Maddy summaryHR 550, the Wildfire Insurance Coverage Study Act of 2025, directs the Government Accountability Office (GAO) to conduct a comprehensive study on wildfire insurance coverage in the United States. The study will analyze wildfire risk trends, current insurance rates and coverage availability (including policy renewals and exclusions), state regulatory responses to rising costs, and challenges insurers face in underwriting wildfire risk. It will also examine how these factors affect affordability, availability, and vulnerable communities, particularly low-income homeowners and small businesses. The GAO must submit a report to Congress within 12 months of the bill's enactment, providing findings to inform potential future policy decisions. This bill does not enact new policy but gathers data to understand the current landscape of wildfire insurance coverage.
Rep. Maxine Waters
Sponsored bills
Maddy summaryHR 433, the Department of Education Protection Act, prohibits the use of federal funds to reorganize the Department of Education. Specifically, it blocks any spending from current fiscal year appropriations on activities that would decentralize the department, reduce staffing, or alter its structure, responsibilities, or authority relative to its organization as of January 1, 2025. The bill directly affects the Department of Education by preventing structural changes to its existing offices and operations. This is a procedural measure focused solely on preserving the current departmental framework, not on changing education policy or funding.
Maddy summaryThe LNG Public Interest Determination Act of 2025 requires the Secretary of Energy to approve natural gas exports only if they meet a public interest standard. This standard mandates three specific assessments: climate impact (including effects on global warming and clean energy investment), economic impact on U.S. consumers (with focus on low-income households and businesses), and environmental justice (assessing burdens on vulnerable communities). The Secretary must complete these assessments within one year of receiving environmental data and make a public finding. The bill also requires public participation in the process and treats export approvals as major federal actions under environmental law.
Maddy summaryHR 307, the ARC Act of 2025, aims to reduce avoidable amputations by expanding access to peripheral artery disease (PAD) screening and prevention. It requires Medicare and Medicaid to cover PAD screening tests (like ankle-brachial index tests) without cost-sharing for at-risk beneficiaries, including seniors, diabetics, and those with other vascular risk factors. The bill also establishes a federal education program to raise awareness about PAD and creates quality measures to incentivize hospitals to prioritize non-amputation treatments through early detection. These provisions directly affect millions of Americans, particularly minorities disproportionately impacted by PAD-related amputations, by making preventive care more accessible and integrated into routine care.
This resolution honors the life, achievements, legacy, and distinguished public service of former President Jimmy Carter. The resolution also (1) acknowledges President Carter's contributions to the state of Georgia, the United States, and the world; and (2) establishes his legacy as one of the great leaders and statesmen of the United States.
Maddy summaryThis bill increases healthcare affordability for low- and middle-income people by expanding eligibility for premium tax credits under the Affordable Care Act. It removes the previous 400% of poverty level cap for subsidy eligibility and replaces it with a new sliding scale based on income tiers, ranging from 0% to 8.5% of household income for coverage costs. The scale adjusts linearly across income levels, with households earning 300-400% of poverty paying 6.0%-8.5% of income (up from the prior fixed 400% cap), while lower-income households pay progressively less. These changes apply to tax years beginning after December 31, 2025, directly affecting individuals purchasing health insurance through marketplace plans.
Maddy summaryHR 82, the Social Security Fairness Act of 2023, repeals two provisions that reduce Social Security benefits for certain government workers. It eliminates the Government Pension Offset (GPO), which cuts spousal or survivor benefits for people with pensions from jobs not covered by Social Security (like federal or state government roles), and the Windfall Elimination Provision (WEP), which lowers retirement benefits for those with similar pensions. The law takes effect for benefits paid after December 2023, requiring the Social Security Administration to adjust benefit calculations to remove these reductions. This change directly affects public-sector employees who previously had their Social Security benefits reduced due to their government pensions.
Maddy summaryThis bill designates the U.S. Postal Service facility at 340 South Loudon Avenue in Baltimore, Maryland, as the "United States Representative Elijah E. Cummings Post Office Building." It updates all federal references in laws, documents, and records to reflect this new name. The bill honors former U.S. Representative Elijah E. Cummings (D-MD), who served from 2007 until his passing in 2019, and became law on January 4, 2025.
Maddy summaryThis bill formally names the Department of Veterans Affairs community-based outpatient clinic in Auburn, California, as the "Louis A. Conter VA Clinic." The legislation honors Lou Conter, a Navy veteran and the last surviving member of the USS Arizona crew at Pearl Harbor, for his decades of military service and post-retirement contributions to veterans' education.
Maddy summaryThis bill (HR 8641) renames a U.S. Postal Service facility at 401 Main Street in Brawley, California, as the "Walter Francis Ulloa Memorial Post Office Building." It directly affects the postal facility and all federal references to it, changing them to the new name. The bill contains no policy changes or funding provisions - it is solely a commemorative naming resolution honoring Walter Francis Ulloa. The designation became effective upon enactment on January 4, 2025.