Rep. Mike Thompson

Maddy summaryThis bill prohibits Members of Congress, their spouses, and dependent children from owning or trading certain investments, including stocks, commodities, and derivatives (referred to as "covered investments"). It requires affected individuals to divest these investments within 90-180 days, with specific exemptions for Treasury bonds, diversified mutual funds, small business interests, and family trusts meeting strict conditions. Violations incur penalties of 10% of the investment's value plus disgorgement of profits, paid directly to the U.S. Treasury. The law applies to all covered individuals during federal service, with exceptions for investments acquired through inheritance or occupational trading (e.g., a spouse’s finance job).

Maddy summary# Summary of Proposed FEMA Reform Legislation (FEMA Act of 2025) This comprehensive legislative document proposes significant reforms to the Robert T. Stafford Disaster Relief and Emergency Assistance Act, with four main sections addressing: ## 1. Disaster Assistance Reforms - **Expanded eligibility** for assistance, including clarifying that absence of a fixed address doesn't disqualify individuals from sheltering assistance - **Improved rental assistance** with consideration of local post-disaster rent increases - **Direct assistance** for those unable to use financial assistance, with no requirement to show other assistance can cover costs (except insurance) - **Enhanced notices** for applicants, including documentation of denial decisions - **Clarification of displacement assistance** eligibility, stating insurance shouldn't be considered a duplication of benefits ## 2. Mitigation Program Enhancements - **Preapproved project mitigation plans** requiring states to develop plans with peer review processes - **Improved allocation of funds** with formulas prioritizing vulnerable communities, high-risk areas, and rural/economically distressed communities - **Resilient buildings** requirements for housing retrofits using the latest building codes - **Streamlined application processes** for hazard mitigation funds across multiple programs - **Study on mitigation benefits** to evaluate cost savings and effectiveness ## 3. Transparency and Accountability Measures - **Public dashboards** for both individual assistance (431) and public assistance (432) showing application status, approvals, denials, and funding - **Transparency requirements** for disaster declarations with detailed justifications for approvals/denials - **GAO studies** on numerous topics including: - Identity theft in disaster assistance (409) - Insurance utilization for public assistance facilities (410) - Wildfire management plans (411) - Effectiveness of alerting systems (412) - Cost savings of repair/rebuilding reforms (415) - **Prohibition on political discrimination** in assistance distribution ## 4. Workforce and Operational Improvements - **Study on workforce retention** in noncontiguous communities - **Pilot program** for preliminary damage assessments in remote communities - **Fast-moving disasters working group** to develop best practices for rapid response The legislation focuses on improving efficiency, transparency, and effectiveness of disaster relief programs while prioritizing vulnerable populations and communities with higher risk of disasters. It also emphasizes data-driven decision making through required studies and reports to continuously improve disaster management policies.

This bill designates the facility of the United States Postal Service located at 1444 Main Street in Ramona, California, as the "Archie Moore Post Office Building".

Maddy summaryThis bill extends the expiration date for a provision allowing certain vehicles to use High Occupancy Vehicle (HOV) lanes without meeting standard occupancy requirements. Specifically, it amends federal law to change the deadline from September 30, 2025, to September 30, 2031. The change directly affects drivers and vehicle operators who currently qualify for this exemption under existing rules. It is a procedural reauthorization, not a policy change, maintaining the current HOV lane exemption rules for an additional six years.

Maddy summaryThe Gun Safety Board and Research Act establishes a 22-member board within the Department of Health and Human Services to conduct and fund research on firearm violence reduction. The board must create a research program using at least half of its $5 million annual funding (rising to $25 million yearly), focusing on topics like domestic violence, suicide prevention, mass shootings, and health care costs, while publishing annual reports with policy recommendations and research gaps. It directly affects public health researchers, law enforcement, victims' advocates, and policymakers by generating evidence-based insights for federal, state, and local action. The board includes diverse expertise - from trauma surgery to firearm manufacturing - and must evaluate existing laws' effectiveness, avoiding advocacy while detailing concrete research priorities.

Maddy summaryHR 4901, the WWII Nurses Congressional Gold Medal Act, authorizes a Congressional Gold Medal to honor Army and Navy nurses who served during World War II. The bill recognizes their critical service under combat conditions, including field hospital care in 6 continents, internment as prisoners of war, and contributions to saving lives (with fewer than 4% of treated soldiers dying from wounds). The medal, designed by the Treasury Secretary, will be displayed at specific military museums and historical sites like the National World War II Museum, as directed by Congress. Bronze duplicates may be sold to cover costs, with proceeds deposited into the U.S. Mint fund.

Maddy summaryHR 4883, the Local Gun Violence Reduction Act, creates a federal database managed by the CDC to collect and share information about local gun violence prevention laws. It requires cities, counties, and other local governments to submit data on their enacted laws - including dates, government size, and pre- and post-enactment gun violence statistics - to the database within one year of the bill's passage. The searchable database will allow all local governments to access this information, and the CDC must report to Congress every two years on participation, successful laws, and geographic trends. The bill authorizes $1.5 million for fiscal year 2026 and $1 million annually thereafter to fund this effort.

Maddy summaryThis bill adjusts health insurance subsidies by modifying the premium tax credit structure under the Internal Revenue Code. It replaces previous income thresholds with a sliding-scale formula, increasing subsidies for households earning between 150% and 400% of the federal poverty level - reducing their required premium payments as income rises within these tiers. The changes apply to tax years beginning after December 31, 2025, directly affecting middle-income individuals and families purchasing coverage through health insurance marketplaces. It also repeals specific provisions from a prior reconciliation law related to health care.

Maddy summaryHR 4819, the Click to Cancel Act of 2025, makes the Federal Trade Commission's November 2024 "Negative Option Rule" permanent law. This rule directly affects businesses that use automatic renewal subscriptions (like streaming services or software) and their consumers, requiring clear, easy cancellation options. The bill codifies the FTC's existing rule, treating violations as unfair or deceptive practices under the FTC Act, and grants the FTC full authority to enforce it using existing powers and penalties. The key change is that businesses must now explicitly obtain consumer consent for recurring charges and provide straightforward cancellation methods, moving beyond the previous rule-based guidance.

Maddy summaryThis bill removes a barrier preventing most low-income students from accessing SNAP benefits. It amends the Food and Nutrition Act to explicitly allow students enrolled at least half-time in recognized higher education programs to qualify for SNAP, reversing a prior exclusion. The key change eliminates the previous requirement that students meet specific exceptions (now deleted) and adds a new eligibility category under Section 3(m)(5). This directly affects low-income undergraduate and graduate students at colleges and training programs who were previously ineligible. The changes take effect January 2, 2026.