Rep. John Garamendi

Maddy summaryThe SUPPLY Act establishes a federal program to insure second loans (additional financing) for building accessory dwelling units (ADUs) on single-family properties. This insurance, administered by the Department of Housing and Urban Development, covers up to 30% of a standard one-unit home loan amount or 100% of the property value after construction (with potential increases based on 50% of projected rental income). Homeowners seeking to add ADUs - such as backyard cottages, converted basements, or detached units - can use this insurance to secure financing, with a government premium of up to 1% annually. The bill also requires Fannie Mae and Freddie Mac to purchase and securitize these insured loans, potentially expanding access to ADU financing.

Maddy summaryThis bill requires the Energy Information Administration (EIA) to collect and publish detailed data on sustainable aviation fuel (SAF) in its existing energy reports. Specifically, it mandates reporting on the raw materials used (including location by state, U.S., or country), production volumes, and import sources for SAF. The data must follow consistent statistical methods to avoid double-counting. This affects the energy industry by increasing transparency around SAF supply chains but does not create new regulations or funding.

Maddy summaryHR 4482, the Stop NOAA Closures Act, imposes a temporary moratorium on closing, suspending, or limiting access to National Oceanic and Atmospheric Administration (NOAA) facilities, effective until a report is submitted to Congress by January 21, 2029. The bill requires NOAA and the General Services Administration to submit detailed reports to specific congressional committees before any future facility closure, suspension, lease termination, or consolidation - outlining cost-benefit analyses, service impacts, and justification. Exceptions apply only for emergencies posing immediate threats to personnel safety. This bill directly affects NOAA's facility management decisions and mandates congressional oversight for future closures.

Maddy summaryThis bill establishes a program to insure second mortgages (loans taken out after the primary mortgage) for financing accessory dwelling units (ADUs) on single-family properties. The Secretary of Housing and Urban Development must create the program within two years, setting loan limits (up to 30% of a standard mortgage amount or 100% of the property's after-construction value, with potential increases based on 50% of projected rental income) and requiring borrowers to own the property and apply for insurance. It also allows Fannie Mae and Freddie Mac to purchase and securitize these insured loans, unless the Federal Housing Finance Agency determines market risks require a prohibition. The program requires the Secretary to submit annual reports to Congress on its implementation starting one year after enactment.

Maddy summaryThe Gun Safety Incentive Act establishes voluntary best practices for safe firearm storage (e.g., in homes, vehicles, businesses) through the Attorney General, requiring public education and annual updates. It mandates that firearm manufacturers include a "SAFE STORAGE SAVES LIVES" notice with every handgun, rifle, or shotgun starting in 2027, directing consumers to a public website with storage guidance. The bill also creates a $10 million annual grant program for states and tribes to fund local safe storage device distribution programs and offers a tax credit (up to $400 per device) to manufacturers selling safe storage devices. These provisions directly affect firearm manufacturers, state/local governments, and safe storage device sellers, focusing on accessible storage education and financial incentives without restricting firearm ownership.

Maddy summaryThe SMART Act requires the Federal Emergency Management Agency (FEMA) to study how its hazard mitigation programs - like flood barriers or building retrofits - save money by reducing disaster damage. It mandates an analysis of cost savings, community preparedness, insurance impacts, and infrastructure protection, using data from federal, state, and academic sources. FEMA must submit an initial report within 18 months and annual updates, making findings publicly available online in clear, accessible formats. This directly affects FEMA's program oversight and transparency, with no new funding or regulations created by the bill.

Maddy summaryThis bill prohibits U.S. Immigration and Customs Enforcement (ICE) from using federal funds to detain or transport U.S. citizens during civil immigration enforcement actions. It directly affects ICE operations by blocking funding for any activity that would hold or move citizens outside the U.S. under immigration laws. The key mechanism is a specific funding restriction in the bill text, stating no funds may be used for detaining or transporting citizens. This applies to all civil immigration enforcement activities defined under the Immigration and Nationality Act. The bill does not create new enforcement powers but limits how existing funds can be spent.

Maddy summaryThis bill establishes federal worker heat protection standards to prevent heat-related illness and injury. It requires employers to provide a workplace free from heat stress hazards, including access to cool water, scheduled rest breaks, shaded cooling areas, and training on heat illness symptoms. The Secretary of Labor must create these standards within one year, incorporating evidence-based practices like engineering controls (e.g., ventilation), administrative measures (e.g., adjusted schedules), and employer-paid personal protective equipment. The law directly affects all employers in high-heat work environments - such as construction, agriculture, and manufacturing - and strengthens whistleblower protections for workers reporting safety violations.

Maddy summaryThe Child Care for Working Families Act creates a federal program to provide affordable, high-quality child care for working families with children under age 6. It would provide direct child care assistance through certificates or grants to parents, with no copayment required for families at or below 85% of state median income. The program requires states to implement quality standards for child care providers, including a tiered quality system and minimum wage requirements for staff (at least a living wage equivalent to elementary educators). The bill appropriates $20 billion for the program over five years, with additional funding for quality improvement initiatives and universal preschool services.

Maddy summaryThis bill (HR 4372) requires the Department of Defense to shorten reporting timelines for cost overruns on major defense acquisition programs, cutting the deadline from "when a report is submitted" to 30 days after the report is issued. It adds new rules for designating "end items" costing over $500 million each as separate subprograms for reporting, mandates including full life-cycle operations/support costs in reports, and creates stricter termination rules for programs with repeated cost breaches. Specifically, programs exceeding cost thresholds twice must be terminated within 90 days of reassessment, and all breach reports must be posted publicly on a DoD website. The bill directly affects DoD acquisition programs over $500 million, aiming to improve transparency and congressional oversight of defense spending.