Death Tax Repeal Act would eliminate the federal estate tax and generation-skipping transfer tax for estates of people who die on or after the bill's enactment date, and for generation-skipping transfers made after that date. It would also establish a new $10 million lifetime gift tax exemption (adjusted annually for inflation) and replace the existing gift tax rate schedule with a revised structure. These changes would primarily affect high-net-worth individuals and their heirs, as the estate tax and gift tax typically apply to large estates or gifts exceeding the new exemption threshold. The bill's provisions would take effect on the date of enactment, with transitional rules for the year the bill is signed into law.
Maddy summaryThis bill maintains the existing minimum wage rate for H-2A agricultural workers in each state as it stood on December 31, 2023, through December 31, 2025. It directly affects farms that hire H-2A visa workers by requiring the Department of Labor to use these state-specific rates for wage calculations during this period. The bill also clarifies that wage determinations for these workers must consider their primary job duties, especially when workers perform multiple tasks. This provides stability for farms relying on seasonal agricultural labor without changing the current wage structure.
Maddy summaryHCONRES 82 is a symbolic resolution recognizing and supporting the New Heights Bid Committee's effort to secure the 2027 FIFA Women's World Cup for a joint U.S.-Mexico bid. It directs Congress to encourage the President and federal agencies to assist the committee in meeting hosting requirements and to consider future legislation if the bid is successful. The resolution does not create new laws or funding but formally expresses congressional backing for the bid committee's work. It directly affects the New Heights Bid Committee by affirming congressional support for their efforts to host the tournament.
Maddy summaryThe Affordable Connectivity Program Extension Act of 2024 allocates $7 billion in funding for the Affordable Connectivity Program (ACP) during fiscal year 2024. The ACP provides subsidies to low-income households to help cover the cost of internet service and connected devices like laptops or tablets. This funding ensures the program can continue supporting eligible households throughout the year, with the money remaining available until fully spent. The bill extends existing program funding without changing eligibility criteria or service requirements.
Maddy summaryHR 6757 would allow direct transfers from Roth IRAs to designated Roth accounts without triggering taxes. This change affects individuals who want to move retirement savings between these specific account types without penalty. The bill amends tax code rules to treat these transfers as "rollovers" rather than taxable events. It simplifies the process for people managing their retirement funds by clarifying the transfer mechanism under existing tax law.
Maddy summaryThis bill changes tax rules to support intelligence community employees who relocate or travel for mission-critical assignments. It expands tax deductions for moving expenses (including excluding certain reimbursements from taxable income) and adds travel expenses for temporary duty on authorized intelligence activities to eligible deductions. These changes apply specifically to intelligence community employees (excluding military personnel) who move due to assignment changes or travel for intelligence work, certified by the Director of National Intelligence. The provisions affect tax filings for 2020 and later years, aiming to reduce unintended tax burdens during relocations. The bill does not create new programs but adjusts existing tax code provisions for this specific workforce.
Maddy summaryThis bill establishes tax relief for qualified residents of Taiwan earning income in the United States by reducing tax rates on interest, dividends, and royalties to 10% or 15% (instead of the standard 30%). It also exempts certain wages and income from entertainment activities under $30,000 from U.S. taxation. To qualify, individuals must meet specific residency requirements, and entities must demonstrate substantial business activity in Taiwan. The bill modifies withholding tax procedures to implement these new rates and requires reciprocal tax benefits from Taiwan to be in place.