Rep. Mike Bost

Maddy summaryThis bill blocks the Federal Housing Finance Agency (FHFA) and mortgage enterprises (like Fannie Mae and Freddie Mac) from implementing specific mortgage fee changes announced in January 2023. It specifically revokes the FHFA's updated single-family mortgage pricing framework and related guidance documents. The bill does not affect the existing practice of risk-based pricing for mortgage credit fees, which remains permitted. It directly impacts mortgage lenders and borrowers by halting the 2023 fee changes without altering current risk-based fee structures.

Maddy summaryHR 24, the Federal Reserve Transparency Act of 2025, mandates a comprehensive audit of the Federal Reserve Board and Federal Reserve banks by the Government Accountability Office (GAO) within 12 months of enactment. The bill requires the GAO to submit a detailed report to Congress within 90 days of completing the audit, including findings, conclusions, and recommendations for legislative or administrative action. This audit replaces current limitations on reviewing Federal Reserve operations, particularly regarding entities like special purpose vehicles not previously subject to standard audits. The bill directly affects the Federal Reserve System by increasing congressional oversight of its financial activities and reporting mechanisms.

Maddy summaryHR 137, the TCJA Permanency Act, makes permanent many tax provisions from the 2017 Tax Cuts and Jobs Act. It permanently increases the standard deduction for individual taxpayers, modifies income tax brackets, and makes permanent the child tax credit increase. The bill also permanently limits deductions for state and local taxes, mortgage interest, and miscellaneous itemized deductions. These changes affect most individual taxpayers who file federal income tax returns.

Maddy summaryHR 163, the "Finish the Wall Act," mandates the immediate resumption of border wall construction along the U.S.-Mexico border within 24 hours of enactment. It requires the Department of Homeland Security to use all existing funds appropriated since 2016 for this purpose, prohibits canceling pre-January 2021 contracts, and sets a deadline of September 30, 2026, to complete the wall system. The bill directly affects the Department of Homeland Security, contractors with prior wall contracts, and border facilities, which must also comply with DNA collection requirements under federal law. It focuses on concrete policy actions - resuming construction, using existing funds, and meeting a specific timeline - without addressing broader policy impacts.

Maddy summaryHR 45 (FIND Act) requires federal government contractors to certify they do not discriminate against firearm businesses (including manufacturers, dealers, and trade associations) in their policies or practices. The bill mandates that contractors and subcontractors (for contracts over 10% of the prime contract value) certify they have no discriminatory policies and will not adopt them during the contract term. Violations could lead to contract termination and potential debarment. This applies to all federal procurement contracts awarded after the bill's enactment, excluding sole-source contracts. The law aims to ensure firearm businesses are treated equally in government contracting without restricting legitimate business criteria like creditworthiness or legal compliance.

Maddy summaryHR 196, the Family and Small Business Taxpayer Protection Act, rescinds unobligated funds previously allocated to the Internal Revenue Service (IRS) under the Inflation Reduction Act of 2022. Specifically, it directs the cancellation of unused balances from six specific funding categories within the IRS's budget as of the bill's enactment date. This action reduces the IRS's available funding without creating new tax policies or altering taxpayer obligations. The bill is procedural, focusing solely on redirecting existing, unspent government funds rather than changing tax laws or affecting individual taxpayers directly.

Maddy summaryThis bill amends U.S. immigration law to strengthen detention, inadmissibility, and deportability rules for non-citizens convicted of or admitting to sexual assault offenses. It directly affects non-citizens who have been convicted of, arrested for, or admitted to committing acts constituting sexual assault as defined in current law. Key provisions require automatic detention for such individuals, make them automatically inadmissible to the U.S., and mandate deportation if already present. These changes apply to all non-citizens meeting the specified criteria under existing immigration statutes.

Maddy summaryThis bill, HR 1097 (Everett Alvarez, Jr. Congressional Gold Medal Act of 2023), authorizes the award of a Congressional Gold Medal to Everett Alvarez, Jr., in recognition of his service as a U.S. Navy pilot and Vietnam War prisoner of war. It directly honors Alvarez, who was the first U.S. pilot shot down in the Vietnam War, spent over 8.5 years in captivity, and later served in the Peace Corps and Veterans Administration. The bill’s key mechanism is directing the U.S. Mint to strike a gold medal bearing his name and image, with bronze duplicates available for sale to cover costs. It does not create new policies or affect any group beyond the honoree.

Maddy summaryHR 2367, the Truck Parking Safety Improvement Act, creates a federal grant program to address commercial truck parking shortages on highways. It provides competitive grants (totaling $175M-$320M over three years) for projects like building new rest areas, expanding parking at ports or truck stops, or improving safety at existing facilities. The program requires all funded parking to be free, publicly accessible to all truck drivers, and maintained without user fees. This directly affects commercial truck drivers, motor carriers, and highway safety by aiming to improve parking access, reduce traffic congestion, and enhance safety on federal-aid highways.

Maddy summaryThis bill extends Medicare payment adjustments for physicians and other practitioners through 2025 instead of ending in 2024. It specifically adds a 4.73% payment increase for services provided between January 1, 2025, and January 1, 2026. The legislation modifies existing Medicare payment rules to stabilize practice revenues during transition periods. It directly affects doctors and healthcare providers who bill Medicare for patient services. The key change is the extended timeframe and the defined 4.73% rate for the 2025-2026 period.